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Entry Level Loan Originator Jobs (NOW HIRING)

Western Mortgage Brokers Inc

Be Seen First

Mortgage Loan Originator

Eugene, OR · Remote

$1.0K/mo

Ability to work independently in a remote environment. Entry-Level Candidates * Strong desire to build a career in mortgage lending. * Willingness to obtain an Oregon Mortgage Loan Originator license.

Western Mortgage Brokers Inc

Be Seen First

Mortgage Loan Originator

Eugene, OR · Remote

$1.0K/mo

Ability to work independently in a remote environment. Entry-Level Candidates * Strong desire to build a career in mortgage lending. * Willingness to obtain an Oregon Mortgage Loan Originator license.

Texana Bank

Jr. Mortgage Loan Originator

Naples, FL · On-site +1

Mortgage Branch Manager or Mortgage Sales Manager Position Summary The Junior Mortgage Loan Originator is an entry-level sales role designed for individuals with two or fewer years of experience in ...

DR Horton

Mortgage Loan Originator

Charlotte, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Indianapolis, IN · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

D.R. Horton, Inc

Mortgage Loan Originator

Charlotte, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Albuquerque, NM · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Rowlett, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

D.R. Horton, Inc

Mortgage Loan Originator

Rowlett, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Greenville, SC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DHI Mortgage

Mortgage Loan Originator

Greenville, SC

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

D.R. Horton, Inc

Mortgage Loan Originator

Richmond, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

D.R. Horton, Inc

Mortgage Loan Originator

Durham, NC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

D.R. Horton, Inc

Mortgage Loan Originator

Rowlett, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

D.R. Horton, Inc

Mortgage Loan Originator

Tampa, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton

Mortgage Loan Originator

Richmond, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

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Showing results 1-20

All JobsEntry Level Loan Originator Jobs

Entry Level Loan Originator information

See salary details

$33.5K

$84.8K

$135K

How much do entry level loan originator jobs pay per year?

As of Jun 16, 2026, the average yearly pay for entry level loan originator in the United States is $84,814.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,500.00 and $95,000.00 per year, depending on experience, location, and employer.

How to get a job as a loan officer with no experience?

Entry level loan officers typically start by obtaining a relevant license, such as a mortgage loan originator license, which requires completing pre-licensing education and passing a test. Gaining experience through internships, entry-level positions in banking or finance, and developing skills in customer service and financial analysis can improve chances of securing a loan officer role without prior experience.

Will MLO be replaced by AI?

As an Entry Level Loan Originator, AI is increasingly used to automate tasks like data entry and initial loan assessments, but it does not fully replace the need for human judgment, communication, and relationship-building skills essential in the role. Loan origination still requires understanding client needs and regulatory compliance, which are difficult for AI to replicate entirely.

What are the key skills and qualifications needed to thrive as an Entry Level Loan Originator, and why are they important?

To thrive as an Entry Level Loan Originator, you need basic financial knowledge, customer service skills, and at least a high school diploma or equivalent, with some employers preferring coursework in finance or business. Familiarity with loan origination software, CRM systems, and, in some cases, state-specific licensing or registration is common. Strong communication, attention to detail, and problem-solving abilities help you build trust with clients and navigate application processes. These skills and qualifications are crucial for accurately processing loans, ensuring regulatory compliance, and delivering excellent client experiences.

How much does a loan officer make on a $500,000 loan?

A loan originator typically earns a commission based on the loan amount, often around 0.5% to 1%, so on a $500,000 loan, they could earn between $2,500 and $5,000 in commissions. Salary and commission structures vary by employer and location, and successful loan officers often combine base pay with performance-based incentives.

How much does a mortgage broker make on a $500,000 loan?

A mortgage broker typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be approximately $2,500 to $5,000 on a $500,000 loan. As an entry level loan originator, earnings may include commissions, fees, and possibly a base salary, depending on the employer and compensation structure.

What does an Entry Level Loan Originator do?

