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Entry Level Fintech Software Engineer Jobs in Cincinnati, OH

SynergisticIT

Software Engineer (Remote)

Cincinnati, OH · On-site

Currently, we are looking for entry-level software programmers, IT enthusiasts, Python/Java developers, data analysts/data scientists. We welcome candidates with all visas and citizens to apply. Who ...

SynergisticIT

Junior Software Engineer

Cincinnati, OH · On-site

Currently, we are looking for entry-level software programmers, Java full stack developers, Python/Java developers, data analysts/data scientists, machine learning engineers for full time positions ...

DataAnnotation

Android Developer

Wyoming, OH · On-site +1

$40/hr

Seniority level Entry level Employment type Full‐time Job function Engineering and Information Technology Industries Software Development #J-18808-Ljbffr

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Entry Level Fintech Software Engineer information

See Cincinnati, OH salary details

$23K

$100.6K

$181.3K

How much do entry level fintech software engineer jobs pay per year?

As of May 28, 2026, the average yearly pay for entry level fintech software engineer in Cincinnati, OH is $100,613.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,400.00 and $115,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Entry Level Fintech Software Engineer, and why are they important?

To thrive as an Entry Level Fintech Software Engineer, you need a solid grounding in programming languages (such as Python, Java, or C++), understanding of algorithms, and a relevant degree in computer science or a related field. Familiarity with financial software platforms, APIs, databases, and code versioning tools like Git is typically required. Strong problem-solving skills, attention to detail, and effective communication abilities help you collaborate with cross-functional teams and address complex challenges. These skills ensure you can develop reliable, secure, and compliant software solutions vital to the fast-paced fintech industry.

What are some common challenges faced by entry level fintech software engineers, and how can they overcome them?

Entry level fintech software engineers often encounter challenges such as understanding complex financial regulations, adapting to rapidly changing technologies, and working with large-scale, secure systems. To overcome these, new engineers should proactively seek mentorship from experienced colleagues, participate in continuous learning (such as online courses or company training), and collaborate closely with cross-functional teams like compliance and product. Embracing agile development practices and staying curious about financial industry trends can also help accelerate their growth and confidence in the role.

What does an Entry Level Fintech Software Engineer do?

An Entry Level Fintech Software Engineer is responsible for developing, testing, and maintaining software solutions specifically for financial technology applications. They typically work on building secure and scalable platforms, integrating APIs, and ensuring compliance with financial regulations. These engineers collaborate with senior developers and other teams to deliver features that improve financial products and customer experiences. They also troubleshoot issues, write documentation, and may work with technologies such as Python, Java, or cloud platforms.

What is the difference between Entry Level Fintech Software Engineer vs Entry Level Data Analyst?

AspectEntry Level Fintech Software EngineerEntry Level Data Analyst
Required CredentialsBachelor's in Computer Science, Software Engineering, or related fieldBachelor's in Statistics, Data Science, or related field
Work EnvironmentDeveloping financial software, coding, testing, and deploying applicationsAnalyzing financial data, creating reports, and supporting decision-making
Employer & Industry UsageFintech companies, banks, financial institutionsFinancial services, consulting firms, fintech firms

While both roles support financial technology firms, the Entry Level Fintech Software Engineer focuses on building and maintaining software applications, whereas the Entry Level Data Analyst interprets data to inform business decisions. Both roles require a strong technical background, but their daily tasks and skill sets differ significantly.

What are the most commonly searched types of Fintech Software Engineer jobs in Cincinnati, OH? The most popular types of Fintech Software Engineer jobs in Cincinnati, OH are:
What are popular job titles related to Entry Level Fintech Software Engineer jobs in Cincinnati, OH? For Entry Level Fintech Software Engineer jobs in Cincinnati, OH, the most frequently searched job titles are:
What job categories do people searching Entry Level Fintech Software Engineer jobs in Cincinnati, OH look for? The top searched job categories for Entry Level Fintech Software Engineer jobs in Cincinnati, OH are:
What cities near Cincinnati, OH are hiring for Entry Level Fintech Software Engineer jobs? Cities near Cincinnati, OH with the most Entry Level Fintech Software Engineer job openings:
Entry Level Fintech Software Engineer jobs near you
Infographic showing various Entry Level Fintech Software Engineer job openings in Cincinnati, OH as of May 2026, with employment types broken down into 74% Full Time, 21% Part Time, and 5% Contract. Highlights an 82% Physical, and 18% Remote job distribution, with an average salary of $100,613 per year, or $48.4 per hour.
Junior Software Development Engineer

Junior Software Development Engineer

Luma Financial Technologies

Cincinnati, OH • On-site

Full-time

Posted 29 days ago

Job description

About Luma Financial Technologies
Founded in 2018, Luma Financial Technologies ("Luma") has pioneered a cutting-edge fintech software platform that has been adopted by broker/dealer firms, RIA offices, and private banks around the world. By using Luma, institutional and retail investors have a fully customizable, independent, buy-side technology platform that helps financial teams more efficiently learn about, research, purchase, and manage alternative investments as well as annuities. Luma gives these users the ability to oversee the full, end-to-end process lifecycle by offering a suite of solutions. These include education resources and training materials; creation and pricing of custom structured products; electronic order entry; and post-trade management. By prioritizing transparency and ease of use, Luma is a multi-issuer, multi-wholesaler, and multi-product option that advisors can utilize to best meet their clients' specific portfolio needs. Headquartered in Cincinnati, OH, Luma also has offices in New York, NY, Miami, FL, Zurich, Switzerland and Lisbon, Portugal. For more information, please visit Luma's website.
About the role
We are seeking skilled and adaptable Software Development Engineers to design and implement integrations with our platform. In this role, you will collaborate with engineers, product owners, and business teams to understand requirements, design scalable and maintainable solutions, and ensure security by design. Performance is critical to providing a seamless user experience, and we expect you to optimize for efficiency and speed.
The ideal candidate will ensure timely delivery of high-quality solutions. A strong focus on code test coverage, CI/CD best practices, and production support is essential. Given our decentralized team structure, the ability to work effectively across multiple time zones is required.
Please note:
  • This is a hybrid position required to work 3 days/week from Luma's Cincinnati, OH or New York City office
  • Sponsorship for U.S. work authorization is not available for this opportunity.

What you'll do
  • Design and implement scalable microservices
  • Develop and maintain high-performance Java and Spring Boot applications
  • Create and optimize APIs with a focus on system reliability
  • Implement comprehensive testing strategies
  • Develop async communication systems
  • Implement robust monitoring and alerting solutions
  • Work with both relational and non-relational databases
  • Collaborate with cross-functional teams to refine and deliver technical solutions
  • Stay up to date with emerging technologies, architectures, and coding best practices
  • Adapt to a fast-paced environment with shifting priorities

Qualifications
  • Either a Bachelors degree with 2-4 years of relevant experience, or a Master's degree with 0-2 years of relevant experience
    • Degree in Computer Science, Engineering, or a related field
  • Proven experience working in an Agile framework (Scrum/Kanban)
  • Excellent communication
  • Demonstrated commitment to high-quality, maintainable code
  • Strong expertise in Java and Spring Boot
  • Strong experience with relational and noSQL databases
  • Solid understanding of microservices architecture and design patterns
  • API and Async streaming
  • Experience with production support and troubleshooting
  • Hands-on experience with cloud computing (AWS preferred)
  • Familiarity with CI/CD pipelines and production deployment best practices

Apply