ZipRecruiter

Log In

1

Deposit Risk Analyst Jobs (NOW HIRING)

Polymarket

Senior Payment Risk Analyst

New York, NY · On-site

$150K - $250K/yr

Deposits, withdrawals, and settlement payouts happen at high volume and accelerate dramatically around major real-world events. The Senior Payment Risk Analyst role exists to own the risk posture ...

Quontic Bank

Account Risk Analyst II

Fishers, IN · On-site

Account Risk Analyst II * Type: Full Time * Experience: 3 Years * Function: Account Analysis ... Review ACH trial deposits daily to identify and return potentially fraudulent transfers. * Reviews ...

German American

Risk Systems Analyst

Whitehall, OH · On-site

As a Risk Systems Analyst , you'll help supports the design, monitoring, optimization, and ... Deposit Services, Money Desk, Contact Center, Line of Business leaders and the Business ...

USAA

Senior Analyst, Credit Risk Strategy

Tampa, FL

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...

USAA

Senior Analyst, Credit Risk Strategy

Tampa, FL · On-site

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...

USAA

Senior Analyst, Credit Risk Strategy

Phoenix, AZ · On-site

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX · On-site

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX · On-site

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...

BOK Financial

Consumer Lending Risk Analyst

Tulsa, OK

$70K - $80K/yr

Consumer Product Analyst; Risk Management Pay Transparency Salary Range: $70,000 - $80,000 ... Advance understanding of the data models in the domains - Customer, Products (Deposits, Loans ...

BOK Financial

Consumer Lending Risk Analyst

Tulsa, OK

$70K - $80K/yr

Consumer Product Analyst; Risk Management Pay Transparency Salary Range: $70,000 - $80,000 ... Advance understanding of the data models in the domains - Customer, Products (Deposits, Loans ...

previous page

Showing results 41-60

All JobsDeposit Risk Analyst Jobs

Deposit Risk Analyst information

See salary details

$15

$40

$65

How much do deposit risk analyst jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for deposit risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What is a deposit risk analyst?

Deposit Risk Analysts are financial professionals who evaluate and manage the risks associated with customer deposits at banks or financial institutions. They analyze deposit trends, customer behaviors, and market factors to identify potential risks such as fraud, liquidity issues, or regulatory compliance concerns. Their work helps banks make informed decisions to protect assets and ensure financial stability. Deposit Risk Analysts often collaborate with compliance, fraud prevention, and risk management teams to develop and implement risk mitigation strategies.

How does a deposit risk analyst typically collaborate with other departments to manage and mitigate risks?

Deposit Risk Analysts regularly work with teams across compliance, IT, operations, and customer service to identify, assess, and mitigate risks related to deposit accounts. They often review transaction data and coordinate with fraud prevention units to spot unusual patterns, while also communicating findings to management for decision-making. Effective collaboration ensures that policies are up to date, controls are implemented efficiently, and any emerging risks are addressed quickly. This cross-functional teamwork is essential for maintaining the security and integrity of deposit products.

What are the key skills and qualifications needed to thrive as a deposit risk analyst, and why are they important?

To thrive as a Deposit Risk Analyst, you need a solid background in finance, risk management, and data analysis, often supported by a degree in finance, economics, or a related field. Familiarity with risk assessment tools, SQL databases, statistical software, and regulatory compliance systems is typically required. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings to stakeholders. These competencies are crucial for identifying potential risks, ensuring regulatory compliance, and protecting the financial stability of the institution.

What is the difference between Deposit Risk Analyst vs Credit Analyst?

AspectDeposit Risk AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or FRM are a plusBachelor's degree in finance, economics, or related field; certifications like CFA or FRM are common
Work EnvironmentBanking or financial institutions focusing on deposit portfolios and risk managementFinancial institutions assessing creditworthiness of borrowers and loan risk
Employer & Industry UsageUsed in banks and financial firms managing deposit risksUsed across banks, lending companies, and credit agencies

The Deposit Risk Analyst primarily focuses on assessing risks associated with deposit products, while the Credit Analyst evaluates the creditworthiness of borrowers. Both roles require similar financial knowledge and certifications, but they serve different functions within financial institutions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What cities are hiring for Deposit Risk Analyst jobs?

Cities with the most Deposit Risk Analyst job openings:

What states have the most Deposit Risk Analyst jobs?

States with the most job openings for Deposit Risk Analyst jobs include:

What are popular job titles related to Deposit Risk Analyst jobs?