An Entry Level Loan Originator assists clients through the process of applying for and securing loans, such as mortgages or personal loans. Their responsibilities typically include gathering financial information from applicants, explaining loan options and requirements, and submitting applications for approval. They often work under the supervision of more experienced originators while learning about lending regulations, loan products, and customer service. This role is a starting point for a career in the mortgage or lending industry and provides valuable experience in sales, finance, and compliance.

What is the difference between Entry Level Loan Originator vs Loan Officer?

AspectEntry Level Loan OriginatorLoan Officer
CredentialsTypically requires a mortgage license and basic financial knowledgeOften requires a license, experience, and advanced industry knowledge
Work EnvironmentEntry-level, training-focused, often in banks or mortgage companiesMore client-facing, responsible for closing loans, in banks or lending firms
ResponsibilitiesAssisting clients, gathering documents, learning loan processesEvaluating applications, advising clients, closing loans

In summary, an Entry Level Loan Originator is an entry-tier role focused on learning and supporting loan processes, while a Loan Officer typically has more experience, handles client consultations, and manages the full loan approval process.

What are some common challenges Entry Level Loan Originators face when starting out, and how can they overcome them?

Entry Level Loan Originators often face challenges such as building a client base, understanding complex loan products, and navigating regulatory requirements. Overcoming these hurdles typically involves proactive networking, seeking mentorship from experienced colleagues, and taking advantage of training programs offered by employers. Staying organized and asking questions can also help new originators quickly adapt to the fast-paced, detail-oriented nature of the role. Consistent communication with clients and team members is key to building trust and achieving success.
More about Entry Level Loan Originator jobs
What cities are hiring for Entry Level Loan Originator jobs? Cities with the most Entry Level Loan Originator job openings:
What are the most commonly searched types of Loan Originator jobs? The most popular types of Loan Originator jobs are:
What states have the most Entry Level Loan Originator jobs? States with the most job openings for Entry Level Loan Originator jobs include:
Entry Level Loan Originator jobs near you
Infographic showing various Entry Level Loan Originator job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 1% Full Time, 94% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $84,814 per year, or $40.8 per hour.

Entry Level Loan Originator (1099)

Working Capital Marketplace

Miami, FL

Full-time

Posted 18 days ago

Job description

Benefits:
  • Commissions
  • Opportunity for advancement
  • Training & development

Were Hiring: 1099 Loan Originators (Real Estate Finance)
Miami, FL

Unlimited Earning Potential | High-Performance Environment | No Micromanagement

WCM Commercial is growing, and were looking for driven, competitive professionals who want to win.
If youre looking for a cushy base salary, this isnt for you.
If you want control over your income, growth, and long-term upside, keep reading.
The Role

Youll be on the front lines:
  • Working qualified inbound + outbound leads
  • Structuring real estate financing solutions
  • Managing deals from first call to funding
  • Running a high-activity pipeline every single day
This is a production-driven role.
Activity = pipeline. Pipeline = commissions.
What We Provide

  • Leads (real opportunities, not recycled)
  • Proven sales process + ongoing training
  • Access to diverse lending products & capital sources
  • Technology and systems built for speed and execution
  • A competitive, team-driven environment that pushes you to grow
Compensation

  • 100% Commission (1099)
  • No cap on earnings
  • Performance-based incentives + bonuses
You control what you earn.
What Were Looking For

  • Strong communicators who can build trust quickly
  • Individuals that are comfortable with high call volume
  • Competitive mindset with mental toughness and consistency
  • Organized professionals who can manage multiple deals at once
  • Self-starters who take ownership and execute without handholding
  • High school graduates and college students looking to gain hands-on experience in commercial real estate financing
Experience helps but drive and discipline matter more.
Reality Check

This is not a low-effort role.
This is for individuals who:
  • Show up ready to execute daily
  • Stay consistent when its challenging
  • Understand that success comes from volume, follow-up, and discipline
Bottom Line

At WCM Commercial, we dont micromanage, we expect performance.
You control the activity.
You create the outcome.
If youre ready to build something real, and get paid for it, apply now.