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Direct Lending Analyst Jobs in Michigan (NOW HIRING)

Lake Trust Credit Union

VP, Lending

Brighton, MI · On-site

Lead the strategy, operations, and performance of Consumer Direct and Home Equity Real Estate ... Exceptional communication, analytical, and problem solving skills. * Proven ability to lead ...

Lake Trust Credit Union

VP, Lending

Brighton, MI · On-site

$132K - $170K/yr

Lead the strategy, operations, and performance of Consumer Direct and Home Equity Real Estate ... Exceptional communication, analytical, and problem solving skills. * Proven ability to lead ...

Lake Trust Credit Union

VP, Lending

Brighton, MI

$132K - $170K/yr

Lead the strategy, operations, and performance of Consumer Direct and Home Equity Real Estate ... Exceptional communication, analytical, and problem solving skills. * Proven ability to lead ...

Credit Union

Be Seen First

Director of Lending

Taylor, MI · On-site

$80K - $100K/yr

As the Director of Lending, you'll lead the credit union's lending operations, ensuring strong loan ... Analyzing loan trends, portfolio performance, and member needs to identify growth opportunities

New

loanDepot

Revenue Operations Analyst

Southfield, MI · On-site

$66K - $104K/yr

Responsible for supporting the oversight of the systems, processes, and analytics that enable revenue growth and operational efficiency within the Consumer Direct lending channel. This role will ...

loanDepot

Revenue Operations Analyst

Southfield, MI

$66K - $104K/yr

Responsible for supporting the oversight of the systems, processes, and analytics that enable revenue growth and operational efficiency within the Consumer Direct lending channel. This role will ...

loanDepot

Revenue Operations Analyst

Southfield, MI

$66K - $104K/yr

Responsible for supporting the oversight of the systems, processes, and analytics that enable revenue growth and operational efficiency within the Consumer Direct lending channel. This role will ...

loanDepot

Revenue Operations Analyst

Southfield, MI · On-site

Responsible for supporting the oversight of the systems, processes, and analytics that enable revenue growth and operational efficiency within the Consumer Direct lending channel. This role will ...

loanDepot

Revenue Operations Analyst

Southfield, MI · On-site

$66K - $104K/yr

Responsible for supporting the oversight of the systems, processes, and analytics that enable revenue growth and operational efficiency within the Consumer Direct lending channel. This role will ...

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All JobsDirect Lending Analyst JobsDirect Lending Analyst Jobs in Michigan

Direct Lending Analyst information

What are the main challenges a Direct Lending Analyst faces when evaluating potential borrowers?

A key challenge for Direct Lending Analysts is accurately assessing the creditworthiness of potential borrowers, especially when dealing with limited financial information or complex business structures. Analysts must balance thorough due diligence with the need to move quickly in a competitive lending environment. Additionally, they often collaborate closely with risk, legal, and portfolio management teams to ensure loan structures are sound and compliant. Staying current on industry trends and regulatory changes is also crucial for making informed recommendations.

What is the difference between Direct Lending Analyst vs Credit Analyst?

AspectDirect Lending AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; relevant certifications (e.g., CFA) often preferredBachelor's degree in finance, accounting, or related; certifications like CFA or CPA beneficial
Work EnvironmentFinancial institutions, private lenders, or investment firms; focus on loan origination and underwritingBanks, credit agencies, or lending institutions; focus on assessing creditworthiness
Employer & Industry UsageUsed in private lending, alternative finance, and direct loan providersCommon in banking, credit reporting, and lending sectors

While both roles involve financial analysis, a Direct Lending Analyst primarily focuses on originating and underwriting loans for private lenders, whereas a Credit Analyst assesses credit risk for various lending institutions. The roles share similar credentials and work environments but differ in their specific functions within the lending process.

What are the key skills and qualifications needed to thrive as a Direct Lending Analyst, and why are they important?

To thrive as a Direct Lending Analyst, you need strong financial analysis, credit risk assessment, and due diligence skills, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling tools like Excel, Bloomberg Terminal, and loan origination systems, as well as relevant certifications such as CFA, is often required. Excellent attention to detail, communication, and problem-solving abilities distinguish top performers in this role. These competencies are crucial for ensuring sound lending decisions, effective risk management, and clear stakeholder communication in a competitive financial environment.

What is a Direct Lending Analyst?

