Embedded Finance Jobs in Puerto Rico (NOW HIRING)

Description
Liberty Specialty Markets (LSM) offers specialty and commercial insurance and reinsurance products across key UK, European, Latin American, US, and other international locations.
At Liberty Specialty Markets we create an environment where careers can flourish - a place for people to learn, grow, develop, and celebrate success.
At LSM we recognize and encourage the values of diversity, inclusion, and collaboration - working together to share our unique perspectives helps us to make better decisions, deliver innovative solutions and pursue our goals. We have an inclusive culture and leadership, where all colleagues are empowered to be their unique selves and fully contribute to get things done. We are as committed to helping each other internally as we are to helping our customers, communities, and shareholders externally.
Responsibilities:

• Underwrite Cyber risks and other Financial Lines (D&O, EPL, E&O, Crime, Fiduciary) in accordance with underwriting guidelines, delegated authority, and reinsurance requirements.
• Assess moderately complex risks and make recommendations for underwriting decisions, with complex cases referred to more senior underwriters.
• Negotiate rates, terms, and conditions for new and renewal business to ensure profitable growth.
• Establish and maintain strong relationships with key brokers and agents in the region.
• Contribute to the team's marketing plans and projects, helping to identify market opportunities and regional trends.
• Ensure accurate and timely issuance of underwriting documentation and maintain high-quality data in all relevant systems.
• Collaborate with internal stakeholders, including UW Support, Claims, Actuarial, and the GRS Global Financial Lines and Cyber teams, to inform underwriting decisions.
• Continue to build underwriting expertise through internal and external resources.

Qualifications

• Experience: Approximately 3 years of dedicated underwriting experience, preferably within Financial Lines.
• Technical Skills:
• Strong foundational knowledge of Cyber and Technology E&O risks.
• Familiarity with other Financial Lines including D&O, EPL, EYO, Crime, and Fiduciary is highly desirable.
• Basic understanding of pricing tools and risk profiling methodologies.
• Intermediate skills in risk assessment, data analysis, and developing commercial terms and conditions.
• Market & Regional Expertise:
• Demonstrated knowledge or ability to quickly learn the Puerto Rico and LATAM insurance markets, including broker dynamics.
• Interpersonal Skills:
• Excellent communication and negotiation skills.
• Proven ability to develop and manage relationships with external partners and internal teams.
• Advanced critical thinking and analytical skills.
• Language Requirements:
• Fluent in both Spanish and English.

About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco