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Dealer Credit Analyst Jobs (NOW HIRING)

SANY America, Inc.

Credit Analyst

Peachtree City, GA · On-site

Manages credit and risk process for semi-standard to more complex small to large sized inventory lines for dealerships in the equipment industry. * Responsible to analyze and underwrite new and ...

RDO Equipment

Credit Analyst

Fargo, ND · On-site

As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional ... RDO's field support team members provide support for our dealership teams across the nation.

TEKsystems

Indirect Auto Credit Analyst

Englewood, CO

$27 - $32/hr

We are seeking an experienced Indirect Auto Credit Analyst to join a growing lending team supporting automotive financing through dealer and credit union partnerships. This role is ideal for ...

RDO Equipment Co.

Credit Analyst

Fargo, ND · On-site

As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional ... RDO's field support team members provide support for our dealership teams across the nation.

Idahoan Foods, LLC

Credit Analyst

Fargo, ND · On-site

As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional ... RDO's field support team members provide support for our dealership teams across the nation.

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Dealer Credit Analyst information

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How much do dealer credit analyst jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for dealer credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a dealer credit analyst?

Dealer Credit Analysts are financial professionals who assess and monitor the creditworthiness of automotive, equipment, or machinery dealerships. They analyze financial statements, review credit histories, and evaluate risk to determine whether to extend credit or financing to dealers. Their work helps financial institutions and manufacturers minimize risk while supporting sales growth through responsible lending. Dealer Credit Analysts also maintain ongoing relationships with dealers, monitoring their financial health and ensuring compliance with credit terms.

What are the key skills and qualifications needed to thrive as a dealer credit analyst?

To thrive as a Dealer Credit Analyst, you need strong financial analysis skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a relevant degree. Familiarity with credit risk assessment tools, financial modeling software, and enterprise resource planning (ERP) systems is typically required. Excellent communication, problem-solving abilities, and sound judgment help distinguish top performers in this role. These skills are crucial for accurately evaluating dealer creditworthiness, mitigating risk, and supporting effective lending decisions.

What are some common challenges faced by dealer credit analysts when assessing dealership creditworthiness?

Dealer Credit Analysts often face challenges such as analyzing incomplete or inconsistent financial statements from dealerships, staying current with fluctuating market conditions, and balancing risk management with business growth objectives. Additionally, they must collaborate closely with sales teams and management to ensure credit decisions align with company goals while still maintaining prudent lending standards. Effective communication and strong analytical skills are essential to navigate these complexities and make informed recommendations.

What states have the most Dealer Credit Analyst jobs?

States with the most job openings for Dealer Credit Analyst jobs include:

What are popular job titles related to Dealer Credit Analyst jobs?

For Dealer Credit Analyst jobs, the most frequently searched job titles are:

Dealer Credit Analyst jobs near you
Infographic showing various Dealer Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst

Peachtree City, GA • On-site

SANY America, Inc.
Machinery Manufacturing • 51 - 200 employees
Learn more about SANY America, Inc.external

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago

Key responsibilities

  • Analyze credit data and financial information of persons or companies applying for credit or loans to determine risk.

  • Manage the credit and risk process for inventory lines and analyze and underwrite new and existing lease/loan transactions.

  • Review and analyze credit requests, communicate financial condition of customers, and manage the commercial loan portfolio.

Job description

Description
Credit Analyst
ABOUT THE ROLE
As part of the Americas team, SANY Capital USA is seeking highly motivated Financial/Credit Analyst. This role will analyze credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to Sany Capital USA or other credit-granting institutions. Financial/Credit Analyst will prepare weekly monitoring reports as needed and assist the Credit Manager to control the overall risk of the Department. This ideal candidate for this role will be a go getter who takes on extra responsibilities and tasks, who learns new skills independently, who helps others and who is consistently seeking innovative ways to get the job done.
With current revenues over $500 million, SANY America continues to make strong progress and significant investments in the Americas market; the organization is now pursuing an aggressive growth strategy and is looking to move quickly beyond this initial platform and increase market share.
KEY RESPONSIBILITIES
  • Manages credit and risk process for semi-standard to more complex small to large sized inventory lines for dealerships in the equipment industry.
  • Responsible to analyze and underwrite new and existing smaller ticket lease/loan transactions.
  • Work with team members to manage the financial vendors & programs in Canada and United States
  • Process the daily retail deals from the Vendors & SCUS from time to time
  • The position requires a candidate to have very strong credit and analytical skills, who can multi-task and work in a high-paced team environment.
  • Reviewing and analyzing credit requests to determine financial and non-financial strengths, risk levels, and feasibility of proposed credit relationships and transactions.
  • Analyzing and communicating financial condition and performance (historic, current and projected) of proposed and existing customers.
  • Establishing and determining appropriate controls and formulas as may be required based on complexity and risk of a credit proposal
  • Evaluating trends in customer data to promptly identify and report areas of concern and/or potential problem loan, determining courses of action to mitigate identified risks and/or concerns
  • Determine proper credit structure and controls necessary to monitor the structure (i.e. regulatory, inventory, account receivable terms, pricing, etc.) and then presenting conclusions to Senior Management team
  • Manage the commercial loan portfolio, which includes renewal of maturing loans and lines of credit
  • Provide communication (oral and written) with customers concerning loan documentation
  • Assist with collection efforts on delinquent or problem accounts
  • Lead initiatives which add value, supports SANY vision, core values, business principles, goals and objectives
  • Adhere to all policies procedures, processes, company practices, guidelines, expectations, laws and regulations
  • Staying abreast of new developments in the field of commercial lending and changing government regulations
  • Develop and maintain effective work relationships at all levels of the organization by participating in and contributing to a positive work environment that exhibits courteous, respectful and professional behavior
  • Demonstrate consistent professional appearance, image, ethics, integrity, demeanor, and represent the SANY brand
  • Responsible for drafting and organizing the review of documents related to technical modifications, ensuring localization and finalization
  • Conducting market research and visits as assigned by subsidiary for product-related activities.
  • Handling other tasks assigned by leadership