A Direct Lending Analyst is a finance professional who evaluates, underwrites, and manages loans provided directly to borrowers, usually by non-bank lenders or private credit funds. They analyze the creditworthiness of potential borrowers, conduct due diligence, and help structure loan agreements to minimize risk. Their work supports the investment decisions of their firm by providing comprehensive financial analysis and market insights. This role is crucial in the growing private debt market, offering alternatives to traditional bank financing.
What are popular job titles related to Direct Lending Analyst jobs in Michigan? For Direct Lending Analyst jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Direct Lending Analyst jobs in Michigan look for? The top searched job categories for Direct Lending Analyst jobs in Michigan are:
What cities in Michigan are hiring for Direct Lending Analyst jobs? Cities in Michigan with the most Direct Lending Analyst job openings:
Direct Lending Analyst jobs near you
Infographic showing various Direct Lending Analyst job openings in Michigan as of July 2026, with employment types broken down into 69% Full Time, 6% Part Time, 24% Contract, and 1% Nights. Highlights an 61% Physical, 5% Hybrid, and 34% Remote job distribution.

VP, Lending

Lake Trust Credit Union

Brighton, MI • On-site

Full-time

Medical, Retirement

Re-posted 28 days ago

Lake Trust Credit Union rating

9.1

Company rating: 9.1 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

Job description

Vice President, Lending
More Than A Job!
Why do you work each day? To us, our jobs are not just something we do to make a living, it's a way to live. We work to support our members; whether celebrating moments of joy, finding a solution to an obstacle, or offering encouragement through a time of struggle. The worth of our work isn't measured in dollars and cents, it's seen in our communities and felt by the people who believe in us.
Benefits Include:
  • Financial wellbeing services
  • 401(K) matching with up to 5% match
  • Reduced health insurance
  • Employee wellbeing services
  • DE&I initiatives
  • Work-life balance

Job Summary
The Vice President of Lending is a lending leader responsible for driving lending performance, operational excellence, and strategic execution across all Lake Trust's Consumer Lending products, especially with Consumer Direct, Real Estate Home Equity, and Credit Card. This role will focus heavily on improving current consumer loan product offering, evaluating new fintech and credit opportunities, loan processing efficiency, process modernization, data driven decision making, and delivering exceptional member experiences that align with Lake Trust's vision of helping our members and communities thrive.
The VP of Lending will lead teams across consumer loan processing, funding, and loan operations ensuring compliance, portfolio quality, cross department collaboration, and continuous improvement in support of the Credit Union's strategic goals and adherence to Consumer Loan Policy and Lending guidelines. This role works with the Lending Leadership to set and execute strategic directions to meet our lending goals and the Lake Trust Strategic Plan.
What You'll Do
  • Lead the strategy, operations, and performance of Consumer Direct and Home Equity Real Estate lending channels, with a specific focus on processing efficiency, cycle time reduction, and member satisfaction.
  • Provide strategic direction for existing consumer products and new loan opportunities in collaboration with Product Development, Onstage or the retail relationship center network, Call Center, and Senior Leadership.
  • Develop a lending roadmap aligned with Lake Trust's mission and values, fostering a member centric and purpose driven lending experience.
  • Manage strategic risk and monitor lending KPIs, profitability, portfolio health, risk trends, and operational workflow effectiveness.
  • Redesign and streamline end to end consumer loan processing workflows (application, documentation, closing, funding) to improve speed, consistency, and capacity.
  • Implement technology and automation strategies to enhance efficiency, in alignment with industry best practices seen in peer organizations.
  • Partner with IT, Digital, and other units to optimize loan origination systems and elevate operational performance.
  • Lead, mentor, and develop a high performing team of lending professionals-promoting curiosity, learning, inclusivity, and strong collaboration.
  • All other responsibilities as necessary or assigned.

What You'll Bring
  • 7+ years of progressive lending leadership experience in a credit union or financial institution, especially: Home Equity Real Estate lending, Consumer Direct lending
  • Bachelor's degree is required
  • Experience in managing Loan processing and operations
  • Demonstrated expertise improving workflow efficiency, implementing process redesign, and leveraging data for decision making.
  • Strong understanding of regulatory requirements, lending compliance, and portfolio risk management.
  • Exceptional communication, analytical, and problem solving skills.
  • Proven ability to lead, collaborate, coach and grow high performing teams.
  • Understanding of Indirect Lending, Underwriting, and Credit Solutions / Collections is beneficial and preferred.
  • Commitment to value driven leadership and advancing Lake Trust's purpose driven mission.

What You'll Get
  • Ability to collaborate and build a sense of togetherness that contributes to a positive work environment.
  • Being open to change and embracing new opportunities can lead to diverse experiences and career advancement.
  • By prioritizing member wellbeing, which leads to increased engagement, improved team dynamics, higher levels of motivation and a stronger community culture.

What Lake Trust Credit Union employees say

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