ZipRecruiter

Log In

1

Director Credit Risk Management Jobs in Paramus, NJ

Biz2Credit Inc

Director of Credit Risk

Manhattan, NY · On-site

$160K - $190K/yr

Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management. * Automation of Customer Journey, Underwriting, and ...

Biz2Credit

Director of Credit Risk

Manhattan, NY · On-site

$160K - $190K/yr

Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management. * Automation of Customer Journey, Underwriting, and ...

Biz2Credit Inc

Director of Credit Risk

Manhattan, NY · On-site

$160K - $190K/yr

Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management. * Automation of Customer Journey, Underwriting, and ...

Biz2Credit Inc

Director of Credit Risk

Manhattan, NY

$160K - $190K/yr

Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management. * Automation of Customer Journey, Underwriting, and ...

Gauntlet

Credit Risk Researcher

New York, NY

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... Direct credit-underwriting experience: PD/LGD modeling, loss-curve and vintage analysis, advance ...

Gauntlet

Credit Risk Researcher

New York, NY · On-site +1

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... Direct credit-underwriting experience: PD/LGD modeling, loss-curve and vintage analysis, advance ...

previous pagenext page

Showing results 21-40

All JobsCredit Risk Management JobsDirector Credit Risk Management JobsDirector Credit Risk Management Jobs in Paramus, NJ

Director Credit Risk Management information

See Paramus, NJ salary details

$54.6K

$144.9K

$263.1K

How much do director credit risk management jobs pay per year?

As of Aug 7, 2026, the average yearly pay for director credit risk management in Paramus, NJ is $144,891.00, according to ZipRecruiter salary data. Most workers in this role earn between $106,800.00 and $169,500.00 per year, depending on experience, location, and employer.

What is the difference between Director Credit Risk Management vs Credit Risk Analyst?

AspectDirector Credit Risk ManagementCredit Risk Analyst
Required CredentialsBachelor's degree, often advanced degrees, certifications like CFA or FRMBachelor's degree, certifications like CFA or FRM are common but less mandatory
Work EnvironmentStrategic leadership, overseeing teams, high-level decision makingData analysis, risk assessment, supporting senior staff
Employer & Industry UsageFinancial institutions, banks, large corporationsFinancial institutions, banks, credit agencies

The main difference between a Director Credit Risk Management and a Credit Risk Analyst lies in their scope and responsibilities. The director focuses on strategic oversight and leadership, while the analyst handles detailed risk assessments. Both roles require relevant certifications and are integral to credit risk management in financial institutions.

What are common challenges faced by a director of credit risk management, and how are they typically addressed?

A Director of Credit Risk Management often faces the challenge of balancing the organization's growth objectives with prudent risk controls. This involves staying ahead of changing market conditions, regulatory requirements, and emerging risks such as economic downturns or shifts in customer behavior. Effective leaders in this role address these challenges by fostering close collaboration with cross-functional teams such as underwriting, analytics, and compliance, and by implementing robust risk assessment frameworks. They also play a key role in developing and mentoring their teams to stay adaptable and informed.

What are the key skills and qualifications needed to thrive as a director of credit risk management, and why are they important?

To thrive as a Director of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling software, credit scoring systems, and relevant regulatory frameworks (such as Basel III) is essential, along with certifications like FRM or CFA being advantageous. Strong leadership, strategic thinking, and effective communication skills help you guide teams and influence key stakeholders. These capabilities are crucial for making informed decisions that protect the organization's financial health and support sustainable growth.

What does a director of credit risk management do?

A Director of Credit Risk Management oversees an organization’s credit risk policies, procedures, and strategies to minimize potential losses related to lending or credit activities. This role involves analyzing credit data, assessing financial risks, developing risk mitigation strategies, and ensuring compliance with regulatory standards. Directors also lead teams of risk analysts, collaborate with other departments, and report to executive leadership on credit risk exposure and performance. Their main goal is to balance business growth with sound risk management practices.
What are popular job titles related to Director Credit Risk Management jobs in Paramus, NJ? For Director Credit Risk Management jobs in Paramus, NJ, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk Management jobs in Paramus, NJ look for? The top searched job categories for Director Credit Risk Management jobs in Paramus, NJ are:
What cities near Paramus, NJ are hiring for Director Credit Risk Management jobs? Cities near Paramus, NJ with the most Director Credit Risk Management job openings:
Director Credit Risk Management jobs near you
Infographic showing various Director Credit Risk Management job openings in Paramus, NJ as of June 2026, with employment types broken down into 1% Internship, 1% As Needed, 76% Full Time, 13% Part Time, 1% Temporary, and 8% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $144,891 per year, or $69.7 per hour.

Director of Credit Risk

Biz2Credit Inc

Manhattan, NY • On-site

$160K - $190K/yr

Full-time

Re-posted 5 days ago

Job description

Description:


About US


At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.


As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.


But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.


So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.


About the Role


In this leadership role reporting directly to the Chief Risk Officer, you will oversee a team of high-performing Risk and Data Science Analysts, both onshore and offshore, to develop and implement credit risk models and AI-driven underwriting and credit decision processes, optimize strategies related to risk management, pricing, and business growth, and shape and enhance lending products and processes to ensure they are grounded in robust risk management principles, driving both innovation and stability.


Responsibilities


Credit Decisioning Model Development

  • Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management.
  • Automation of Customer Journey, Underwriting, and Credit Risk Framework.
  • Collaborate with technology, data engineering, and product teams to continuously optimize workflows.

Risk Strategy Development

  • Design, execute, and monitor risk strategies across credit underwriting, credit limit assessments, pricing, and collections.

Team Leadership & Development

  • Mentor and develop junior team members, fostering a high-performing credit risk team.

Research and Publications

  • Contribute to in-house research by publishing articles and whitepapers on topics related to small business, AI, and macroeconomics.
Requirements:
  • Hands-on expertise in developing and implementing machine learning-based statistical models.
  • 10+ years of experience in banking or Fintech, specializing in Modeling for underwriting, fraud detection, risk management, or collections for either consumer or small business. Hands on Experience in Statistical Models such as Logistics regression, XGBoost, Decision trees, or other ensembles.
  • Proven track record in risk management within the fintech or financial services industry.
  • Strong understanding of fintech products, lending solutions, Embedded finance and industry regulations.
  • Exceptional analytical and problem-solving skills with the ability to evaluate complex scenarios and drive data-driven decisions.
  • 5+ years of experience in managing a high-performing risk management team.
  • Advanced analytical and data science skills to support decision-making and risk strategy optimization.
  • Exposure to LLM/Generative AI/Agentic AI is preferred


Salary Range


$160k-$190k