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Entry Level Life Insurance Agent Jobs in Miami, FL

Comfort Insurance and Finances

Insurance Agent

Miami, FL · On-site

$35K - $100K/yr

About the Role As an Insurance Agent, you will guide clients through insurance decisions by ... Dental, vision, and life insurance * 401(k) * Paid time off and paid holidays * Supportive, team ...

Comfort Insurance and Finances

Insurance Agent

Miami, FL · On-site

$35K - $100K/yr

About the Role As an Insurance Agent, you will guide clients through insurance decisions by ... Dental, vision, and life insurance * 401(k) * Paid time off and paid holidays * Supportive, team ...

Peak Legacy Financial

Be Seen First

Life Insurance Sales Agent

Miami, FL · On-site

$5.0K - $30K/mo

Identify each client's life insurance needs and budget * Compare coverage from multiple highly rated carriers * Present Final Expense, Mortgage Protection and other life insurance solutions

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All JobsLife Insurance Agent JobsEntry Level Life Insurance Agent JobsEntry Level Life Insurance Agent Jobs in Miami, FL

Entry Level Life Insurance Agent information

See Miami, FL salary details

$17.2K

$85.1K

$138.7K

How much do entry level life insurance agent jobs pay per year?

As of Sep 2, 2026, the average yearly pay for entry level life insurance agent in Miami, FL is $85,093.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $116,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you need a high school diploma (or equivalent), basic sales knowledge, and the ability to obtain state insurance licensing. Familiarity with customer relationship management (CRM) software and digital sales platforms is commonly required, along with passing the state licensing exam. Strong interpersonal skills, active listening, and resilience help agents build trust and handle client objections effectively. These skills are crucial for successfully acquiring and retaining clients, meeting sales targets, and ensuring compliance with industry regulations.

What are some common challenges faced by entry level life insurance agents, and how can they be overcome?

Entry-level life insurance agents often face challenges such as building a client base from scratch, handling rejection, and understanding complex insurance products. To overcome these obstacles, agents should focus on consistent networking, seeking mentorship from experienced colleagues, and participating in ongoing training provided by their agency. Developing strong communication skills and staying organized with client follow-ups can also help new agents build trust and establish lasting relationships. Most agencies support new agents with training programs and team collaboration to help them succeed.

How much money does an entry level life insurance agent make?

Entry-level life insurance agents typically earn between $30,000 and $50,000 annually, including base salary and commissions. Earnings can vary based on sales performance, location, and the agency's compensation structure, with successful agents potentially earning more through commissions and bonuses.

How to be an entry level life insurance agent with no experience?

To become an entry-level life insurance agent with no experience, you should complete any required licensing exams and obtain the necessary state license. Gaining knowledge of insurance products, developing strong communication skills, and applying to agencies that offer training programs can help you start in this field.

How to start being an entry level life insurance agent?

To start as an entry-level life insurance agent, you typically need to complete a pre-licensing education course, pass a licensing exam, and obtain the required state license. Gaining knowledge of insurance products, developing sales skills, and obtaining a job with an insurance agency or brokerage are also important steps.

Is it hard to get hired as an entry level life insurance agent?

Getting hired as an entry level life insurance agent is generally accessible, as many companies seek new agents and provide training programs. Success often depends on strong communication skills, a willingness to learn, and obtaining necessary licensing, which is typically required before starting the role.

What are the most commonly searched types of Life Insurance Agent jobs in Miami, FL?

The most popular types of Life Insurance Agent jobs in Miami, FL are:

What cities near Miami, FL are hiring for Entry Level Life Insurance Agent jobs?

Cities near Miami, FL with the most Entry Level Life Insurance Agent job openings:

Entry Level Life Insurance Agent jobs near you
Infographic showing various Entry Level Life Insurance Agent job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $85,093 per year, or $40.9 per hour.

Life Insurance Agent - Remote - Miami, FL

GIA Legacy Planning

Key Biscayne, FL • Remote

Full-time, Part-time, Contractor

Re-posted 2 days ago

Job description

An independent opportunity for driven, self-motivated people ready to build something of their own.

If you are someone who wants to be in business for yourself — but not by yourself — this may be exactly what you have been looking for.

GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas who are building their own books of business through a system that is already proven and already in motion.

This is not a job in the traditional sense. There is no boss, no punch clock, and no ceiling. It is an independent contractor opportunity where your results are a direct reflection of your effort, your consistency, and your willingness to follow a system that works.

WHAT MAKES THIS DIFFERENT

  • You control your schedule — mornings, evenings, weekends, you decide

  • 100% remote — serve clients across Houston and the surrounding Harris County area from wherever you are most productive

  • Warm inbound leads — you talk to people who already raised their hand for coverage, so there is no cold calling

  • Carrier-paid training and mentorship from agents who are actively producing right now

  • You build a book of business that pays you on every policy you write, with an ownership model and overrides as you grow a team

  • No ceiling on your income — your results are a direct reflection of your effort and consistency

WHAT YOU WILL DO

  • Connect with interested clients through our proprietary lead system — people who have already requested information about coverage

  • Present life insurance and protection solutions tailored to each family's situation

  • Follow our step-by-step system for consistent daily activity and follow-up

  • Build and manage your own pipeline of active clients and referrals

  • Grow at your own pace — whether part-time or full-time, the system adapts to your commitment level

WHO THIS IS FOR

  • You are self-motivated and do not need someone standing over you to get things done

  • You have experience in sales, real estate, finance, customer service, or another client-facing role — insurance experience is not required

  • You are a career changer or part-timer in the Houston area looking for something with real long-term upside

  • You are coachable and willing to follow a proven system even if it is new to you

  • You are ready to get licensed if you are not already (we will show you exactly how)

WHO THIS IS NOT FOR

  • You want a guaranteed paycheck regardless of effort

  • You are not willing to follow a system or take direction

  • You expect results without putting in consistent daily activity

  • You want someone to hand you success without accountability

If you are ready to take ownership of your income, your schedule, and your future — we want to hear from you. Apply now and a member of our team will reach out within 24 to 48 hours.

IMPORTANT: This is an independent contractor (1099) commission-only opportunity. There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on individual performance, activity level, and consistency. Past results of other agents are not a guarantee of your results.