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Entry Level Credit Risk Analyst Jobs in New Brunswick, NJ

Ramp

Credit Risk Associate

New York, NY · On-site

$108K - $200K/yr

Use AI tools every day to move faster on research, analysis, coding, synthesis, writing, verification, and follow-through. * Build AI into credit risk workflows: feature exploration, policy ...

The OLB Group Inc.

Risk Analyst

New York, NY · On-site

Overview The Risk Analyst is primarily responsible for analyzing and calculating financial risk ... Investigate the credit card processing, chargebacks, refunds, and fraud on merchant accounts that ...

Everest Insurance

Risk Analyst I

Warren, NJ · On-site

$57K - $98K/yr

Title: Risk Analyst I Company: Everest Global Services, Inc. Job Category: Risk Management Risk ... Support Credit and Surety accumulation monitoring processes, including data preparation, validation ...

Everest Re Group

Risk Analyst I

Warren, NJ · Hybrid

$57K - $98K/yr

Title: Risk Analyst I Company: Everest Global Services, Inc. Job Category: Risk Management Risk ... Support Credit and Surety accumulation monitoring processes, including data preparation, validation ...

Lockton, Inc.

Risk Analyst

New York, NY · On-site

Position Overview The Risk Analyst is Lockton' Northeast's entry level position and is designed for a recent college graduate or experienced professional with 1 to 2 years of relevant insurance ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in New Brunswick, NJ

Entry Level Credit Risk Analyst information

See New Brunswick, NJ salary details

$38.2K

$117.5K

$203.8K

How much do entry level credit risk analyst jobs pay per year?

As of Aug 18, 2026, the average yearly pay for entry level credit risk analyst in New Brunswick, NJ is $117,520.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,100.00 and $145,000.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are popular job titles related to Entry Level Credit Risk Analyst jobs in New Brunswick, NJ?

For Entry Level Credit Risk Analyst jobs in New Brunswick, NJ, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Risk Analyst jobs in New Brunswick, NJ look for?

The top searched job categories for Entry Level Credit Risk Analyst jobs in New Brunswick, NJ are:

What cities near New Brunswick, NJ are hiring for Entry Level Credit Risk Analyst jobs?

Cities near New Brunswick, NJ with the most Entry Level Credit Risk Analyst job openings:

Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in New Brunswick, NJ as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $117,520 per year, or $56.5 per hour.

Credit Risk Associate

Ramp

New York, NY • On-site

$108K - $200K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you've built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year - far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
As a member of Ramp's Risk Strategy & Operations team, you will leverage data to develop and optimize credit strategies.
Credit is one of Ramp's most consequential products. Every policy change affects how customers can grow their usage, and how responsibly Ramp scales up while managing risk. Credit Risk Strategy owns these tradeoffs end to end.
In this role, you will own or help build strategy across credit risk areas like credit limits, payment speed, and collections. You'll take ambiguous problems, get to the data, prototype the solution, and push the change with Product, Engineering, Data Science, Risk Operations, Finance, Customer Experience, and Compliance.
AI fluency is required. We use AI as a core pillar of our risk management stack, and you will be prototyping and managing related Agents and tools. You should already be using tools like Claude Code, Codex, or similar AI tools to write code, explore data, prototype apps, automate workflows, and check your own work. You do not need to be a software engineer, but you do need to use AI to ship something runnable or inspectable enough to test, improve, and hand off.
We are looking for builders with high agency and high urgency: people who prototype the workflow, not just write the recommendation for someone else to build.
What You'll Do
  • Own credit risk strategy for areas like model prototyping, credit limits, payment speed, collections, etc.
  • Use SQL, quantitative reasoning, and credit risk judgment to investigate patterns, size opportunities, define policy changes, and pressure-test recommendations.
  • Build the first useful version when the workflow does not exist: a tool, app, dashboard, agent, notebook, QA loop, monitor, or decisioning process.
  • Use AI tools every day to move faster on research, analysis, coding, synthesis, writing, verification, and follow-through.
  • Build AI into credit risk workflows: feature exploration, policy monitoring, case review, exception handling, decision support, documentation, and human-in-the-loop QA.
  • Investigate new data sources and model features; evaluate signal quality, coverage, failure modes, and how they would change credit decisions.
  • Make ambiguous credit risk decisions within your surface area, balancing loss, customer experience, operational burden, growth, compliance, and risk-adjusted returns.
  • Partner with Product, Engineering, Design, to execute and build the risk management infrastructure

What You Need
  • Minimum 2 years of experience in credit risk management or quantitative strategy role
  • Minimum 2 years of experience using SQL or Python for data retrieval and manipulations
  • AI fluency you can demonstrate live: name the tools, show an artifact, explain a recent failure mode, and walk through how you verified the output before using it in a credit risk decision.
  • Ownership in ambiguity: you define the question, get the data, make the call, communicate the tradeoffs, and drive follow-through without waiting for perfectly scoped work.
  • Strong communication: you can compress a complex credit risk decision into a clear narrative that leadership and cross-functional partners can act on.

Nice-to-Haves
  • Previous experience building credit risk in similar Card or expense management products
  • Previous experience in high-growth startups or environments where the operating model changed quickly.
  • Previous experience with Operations teams

Compensation
We are open to hiring at multiple levels for this role (Analyst, Associate, or Senior Associate). Level is determined during the interview process.
The expected base salary ranges are:
  • Analyst: $108,000 to $148,000
  • Associate: $140,000 to $192,000
  • Senior Associate: $160,000 to $200,000

These ranges reflect base salary for New York City and do not include equity or benefits, both of which this role is eligible for.
Benefits available to all full-time Ramp employees (Global)
  • Flexible PTO
  • Centralized home-office equipment ordering
  • Health and wellness stipend
  • Budget for intra-office travel
  • Weekly coffee stipend

United States
  • 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
  • One Medical annual membership
  • 401(k), including employer match on contributions made while employed by Ramp
  • Fertility HRA (up to $10,000 per year)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
  • Pet insurance
  • In-office perks: lunch, snacks, drinks, and more
  • Relocation support to NYC or SF (as needed)
Canada
  • Group medical, dental, and vision coverage through Sun Life
  • Life, AD&D, and disability coverage
  • Fertility drug coverage (up to $4,000 lifetime)
  • Group Retirement Plan with employer match (RRSP + DPSP)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
  • Employee Assistance Program and virtual care through Lumino Health

United Kingdom
  • Private medical insurance through Freedom Elite
  • Virtual GP and at-home care via eMed x Livi
  • Workplace pension through Penfold, with salary sacrifice option
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay

Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice

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