For Deposit Risk Analyst jobs, the most frequently searched job titles are:

Senior Payment Risk Analyst

New York, NY • On-site

Polymarket
Software Development • 1 - 10 employees
Learn more about Polymarketexternal

$150K - $250K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 17 hours ago

Job description

About Polymarket
Polymarket is the world's largest prediction market platform. We enable individuals to express views on real-world events by trading on outcomes across politics, economics, sports, culture, and current affairs. Built as a peer-to-peer marketplace, Polymarket aggregates diverse opinions into transparent, market-based probabilities that reflect collective expectations about the future.
We're growing fast, both in terms of volume ($21B traded in 2025) and adoption as an alternative news source. Our ambition is to become a ubiquitous beacon of truth in global media and we need your help adding fuel to the fire.
About the Role
Polymarket operates as a CFTC-regulated prediction market exchange, which means money movement is not a back-office function. It is core infrastructure. Deposits, withdrawals, and settlement payouts happen at high volume and accelerate dramatically around major real-world events. The Senior Payment Risk Analyst role exists to own the risk posture around all of it: how money gets onto the platform, how it moves across it, and how it leaves.
This is a senior / contributor role on the Payments Risk team within the US Exchange. You will sit at the intersection of fraud operations, payment rail mechanics, and regulatory compliance. Day to day, that means investigating live cases, monitoring transaction data, writing and tuning fraud rules, and maintaining the banking, card network, and processor relationships that depend on us keeping our house in order. You will work closely with Compliance, Engineering, Legal and InfoSec. When you identify a control gap, you are expected to close it, not just document it.
The challenge here is real. Payment volumes can spike by an order of magnitude in hours when a major market goes live. Fraud patterns shift fast. Regulatory expectations are high and still evolving. If you want a role where the risk environment is stable and well-understood, this is not it. If you want to build the payment risk function at a company that is redefining how people engage with information and markets, read on.
What You'll Do
  • Investigate live payment fraud cases across deposits, withdrawals, and settlement payouts, making timely decisions on holds, reversals, and account actions.
  • Monitor transaction data for anomalies tied to high-volume market events, distinguishing normal volume spikes from genuine abuse signals.
  • Write and tune fraud detection rules in response to emerging patterns, using transaction data to set thresholds you can defend quantitatively.
  • Identify control gaps across the full payment stack, then work directly with Engineering, Compliance and InfoSec to get those gaps closed.
  • Own relationships with payment processors, card networks, and banking partners on risk-related matters, including chargeback disputes, ratio management, and compliance inquiries.
  • Produce clear, well-reasoned risk memos and committee-level reporting that translate payment risk findings into decisions for non-risk stakeholders.
  • Maintain and improve the team's core fraud and payment risk documentation, including policies, runbooks, and week-over-week metric tracking.

What We're Looking For
  • 8 or more years of hands-on experience in payments risk, fraud risk, or transaction monitoring at a fintech, exchange, payments company, bank, or comparable regulated financial services business.
  • Direct experience with ACH, wire, card networks (Visa and Mastercard), and at least one real-time payment rail (RTP or FedNow), including their dispute mechanics, chargeback rules, and associated fraud patterns.
  • Working knowledge of BSA/AML fundamentals and how payments risk and AML risk overlap, including SAR filing, structuring detection, and transaction monitoring systems.
  • Demonstrated experience setting quantitative risk thresholds, such as velocity limits and chargeback ratios, and defending those decisions to internal stakeholders, processors, banks, and card networks.
  • Strong written communication skills. This role produces risk memos and reporting for senior stakeholders on a regular basis. You need to write clearly and argue a position well.
  • Experience auditing a payment stack end to end, identifying where controls are missing or miscalibrated, and building the case for what needs to change.
  • (Plus) Familiarity with CFTC-regulated environments or other derivatives/exchange contexts.
  • (Plus) Experience working in a high-growth environment where payment volumes scale quickly and the risk surface changes fast.
  • (Plus) Exposure to crypto or blockchain-adjacent payment flows.

Benefits
  • Competitive salary & equity
  • Unlimited PTO
  • Full Health, Vision, & Dental coverage
  • 401k match
  • Hardware setup: new MacBook Pro, big display, & accessories
Pay Transparency
Base salary range: $150,000 to $250,000 annually, plus equity and benefits.
This range reflects a good-faith estimate for this position. Experience levels vary widely within a title here, so please reach out even if your expectations fall outside it. We're always happy to chat.

Apply