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Embedded Finance Jobs in Prosper, TX (NOW HIRING)

Triumph Financial

Head of Fuel Strategy

Dallas, TX · On-site

Background in fintech, embedded finance, payments, or transportation services. * MBA or advanced business degree. Success Metrics * Growth in fuel program adoption and active carriers. * Fuel gallons ...

Triumph Financial

Head of Fuel Strategy

Dallas, TX

Background in fintech, embedded finance, payments, or transportation services. * MBA or advanced business degree. Success Metrics * Growth in fuel program adoption and active carriers. * Fuel gallons ...

Vizio

Product Manager III - Embedded Systems

Dallas, TX · On-site

$108K - $216K/yr

The ideal candidate has deep experience with embedded software platforms and understands the ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

New

Integer

Finance Manager

Plano, TX · On-site

At Integer, our values are embedded in everything we do. Customer We focus on our customers ... This position is accountable for delivering financial and operational results, monthly financial ...

Autura

VP of Product

Dallas, TX · Remote

Bonus points: vehicle, mobility, logistics, dispatch, or marketplace software; payments or embedded-finance depth relevant to our monetization thesis. How We Work We are remote-first in the US and ...

Texas Instruments

Finance Intern

Dallas, TX

$16.25 - $21.25/hr

As a TI Finance Intern, you'll go right to work-you'll be a contributor, not just a trainee-as you ... TXN) is a global semiconductor company that designs, manufactures and sells analog and embedded ...

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Showing results 21-40

All JobsEmbedded Finance JobsEmbedded Finance Jobs in Prosper, TX

Embedded Finance information

See Prosper, TX salary details

$33.9K

$118.2K

$365.4K

How much do embedded finance jobs pay per year?

As of Sep 5, 2026, the average yearly pay for embedded finance in Prosper, TX is $118,222.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,800.00 and $121,800.00 per year, depending on experience, location, and employer.

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What are the key skills and qualifications needed to thrive as an embedded finance professional?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What are some common challenges professionals face when working in embedded finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

What are popular job titles related to Embedded Finance jobs in Prosper, TX?

For Embedded Finance jobs in Prosper, TX, the most frequently searched job titles are:

What job categories do people searching Embedded Finance jobs in Prosper, TX look for?

The top searched job categories for Embedded Finance jobs in Prosper, TX are:

What cities near Prosper, TX are hiring for Embedded Finance jobs?

Cities near Prosper, TX with the most Embedded Finance job openings:

Embedded Finance jobs near you

Senior Director, Credit Risk Management

RealPage, Inc.

Richardson, TX • Remote

$140K - $239K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago

Key responsibilities

  • Own the end-to-end credit risk strategy for the company's payments and fintech portfolio, including merchant/counterparty underwriting, exposure limits, reserve requirements, and loss forecasting.

  • Design, implement, and continuously refine credit risk policies, scorecards, and underwriting models.

  • Monitor portfolio performance and proactively identify emerging risk trends across merchant segments, verticals, and payment products.

RealPage rating

6.0

Company rating: 6.0 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

227th of 247 rated software companies

Job description

We are seeking an experienced Senior Director of Credit Risk Management to lead the credit risk function for our payments and fintech platform. This role owns the strategy, policies, and infrastructure that manage counterparty, merchant, and transactional credit exposure across our payment products — including merchant acquiring, lending, and embedded finance offerings. The ideal candidate combines deep quantitative credit risk expertise with hands-on leadership of underwriting, portfolio monitoring, and loss mitigation teams, and partners closely with Product, Data Science, Finance, Compliance, and Operations to balance growth with prudent risk management. 


  • Own the end-to-end credit risk strategy for the company's payments and fintech portfolio, including merchant/counterparty underwriting, exposure limits, reserve requirements, and loss forecasting.
  • Design, implement, and continuously refine credit risk policies, scorecards, and underwriting models to balance risk appetite with revenue and conversion goals.
  • Build and lead a high-performing team of credit risk managers and analysts; set goals, coach performance, and develop talent.
  • Monitor portfolio performance (delinquency, chargebacks, default rates, loss ratios) and proactively identify emerging risk trends across merchant segments, verticals, and payment products.
  • Partner with Data Science/Analytics to develop and validate credit scoring models, machine-learning underwriting tools, and early-warning indicators.
  • Set and manage credit risk appetite, exposure limits, and reserve/collateral policies in partnership with Finance and Treasury.
  • Lead loss mitigation, collections strategy, and workout processes for delinquent or high-risk accounts.
  • Present credit risk metrics, portfolio health, and key decisions to executive leadership, Risk Committee, and the Board as needed.
  • Ensure credit risk practices comply with applicable regulatory requirements (e.g., card network rules, BSA/AML-adjacent controls, state lending regulations) in partnership with Legal and Compliance.
  • Own credit risk components of due diligence for new products, partnerships, and market expansion, including BNPL, embedded lending, and merchant cash advance offerings.
  • Drive automation and scalability of credit underwriting and monitoring processes to support rapid business growth.
  • Manage relationships with external data providers, bureaus, and risk technology vendors. 

 
  • 12+ years of progressive experience in credit risk management, with at least 5–7 years in a senior leadership role; payments, fintech, card issuing/acquiring, or commercial lending background strongly preferred.
  • Bachelor's degree in Finance, Economics, Statistics, or related field required; MBA or advanced quantitative degree a plus. 

KNOWLEDGE/SKILLS/ABILITIES  

  • Proven experience building or scaling a credit risk function, including underwriting frameworks, portfolio monitoring, and loss mitigation at a high-growth or transaction-volume business.
  • Strong quantitative background: experience with credit scoring models, statistical/ML-based underwriting, and portfolio risk analytics.
  • Track record of managing exposure and losses across a merchant or borrower portfolio, including chargeback/dispute risk, fraud-adjacent losses, and counterparty default.
  • Deep understanding of payments ecosystem dynamics (card networks, ACH, merchant acquiring, or lending) and related regulatory frameworks.
  • Demonstrated people leadership: hiring, developing, and managing credit risk or underwriting teams.
  • Excellent executive communication skills, with experience presenting to senior leadership, Risk Committees, or Boards.
  • Experience with SQL, Python, R, or similar tools for risk analytics preferred. 
 
SALARY AND BENEFITS
 
RealPage provides a competitive salary package along with a comprehensive benefit plan that includes:
  • Health, dental, and vision insurance.
  • Retirement savings plan with company match.
  • Paid time off and holidays.
  • Professional development opportunities.
  • Performance-based bonus based on position.

#LI-AS2

#LI-REMOTE

 
Compensation may vary depending on your location, qualifications including job-related education, training, experience, licensure, and certification, that could result at a level outside of these ranges. Certain roles are eligible for additional rewards, including annual bonus, and sales incentives depending on the terms of the applicable plan and role as well as individual performance.
 
Equal Opportunity Employer: RealPage Company is an equal opportunity employer and committed to creating an inclusive environment for all employees.

USD $140,600.00 - USD $239,400.00 /Yr.

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