Entry Level Fintech Software Engineer Jobs in Austin, TX

As passionate about our people as we are about our mission.
Why Join Q2?
Q2 is a leading provider of digital banking and lending solutions to banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Our mission is simple: build strong and diverse communities through innovative financial technology-and we do that by empowering our people to help create success for our customers.
What Makes Q2 Special?
Being as passionate about our people as we are about our mission. We celebrate our employees in many ways, including our "Circle of Awesomeness" award ceremony and day of employee celebration among others! We invest in the growth and development of our team members through ongoing learning opportunities, mentorship programs, internal mobility, and meaningful leadership relationships. We also know that nothing builds trust and collaboration like having fun. We hold an annual Dodgeball for Charity event at our Q2 Stadium in Austin, inviting other local companies to play, and community organizations we support to raise money and awareness together.
The Team
The Targeted Experiences team builds and evolves SMART, Q2's personalization and targeting platform for digital banking.
SMART turns real-time behavioral, transactional, and partner data into actionable insights that can be activated across digital banking experiences and external systems. In addition to building the platform itself, the team owns partner enablement - ensuring SMART is reliable, well-documented, and ready for consumption by external developers, fintech partners, and marketing platforms.
The team is intentionally multi-disciplinary and owns the stack end to end, bringing together engineers with backgrounds in backend and frontend software engineering, data engineering, and data science. As SMART evolves, the team's scope will continue to expand beyond a single product toward broader targeted and personalized experience capabilities across Q2's ecosystem.
The Role
Q2 is seeking a Software Engineer to join the Targeted Experiences team and contribute to the platform capabilities behind SMART.
In this role, you will work closely with experienced engineers to design, implement, test, and operate cloud-native, data-driven services that power personalization and targeted experiences across Q2's platform and partner ecosystem. This is a production-focused role where you will gradually take on more responsibility as you gain experience working with real-world systems and data.
We are looking for engineers who are eager to learn, enjoy working across the stack, and care about building reliable software in environments where quality and correctness matter.
RESPONSIBILITIES
• Review and understand use cases, specifications, and requirements for each Statement of Work.
• Design product extensions leveraging the Q2 Wedge Framework and other platform components.
• Implement and unit test back-end components and front-end web pages.
• Create, integrate, and test software solutions of moderate complexity, including Windows- and Linux-based components.
• Support, maintain, and resolve issues in production systems; occasional on-call availability may be required.
• Deploy code to customer environments and accurately track/report project time and status.
• Ensure adherence to all security, availability, confidentiality, and privacy policies and controls.
• Assist and mentor teammates, providing technical guidance and advocating best practices.
EXPERIENCE AND KNOWLEDGE
• Bachelor's degree in Computer Science, Information Systems, or equivalent experience; up to 2+ years of related experience.
• Proficiency in Python, SQL, JavaScript, and CSS.
• Web development experience and familiarity with front-end frameworks (e.g., Vue, Angular, React).
• Understanding of full software development life cycle and service-oriented architecture.
• Strong analytical, problem-solving, and effective written and verbal communication skills.
• Experience contributing in an Agile development environment.
• Occasional availability for on-call/emergency support and ability to work flexible hours for deadlines and off-hours installations.
• Demonstrated ability to apply good design principles while exercising pragmatism to meet deadlines
This position requires fluent written and oral communication in English.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Health & Wellness

• Hybrid Work Opportunities
• Flexible Time Off
• Career Development & Mentoring Programs
• Health & Wellness Benefits, including competitive health insurance offerings and generous paid parental leave for eligible new parents
• Community Volunteering & Company Philanthropy Programs
• Employee Peer Recognition Programs - "You Earned it"

Click here to find out more about the benefits we offer.
Our Culture & Commitment:
We're proud to foster a supportive, inclusive environment where career growth, collaboration, and wellness are prioritized. And our benefits go beyond healthcare-offering resources for physical, mental, and professional well-being. Click here to find out more about the benefits we offer. Q2 employees are encouraged to give back through volunteer work and nonprofit support through our Spark Program (see more). We believe in making an impact-in the industry and in the community.
We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, or veteran status.
Applicants in California or Washington State may not be exempt from federal and state overtime requirements