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Entry Level Credit Risk Analyst Jobs in Miramar, FL

Robert Half

Financial Analyst

Miami, FL · On-site

$28.50 - $33/hr

... of credit risk through effective credit and compliance strategies • Utilize Chef and Cl ... analytical, problem-solving, and decision-making skills. • Excellent written and verbal ...

New

IDBNY

Portfolio Manager - Middle Markets C+I

Aventura, FL · On-site

$110K - $145K/yr

Apply risk-based criteria to qualify accounts, determine appropriate review scope, and assess eligibility for fast-track processes * Perform credit underwriting and analysis, including cash flow ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft ...

LendingOne

Credit Analyst/Underwriter

Boca Raton, FL · On-site

The Credit Analyst/Underwriter is responsible for underwriting complex commercial real estate loans ... risk is too high or if alternative financing/ rates and terms are more appropriate based on ...

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Entry Level Credit Risk Analyst information

See Miramar, FL salary details

$34.3K

$105.5K

$183K

How much do entry level credit risk analyst jobs pay per year?

As of Jul 30, 2026, the average yearly pay for entry level credit risk analyst in Miramar, FL is $105,541.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,500.00 and $130,200.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What cities near Miramar, FL are hiring for Entry Level Credit Risk Analyst jobs? Cities near Miramar, FL with the most Entry Level Credit Risk Analyst job openings:
Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in Miramar, FL as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $105,541 per year, or $50.7 per hour.

COMMERCIAL CREDIT ANALYST II - WATERFORD

First BanCorp

Miami, FL • On-site

Full-time

Re-posted 21 hours ago

Job description

Commercial Credit Analyst II
Job Summary:
Responsible for working with the Senior Credit Officer primarily on credit analysis and underwriting of thefollowing loans: Multifamily,Commercial Real Estate and Commercial/Business loans.
Essential Responsibilities:
• Responsible for the underwriting and credit analysis of commercial real estate (CRE), multifamily and business loans to determine feasibility and credit risk of granting loans.
• Assure that the loan package complies with credit, underwriting standards and lending/credit policies.
• Prepare and/or review the completion of credit approval memorandums (CAM's), includin_g credit analysis, collateral cash flow analysis, debt service coverage ratios, rent roll and lease analysis, purchase contract and loan special conditions to present to the representative approval authority committee.
• Present loan file to the loan officer, senior credit officer or lending authority for discussion and conclusion including the department recommendation to Management and/or Credit Committee. The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit analysis and due-diligence.
Underwrite and analyze loan packages of bank (retail) programs by evaluating and reviewing loan application, corporate and personal financial statements, corporate and personal tax return, appraisal reports, environmental reports and other related loan information and supporting documentation.
Maintain ongoing communication with the loan officer and customer to provide information on transaction status, clarify any discrepancies with the customers' account or instructions; resolve problems, concerns/doubts.
May assist Senior Credit Officer with loan policies and procedures, quality control matters, loan review and underwriting.
Competencies:
  • Customer focus
  • Building strong relations
  • Communication
  • Business acumen
  • Problem analysis & solution
  • Ownership
  • Vision & values
  • Collaboration & teamwork
  • Development (personal & others)
  • Change & innovation

Supervisory Responsibilities:
  • This position has no supervisory responsibilities.

Work Environment
Work is performed ina bank environment. Employees are exposed to external elements when representing the corporation at external events and may be required to work extended hours, including holidays, should thesecoincide with the company ever.
Physical Demands
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
  • While performing the duties of this job, the employee is regularly required to sit, stand, walk and/or maneuver around the office.
  • Ability to lift and/or move up to 10 pounds.

Required Education and Experience:
  • Minimum two years' experience of banking/lending practices or related field
  • English/Spanish communication required due to high volume of Hispanic customers
  • Able to work flexible hours according to department needs during peak time

Disclaimer
The above statements are intended to describe the general nature and level of work being performed by peopleassigned to this job. They are not indented to be an exhaustive list ofall responsibilities, duties, skills required of personnel so classified. The reporting relationship may not reflect the most recent changesto the corporate reporting structure.
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