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Entry Level Loan Originator Jobs (NOW HIRING)

DR Horton, Inc.

Mortgage Loan Originator

Greenville, SC · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

San Marcos, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Fort Myers, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Scottsdale, AZ · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Midland, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Midland, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Orlando, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Tampa, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Conroe, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Lehi, UT · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Orlando, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

DR Horton, Inc.

Mortgage Loan Originator

Orlando, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services ...

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Entry Level Loan Originator information

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$33.5K

$84.8K

$135K

How much do entry level loan originator jobs pay per year?

As of Jul 15, 2026, the average yearly pay for entry level loan originator in the United States is $84,814.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,500.00 and $95,000.00 per year, depending on experience, location, and employer.

Is a loan officer an entry level job?

A loan officer, including entry level positions, typically requires some knowledge of lending practices and customer service skills. Entry level loan officers often receive on-the-job training and may need a high school diploma or equivalent, with some roles preferring or requiring a college degree or relevant certifications. Advancement usually depends on experience and performance within the role.

Will MLO be replaced by AI?

As an Entry Level Loan Originator, AI is increasingly used to automate tasks like data analysis and document processing, but it is unlikely to fully replace the role. Human interaction, judgment, and relationship-building remain essential in loan origination, especially for complex cases and customer service. Professionals who develop skills in technology and compliance will continue to be valuable in the field.

What are the key skills and qualifications needed to thrive as an Entry Level Loan Originator, and why are they important?

To thrive as an Entry Level Loan Originator, you need basic financial knowledge, customer service skills, and at least a high school diploma or equivalent, with some employers preferring coursework in finance or business. Familiarity with loan origination software, CRM systems, and, in some cases, state-specific licensing or registration is common. Strong communication, attention to detail, and problem-solving abilities help you build trust with clients and navigate application processes. These skills and qualifications are crucial for accurately processing loans, ensuring regulatory compliance, and delivering excellent client experiences.

How much does a loan officer make on a $500,000 loan?

A loan originator typically earns a commission based on the loan amount, often around 0.5% to 1%, so on a $500,000 loan, they could earn between $2,500 and $5,000 in commissions. Salary and commission structures vary by employer and location, and additional bonuses or incentives may also apply.

How to become a MLO with no experience?

To become an entry-level loan originator (MLO) with no experience, you typically need to complete pre-licensing education approved by the Nationwide Multistate Licensing System (NMLS), pass the MLO licensing exam, and submit to a background check. Gaining familiarity with mortgage products, customer service skills, and licensing requirements is essential for starting in this role.

What does an Entry Level Loan Originator do?

An Entry Level Loan Originator assists clients through the process of applying for and securing loans, such as mortgages or personal loans. Their responsibilities typically include gathering financial information from applicants, explaining loan options and requirements, and submitting applications for approval. They often work under the supervision of more experienced originators while learning about lending regulations, loan products, and customer service. This role is a starting point for a career in the mortgage or lending industry and provides valuable experience in sales, finance, and compliance.

What is the difference between Entry Level Loan Originator vs Loan Officer?

AspectEntry Level Loan OriginatorLoan Officer
CredentialsTypically requires a mortgage license and basic financial knowledgeOften requires a license, experience, and advanced industry knowledge
Work EnvironmentEntry-level, training-focused, often in banks or mortgage companiesMore client-facing, responsible for closing loans, in banks or lending firms
ResponsibilitiesAssisting clients, gathering documents, learning loan processesEvaluating applications, advising clients, closing loans

In summary, an Entry Level Loan Originator is an entry-tier role focused on learning and supporting loan processes, while a Loan Officer typically has more experience, handles client consultations, and manages the full loan approval process.

What are some common challenges Entry Level Loan Originators face when starting out, and how can they overcome them?

Entry Level Loan Originators often face challenges such as building a client base, understanding complex loan products, and navigating regulatory requirements. Overcoming these hurdles typically involves proactive networking, seeking mentorship from experienced colleagues, and taking advantage of training programs offered by employers. Staying organized and asking questions can also help new originators quickly adapt to the fast-paced, detail-oriented nature of the role. Consistent communication with clients and team members is key to building trust and achieving success.
More about Entry Level Loan Originator jobs
What cities are hiring for Entry Level Loan Originator jobs? Cities with the most Entry Level Loan Originator job openings:
What are the most commonly searched types of Loan Originator jobs? The most popular types of Loan Originator jobs are:
What states have the most Entry Level Loan Originator jobs? States with the most job openings for Entry Level Loan Originator jobs include:
Entry Level Loan Originator jobs near you
Infographic showing various Entry Level Loan Originator job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 86% Full Time, 12% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $84,814 per year, or $40.8 per hour.

Entry Level Loan Originator (1099)

Working Capital Marketplace

Miami, FL • On-site

Full-time

Re-posted 16 days ago

Job description

We’re Hiring: 1099 Loan Originators (Real Estate Finance)
Miami, FL

Unlimited Earning Potential | High-Performance Environment | No Micromanagement

WCM Commercial is growing, and we’re looking for driven, competitive professionals who want to win.
If you’re looking for a cushy base salary, this isn’t for you.
 If you want control over your income, growth, and long-term upside, keep reading.
The Role

You’ll be on the front lines:
  • Working qualified inbound + outbound leads 
  • Structuring real estate financing solutions 
  • Managing deals from first call to funding 
  • Running a high-activity pipeline every single day 
This is a production-driven role.
Activity = pipeline. Pipeline = commissions.
What We Provide

  • Leads (real opportunities, not recycled) 
  • Proven sales process + ongoing training 
  • Access to diverse lending products & capital sources 
  • Technology and systems built for speed and execution 
  • A competitive, team-driven environment that pushes you to grow 
Compensation

  • 100% Commission (1099) 
  • No cap on earnings 
  • Performance-based incentives + bonuses 
You control what you earn.
What We’re Looking For

  • Strong communicators who can build trust quickly 
  • Individuals that are comfortable with high call volume 
  • Competitive mindset with mental toughness and consistency 
  • Organized professionals who can manage multiple deals at once 
  • Self-starters who take ownership and execute without handholding 
  • High school graduates and college students looking to gain hands-on experience in commercial real estate financing 
Experience helps but drive and discipline matter more.
⚠️ Reality Check

This is not a low-effort role.
 This is for individuals who:
  • Show up ready to execute daily 
  • Stay consistent when it’s challenging 
  • Understand that success comes from volume, follow-up, and discipline 
Bottom Line

At WCM Commercial, we don’t micromanage, we expect performance.
You control the activity.
 You create the outcome.
If you’re ready to build something real, and get paid for it, apply now.