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Debt Counselling Jobs (NOW HIRING)

Community Investment Strategies

Collections Manager

NJ · On-site

Create, design, implement and enforce debt counselling policy and procedures to ensure sustainable tenancies * Manage all notices and late fees in accordance with policy and procedures * Ensures key ...

Mercor

Patient Financial Services Expert

New York, NY · Remote

$92/hr

Coordinate with financial counselling, billing, and bad debt recovery teams to optimize self-pay revenue capture. * Monitor self-pay KPIs, including self-pay collection rates, payment plan conversion ...

HCRG Care Group

Emotional Wellbeing Practitioner

$100K/yr

... legal, debt and life management help, as well career coaching and counselling * Access to eLearning, bespoke career pathways and opportunities for continuing professional development through our ...

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Debt Counselling information

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$37K

$76.2K

$127.5K

How much do debt counselling jobs pay per year?

As of Aug 22, 2026, the average yearly pay for debt counselling in the United States is $76,241.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,000.00 and $85,000.00 per year, depending on experience, location, and employer.

What is debt counselling?

Debt counselling is a professional service that helps individuals who are struggling to manage or repay their debts. A debt counsellor assesses your financial situation, negotiates with creditors on your behalf, and creates a structured repayment plan to make your debts more manageable. The goal is to help you avoid legal action, prevent asset repossession, and work towards becoming debt-free. Debt counselling services are confidential and tailored to each person's unique financial needs.

What are the key skills and qualifications needed to thrive as a debt counsellor, and why are they important?

To thrive as a Debt Counsellor, you need a solid understanding of personal finance, credit laws, and debt management strategies, often supported by relevant certifications or financial qualifications. Familiarity with financial analysis software, budgeting tools, and client management systems is commonly required. Exceptional communication, empathy, and negotiation skills help build trust and effectively support clients through difficult financial situations. These skills are crucial for providing effective guidance, ensuring compliance, and achieving positive outcomes for clients in financial distress.

What are some common challenges debt counsellors face when working with clients, and how can these challenges be managed?

Debt counsellors often encounter clients who are anxious, overwhelmed, or hesitant to share financial details, which can make building trust challenging. Additionally, counsellors may need to navigate complex financial situations and negotiate with creditors on clients’ behalf. These challenges are best managed through strong communication skills, empathy, and a thorough understanding of debt management solutions. Establishing clear processes, maintaining up-to-date knowledge of relevant regulations, and collaborating with other financial professionals can also help ensure successful outcomes for clients.

What is the difference between Debt Counselling vs Debt Management?

AspectDebt CounsellingDebt Management
CredentialsCertification in debt counselling or financial advisoryOften involves financial advisors or credit counselors with similar certifications
Work EnvironmentConsultations with clients, legal and financial settingsNegotiating with creditors, managing repayment plans
Industry UsageLegal debt relief process, regulated by authoritiesDebt repayment facilitation, credit counseling services

Debt Counselling and Debt Management are related financial services aimed at helping individuals manage debt. Debt counselling involves assessing a client's financial situation and applying for legal debt relief, while debt management focuses on negotiating repayment plans directly with creditors. Both roles require similar certifications and are used within the credit and financial industry to assist clients in reducing debt burdens effectively.

How do I become a debt counsellor?

To become a debt counsellor, you typically need to complete a recognized training program or qualification in debt counselling or financial management, and obtain certification from a relevant regulatory body. Additionally, gaining experience in finance or counseling and understanding applicable laws and regulations is important for practicing effectively.
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What cities are hiring for Debt Counselling jobs?

Cities with the most Debt Counselling job openings:

What states have the most Debt Counselling jobs?

States with the most job openings for Debt Counselling jobs include:

What job categories do people searching Debt Counselling jobs look for?

The top searched job categories for Debt Counselling jobs are:

Debt Counselling jobs near you
Infographic showing various Debt Counselling job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 83% In-person, and 17% Hybrid job distribution, with an average salary of $76,241 per year, or $36.7 per hour.

Collections Manager

Community Investment Strategies

NJ • On-site

Full-time

Medical, Dental, Life, PTO

Re-posted 3 days ago

Job description

Responsibilities Include:

  • Maintain daily contact with residents and/or their representatives concerning any aspect of rent collection, including property visits, telephone inquiries, office interviews, coordination of payments, and offering advice on methods of payment
  • Develop and distribute weekly, monthly, quarterly, and annual collections status reports to management
  • Resolves cash application issues in conjunction with the AR Specialist
  • Research and reconcile resident ledgers
  • Works with other team members to resolve and collect payments for disputed charges
  • Create, design, implement and enforce debt counselling policy and procedures to ensure sustainable tenancies
  • Manage all notices and late fees in accordance with policy and procedures
  • Ensures key principles of customer service are adhered to and the needs to vulnerable residents are met
  • Understands rent collections that considers financial circumstances and identify suitable cases for referral to debt counselling services
  • Actively monitors all payment commitments on a consistent basis and takes appropriate action
  • Ensure all YARDI and manual documentation systems are accurately updated and maintained on a timely basis
  • Prepares court documents and paperwork relevant to rent cases including negotiation with tenants and other representatives before hearings
  • Understands Court procedures including liaison with court officials and legal services as required
  • Files and follows through on small claims proceedings
  • Coordinates lock outs in conjunction with Property Managers
  • Coordinates inventories and photographic evidence in respect of items remaining in the property and damage to property
  • Transfers bad debt cases to collection agency in accordance with policy and procedure
  • Maintains continual awareness of changes in the regulation and precedents in respect of rent collection and recovery
  • Provides written reports in relation to collection, legal referral, including provision of referrals to external agencies
  • Liaison between company and collection agency

Benefits:  Medical, Dental, Life Insurance, PTO, Paid Sick Leave and 12 Paid Holidays.  Eligible for benefits 30 days after employment.

Salary:  Based on Experience

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