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Debt Collector Jobs in Edison, NJ (NOW HIRING)

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Collections Specialist

Piscataway, NJ · On-site

$26 - $31.25/hr

The Legal Collector must ensure compliance with all applicable federal, state, and local ... Research debtor information, including employment, assets, and contact information when permitted ...

DOT Drug/BAT Collector

Brooklyn, NY · On-site

$18 - $24/hr

ExamOne Brooklyn is looking for Collectors who have experience completing 24/7 DOT Drug Collections and/or BAT Collections. Qualifications: * If you are interested in doing BAT Collections, you must ...

Collections Specialist

Manhattan, NY · On-site +1

$20.25 - $27.50/hr

The debt collection process involves specialized professional collectors, experienced in the art of negotiation, who provide debtors with options and encourage full payment. The division utilizes ...

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Collections Specialist

Manhattan, NY · On-site +1

$20.25 - $27.50/hr

The debt collection process involves specialized professional collectors, experienced in the art of negotiation, who provide debtors with options and encourage full payment. The division utilizes ...

New

Collections Specialist

New York, NY · On-site

$90K - $100K/yr

We've raised over $180M in equity and debt from world-class investors, including Valar Ventures, Y Combinator, SVB , and notable founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul ...

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Collections /Remote

New York, NY · Remote

$17 - $18/day

Strong understanding of FDCPA guidelines and debt recovery laws. * Ability to multitask across multiple software platforms while maintaining an accurate flow of information over the phone. * A ...

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Debt Collector information

See Edison, NJ salary details

$8

$19

$27

How much do debt collector jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for debt collector in Edison, NJ is $19.04, according to ZipRecruiter salary data. Most workers in this role earn between $15.91 and $20.67 per hour, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Debt collectors can earn around $4,000 per week through commissions and bonuses, especially in high-volume or specialized collections roles. Success in this field often depends on experience, negotiation skills, and the volume of accounts managed, with some positions offering performance-based pay that exceeds traditional salaries without requiring a degree.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some experience in customer service or collections, and knowledge of relevant laws such as the Fair Debt Collection Practices Act. Licensing or registration may be required depending on the state or country.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves managing stressful situations and adhering to legal regulations, which can add to its difficulty.

How much do debt collectors get paid?

Debt collectors' salaries vary depending on experience, location, and employer, but the average annual pay ranges from $30,000 to $50,000. Many debt collectors earn commissions or bonuses based on recovery performance, and the role often requires strong communication skills and knowledge of debt collection laws.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

What are the most commonly searched types of Debt Collector jobs in Edison, NJ? The most popular types of Debt Collector jobs in Edison, NJ are:
What are popular job titles related to Debt Collector jobs in Edison, NJ? For Debt Collector jobs in Edison, NJ, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Edison, NJ look for? The top searched job categories for Debt Collector jobs in Edison, NJ are:
What cities near Edison, NJ are hiring for Debt Collector jobs? Cities near Edison, NJ with the most Debt Collector job openings:
Infographic showing various Debt Collector job openings in Edison, NJ as of June 2026, with employment types broken down into 65% Full Time, 26% Part Time, and 9% Nights. Highlights an 86% Physical, 3% Hybrid, and 11% Remote job distribution, with an average salary of $39,597 per year, or $19 per hour.
Debt Capital Markets - Liability Management

Debt Capital Markets - Liability Management

UBS - Experienced professionals - job boards

New York, NY • On-site

$17.50 - $22.75/hr

Other

Posted 10 days ago


UBS rating

8.8

Company rating: 8.8 out of 10

Based on 42 frontline employees who took The Breakroom Quiz

16th of 170 rated banks


Job description

Are you a strategic thinker with deep debt capital markets expertise. Do you enjoy advising clients on financing solutions and leading complex transactions in dynamic market environments?
We're looking for somebody to join our Debt Capital Markets team to:
structure and execute debt buybacks, exchange offers, tender offers, and consent solicitations across investment-grade, high-yield, and distressed markets
partner directly with Debt Capital Markets (DCM), Leveraged Finance (LCM), Sector Banking and Sales & Trading to originate and execute trades that optimize the capital structure
strong proficiency in corporate finance, valuation methods and financial modeling
make sound and balanced judgments (and always within professional, ethical, regulatory and legal standards)
assist in group planning overall, by recruiting, developing and retaining talented individuals


What UBS employees say

Pay

Benefits

Hours and flexibility

Workplace

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About UBS

Sourced by ZipRecruiter

We want to create superior value for our clients, shareholders and employees. And we want to stand out as a winner in our industry for our expertise, advice and execution, our contribution to society, our work environment and our business success.

Industry

Securities, commodity contracts, and financial investments

Company size

10,000+ Employees

Headquarters location

Zürich, ZH, CH