REQUIRED QUALIFICATIONS
  • Minimum 3 years of experience underwriting within the equipment leasing space. Previous captive finance experience is preferred
  • Working knowledge of commercial loan underwriting with sound understanding of credit worthiness
  • Proficient using advanced Microsoft Excel (formulas, graphs, spreadsheets, pivot tables, v-lookup, etc.); experience with Microsoft Office
  • Ability to calculate figures, amounts, ratios, formulas, compute interest, discounts, fees, etc.
  • Working experience with Cino and Infoplease/Solifi, a plus
  • Effective written communication which includes the ability to query reports, create reports and letters
  • Ability to read, analyze and interpret commercial, consumer and equipment loan documents along with reports
  • Strong communication, presentation skills and teamwork skills with the ability to build trust and credibility globally which includes winning approval from various stakeholders.
  • Demonstrate a high degree of creativity and mature judgement in anticipating and solving non-reoccurring, unprecedented problems. Have a Root Cause/Countermeasure approach to problem solving (analytical vs. intuitive)
  • Time management skills with the ability to plan, create, maintain and resolve open issues, analyze workflow, demonstrate sense of urgency and set priorities to meet deadlines
  • Process driven, detailed oriented, results driven and self-motivated
  • Self-starter who is responsive, organized, self-motived with the ability to produces accurate results, meet all established goals, objectives and expectations, and comply with all policies, procedures, regulations, guidelines and laws with minimal supervision
  • Ability to effectively handle and maintain confidential matters and information

EDUCATION
  • Bachelor's degree in finance, Accounting, Economics, Business Administration or related field.

WORK ENVIRONMENT & PHYSICAL REQUIREMENTS
  • On site-Peachtree City, GA

COMPENSATION & BENEFITS
Compensation will be competitive and commensurate with experience. It will include a base salary and an annual performance bonus.
  • Medical, dental, and vision
  • Paid Time Off
  • 401(k) savings plans
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSAs)
  • Company paid STD and LTD benefits
  • Life Insurance
  • Employee Assistance Program (EAP)

EQUAL OPPORTUNITY STATEMENT
SANY America is an Equal Opportunity Employer and considers all qualified applicants for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, disability, veteran status, genetic information, or any other protected status under applicable federal, state, or local law.
DRUG AND ALCOHOL FREE WORKPLACE NOTICE
SANY America is an equal opportunity employer and maintains a drug and alcohol-free workplace consistent with applicable federal, state, and local laws. Applicants may be required to complete pre-employment screenings, including drug and/or alcohol testing, as a condition of employment where permitted by applicable law. Testing requirements, employment practices, and workplace policies may vary based on work location, position responsibilities, business necessity, workplace safety considerations, customer requirements, contractual obligations, and applicable regulatory standards.
SANY America complies with applicable federal, state, and local laws relating to marijuana/cannabis use, including applicable medical and recreational marijuana laws where permitted. However, applicants and employees are prohibited from being impaired or under the influence of alcohol, illegal drugs, or other prohibited substances while working, operating Company vehicles or equipment, performing safety sensitive duties, conducting Company business, or while on Company property, consistent with applicable law.
Certain positions may be designated as safety sensitive or subject to additional regulatory, customer, contractual, operational, or workplace safety requirements and may require participation in pre employment, random, reasonable suspicion, post-accident, return to duty, follow up, or other drug and/or alcohol testing programs in accordance with applicable federal, state, and local laws.

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