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Entry Level Insurance Investigator Jobs in Ohio (NOW HIRING)

Ethos Risk Services

Entry-Level Investigator

Columbus, OH

$44K - $55K/yr

Ethos Risk Services is a leading insurance claims investigation and medical management company ... Our Full-Time Entry-Level Field Investigator position will help launch your career by providing you ...

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Entry Level Insurance Investigator information

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$12

$24

$36

How much do entry level insurance investigator jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for entry level insurance investigator in Ohio is $24.50, according to ZipRecruiter salary data. Most workers in this role earn between $20.82 and $30.14 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level insurance investigator?

To thrive as an Entry Level Insurance Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice, finance, or a related field. Familiarity with claims management software, investigative databases, and occasionally certification such as Certified Insurance Fraud Investigator (CIFI) can be beneficial. Excellent communication, critical thinking, and ethical judgment help you effectively interact with claimants, witnesses, and colleagues. These skills are vital for accurately evaluating claims, detecting fraud, and ensuring fair outcomes for both the company and clients.

How much do entry level insurance investigators make in the US?

Entry-level insurance investigators in the US typically earn between $40,000 and $55,000 annually, depending on location and employer. Starting salaries may increase with relevant skills, certifications, and experience in investigation techniques or insurance policies.

What is the difference between Entry Level Insurance Investigator vs Claims Adjuster?

AspectEntry Level Insurance InvestigatorClaims Adjuster
Required CredentialsHigh school diploma or equivalent; some roles may prefer insurance or investigation certificationsHigh school diploma; licensing or certification may be required depending on state
Work EnvironmentField and office work; investigating claims, interviewing witnesses, reviewing documentsOffice-based; evaluating insurance claims, inspecting damages, negotiating settlements
Employer & Industry UsageInsurance companies, third-party investigation firmsInsurance companies, public adjusters

While both roles involve assessing insurance-related cases, Entry Level Insurance Investigators focus on investigating claims and gathering evidence, often working in the field. Claims Adjusters primarily evaluate and settle claims, usually working in an office setting. Both roles require similar credentials and are integral to the insurance industry, but they differ in daily tasks and work environment.

What does an entry level insurance investigator do?

An entry level insurance investigator is responsible for examining insurance claims to determine their validity and to prevent fraudulent activities. They collect and analyze information such as statements, documents, and photographs to assess the legitimacy of a claim. Their duties often include interviewing claimants and witnesses, reviewing records, and preparing detailed reports for their employer. Entry level investigators typically work under supervision and may specialize in areas such as health, auto, or property insurance. Strong analytical and communication skills are essential for success in this role.

What are some common challenges faced by entry level insurance investigators, and how can they overcome them?

Entry level insurance investigators often encounter challenges such as learning to identify potential fraud indicators, managing a high caseload, and adapting to various investigative techniques. New investigators may also face difficulties in interviewing claimants and witnesses or gathering sufficient evidence. To overcome these challenges, it's important to actively seek mentorship from experienced colleagues, participate in on-the-job training, and develop strong organizational and communication skills. Regular collaboration with supervisors and legal or claims teams can also help in building confidence and expertise over time.
What are the most commonly searched types of Insurance Investigator jobs in Ohio? The most popular types of Insurance Investigator jobs in Ohio are:
What are popular job titles related to Entry Level Insurance Investigator jobs in Ohio? For Entry Level Insurance Investigator jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Entry Level Insurance Investigator jobs in Ohio look for? The top searched job categories for Entry Level Insurance Investigator jobs in Ohio are:
What cities in Ohio are hiring for Entry Level Insurance Investigator jobs? Cities in Ohio with the most Entry Level Insurance Investigator job openings:
Entry Level Insurance Investigator jobs near you
Infographic showing various Entry Level Insurance Investigator job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $50,959 per year, or $24.5 per hour.

Auto Claims Representative

Auto-Owners Insurance

Lima, OH • On-site

Full-time

Retirement, PTO

Re-posted 25 days ago

Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

22nd of 304 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated claims trainee to join our team. This job handles entry-level insurance claims under close supervision through the life-cycle of a claim including but not limited to: investigation, evaluation, and claim resolution. This job provides service to agents, insureds, and others to ensure claims resolve accurately and timely. This job includes training and development completion of the Company's claims training program for the assigned line of insurance and requires the person to:
  • Investigate, evaluate, and settle entry-level insurance claims
  • Study insurance policies, endorsements, and forms to develop foundational knowledge on Company insurance products
  • Learn and comply with Company claim handling procedures
  • Develop entry-level claim negotiation and settlement skills
  • Build skills to effectively serve the needs of agents, insureds, and others
  • Meet and communicate with claimants, legal counsel, and third-parties
  • Develop specialized skills including but not limited to, estimating and use of designated computer-based programs for loss adjustment
  • Study, obtain, and maintain an adjuster's license(s), if required by statute within the timeline established by the Company or legal requirements

Desired Skills & Experience
  • Bachelor's degree or direct equivalent experience with property/casualty claims handling
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Ability to maintain confidentially and data security
  • Ability to effectively deal with a diverse group individuals
  • Ability to accurately deal with mathematical problems, including, geometry (area and volume) and financial areas (such as accuracy in sums, unit costs, and the capacity to read and develop understanding of personal and business finance documents)
  • Ability to drive an automobile, possess a valid driver license, and maintain a driving record consistent with the Company's underwriting guidelines for coverage
  • Continually develop product knowledge through participation in approved educational programs

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
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