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Deposit Operations Processor Jobs in Scarborough, ME

Camdennational

Payment Dispute Specialist

Auburn, ME · On-site

The Payment Dispute Specialist works closely with internal stakeholders, Fraud Mitigation, Deposit ... Prior experience with card operations, payment processing, fraud mitigation, or dispute resolution

Camdennational

Payment Dispute Specialist

Portland, ME · On-site

The Payment Dispute Specialist works closely with internal stakeholders, Fraud Mitigation, Deposit ... Prior experience with card operations, payment processing, fraud mitigation, or dispute resolution

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All JobsDeposit Operations Processor JobsDeposit Operations Processor Jobs in Scarborough, ME

Deposit Operations Processor information

See Scarborough, ME salary details

$14

$23

$47

How much do deposit operations processor jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for deposit operations processor in Scarborough, ME is $23.90, according to ZipRecruiter salary data. Most workers in this role earn between $18.22 and $26.97 per hour, depending on experience, location, and employer.

What is a deposit operations processor?

Deposit Operations Processors are banking professionals responsible for handling and processing various financial transactions related to customer deposit accounts, such as checking and savings accounts. They ensure the accuracy and timeliness of deposits, withdrawals, account transfers, and other related transactions. Their role often involves reconciling balances, resolving discrepancies, maintaining compliance with banking regulations, and providing support to both internal teams and customers. Attention to detail and strong organizational skills are essential in this position to prevent errors and maintain the integrity of financial records.

What are the key skills and qualifications needed to thrive as a deposit operations processor?

To thrive as a Deposit Operations Processor, you need a strong attention to detail, understanding of banking procedures, and familiarity with compliance regulations, typically supported by a high school diploma or relevant experience. Proficiency with banking software, document imaging systems, and Microsoft Office applications is usually required. Strong organizational skills, teamwork, and effective communication help you excel in managing high volumes of transactions and resolving discrepancies. These skills are crucial for ensuring accurate processing, regulatory compliance, and maintaining the integrity of financial operations.

What are some of the most common challenges faced by deposit operations processors, and how can they be managed effectively?

Deposit Operations Processors often encounter challenges such as handling high transaction volumes, ensuring accuracy under tight deadlines, and staying updated with regulatory changes. Managing these challenges requires strong attention to detail, effective time management, and a solid understanding of banking compliance standards. Collaborating closely with team members and leveraging automated systems can also help maintain accuracy and efficiency. Continuous learning and proactive communication with other departments are key to addressing issues promptly and minimizing errors.

What is the difference between Deposit Operations Processor vs Deposit Clerk?

AspectDeposit Operations ProcessorDeposit Clerk
CredentialsHigh school diploma; some roles may require banking certificationsHigh school diploma or equivalent
Work EnvironmentBank back-office, processing transactions and dataBank branch, customer service area
Employer & Industry UsageFinancial institutions, banksBank branches, credit unions
Primary ResponsibilitiesProcessing deposits, verifying transactions, data entryAssisting customers, handling deposits and withdrawals

The Deposit Operations Processor primarily handles back-office transaction processing and data verification, while the Deposit Clerk interacts directly with customers at the branch, focusing on deposit and withdrawal services. Both roles are essential in banking operations but differ in responsibilities and work environment.

What job categories do people searching Deposit Operations Processor jobs in Scarborough, ME look for?

The top searched job categories for Deposit Operations Processor jobs in Scarborough, ME are:

Deposit Operations Processor jobs near you
Infographic showing various Deposit Operations Processor job openings in Scarborough, ME as of August 2026, with employment types broken down into 83% Full Time, 13% Part Time, 1% Temporary, and 3% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $49,721 per year, or $23.9 per hour.

Director of Deposit Operations

Atlantic Federal Credit Union

South Portland, ME • On-site

$118K - $124K/yr

Full-time

Posted 7 days ago

Job description

Description

Lead Operational Excellence. Protect Our Members. Shape the Future.


Atlantic Federal Credit Union is seeking a strategic and innovative Director of Deposit Operations to lead our Deposit Operations, Payments, and Fraud teams. This role is ideal for an experienced operational leader who excels at improving processes, developing teams, managing risk, and enhancing the member experience.


As a key member of the Operations leadership team, you will oversee critical deposit and payment functions, strengthen fraud prevention efforts, advance organizational effectiveness, and help implement the technologies and services that support our long-term growth, operational performance, and member value.


If you are passionate about operational excellence, regulatory compliance, leadership development, and creating exceptional member experiences, we'd love to hear from you.


What You'll Do

Lead and Develop High-Performing Teams

  • Provide leadership, coaching, and direction to managers and operational teams.
  • Establish clear goals, service standards, and performance expectations.
  • Build a culture of accountability, collaboration, and growth.
  • Support succession planning, employee development, and workforce planning initiatives.

Drive Operational Performance

  • Oversee deposit operations, payment processing, digital banking support, and fraud operations.
  • Ensure efficient, accurate, and member-focused delivery of operational services.
  • Monitor key performance indicators and implement solutions that enhance performance.
  • Partner with internal stakeholders to strengthen workflows, service levels, and organizational effectiveness.
     

Strengthen Risk Management and Compliance

  • Ensure compliance with applicable federal and state regulations, including NCUA, BSA/AML, OFAC, NACHA, Regulation E, and Regulation CC requirements.
  • Lead audit, examination, and regulatory review preparation and response efforts.
  • Maintain effective policies, procedures, controls, and monitoring programs that minimize operational and fraud-related risk.
  • Serve as a key contact for auditors, examiners, and compliance partners.

Lead Payments and Fraud Strategy

  • Direct fraud prevention, loss mitigation, and operational risk initiatives.
  • Monitor industry trends, emerging threats, and payment innovations.
  • Evaluate and implement tools, technologies, and processes that strengthen security while enhancing member convenience.
  • Support the successful launch of new payment services and operational technologies.
  • Partner with leadership on strategic initiatives that support growth, scalability, and service enhancement.


Atlantic is an Equal Opportunity Employer. 

Who We Are

We are Atlantic. Our mission is to help people do better. We're a fast-moving, inclusive team that cares about getting to the right answer and making sound decisions. We value clarity, accountability, and people who aren't afraid to ask tough questions, challenge assumptions, and continuously improve how work gets done.


This is an opportunity to lead critical functions that directly impact our members, our risk posture, and our future growth. You'll have the autonomy to drive meaningful change, develop talented teams, influence strategic decisions, and help shape the operational capabilities that support the organization's long-term success.


If you're energized by solving complex problems, building strong teams, and making a measurable impact, you'll find both challenge and opportunity at Atlantic.

Requirements

Required Qualifications

  • Bachelor's degree or equivalent combination of education, certifications, and experience.
  • 5+ years of progressive experience in deposit operations, payments, fraud management, banking operations, or a related financial services environment.
  • Proven leadership experience managing teams and building organizational capability.
  • Strong understanding of operational risk management, compliance, and payment systems.
  • Strategic thinker with strong business acumen and the ability to align operational priorities with organizational goals.
  • Excellent communicator who can influence, collaborate, and build relationships at all levels of the organization.
  • Skilled at balancing operational efficiency, risk management, and a commitment to service excellence.
  • Adaptable leader who embraces innovation, change, and continuous learning.
  • Strong analytical, decision-making, and problem-solving abilities.
  • Demonstrated ability to lead cross-functional initiatives, implement process improvements, and deliver measurable business results.

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