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Credit Union Jobs in Spring Valley, CA (NOW HIRING)

Contact Center Specialist

San Diego, CA ยท On-site

$18.43 - $27.64/hr

At MyPoint Credit Union, we believe in delivering exceptional service and creating meaningful financial relationships with our members. We are looking for a motivated, service-driven Contact Center ...

Teller

San Diego, CA ยท On-site

$17 - $21.25/hr

Certified Federal Credit Union is seeking an experienced and motivated candidate to join our Operations department at a credit union that has earned the highest rating in the country for its Safety ...

Teller

San Diego, CA ยท On-site

$17 - $21.25/hr

Certified Federal Credit Union is seeking an experienced and motivated candidate to join our Operations department at a credit union that has earned the highest rating in the country for its Safety ...

Showing results 21-40

Credit Union information

See Spring Valley, CA salary details

$13

$33

$98

How much do credit union jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for credit union in Spring Valley, CA is $33.35, according to ZipRecruiter salary data. Most workers in this role earn between $16.73 and $19.66 per hour, depending on experience, location, and employer.

What is a credit union?

A credit union is a member-owned financial cooperative that provides banking services like savings accounts, loans, and credit cards. Unlike banks, credit unions are nonprofit organizations, and any profits are returned to members through lower fees and better interest rates. Membership is typically based on a common bond, such as where you work, live, or your association with a particular group. Credit unions are regulated and insured, making them a safe place for your money. They often focus on personalized service and community involvement.

What are the key skills and qualifications needed to thrive as a credit union member service representative, and why are they important?

To thrive as a Credit Union Member Service Representative, you need strong financial knowledge, attention to detail, and typically a background in banking or customer service. Familiarity with banking software, cash handling systems, and compliance regulations is often required. Exceptional communication, problem-solving, and interpersonal skills help you build trust and effectively serve members. These skills and qualities are vital to ensuring accurate transactions, regulatory compliance, and a positive member experience.

What are some common challenges faced by employees working at a credit union, and how are they typically addressed?

Employees at credit unions often face challenges such as managing a high volume of member inquiries, staying updated with regulatory changes, and ensuring personalized service in a fast-paced environment. To address these, credit unions typically provide ongoing training, emphasize teamwork, and utilize up-to-date technology to streamline processes. Many credit unions also foster a collaborative culture, encouraging staff to share knowledge and support one another, which helps employees deliver excellent service while staying compliant with industry standards.

What is the difference between Credit Union vs Loan Officer?

AspectCredit UnionLoan Officer
CredentialsTypically requires high school diploma or equivalent; some roles may need financial certificationsRequires high school diploma; often needs mortgage or loan origination licenses
Work EnvironmentNon-profit financial cooperative, community-focusedBanking or lending institutions, sales-driven environment
Employer & IndustryCredit unions, financial servicesBanks, mortgage companies, lending firms
Common Search/ComparisonYesYes

While credit union employees focus on member services and financial products within a cooperative setting, loan officers primarily evaluate and approve loan applications for banks or lending companies. Both roles require financial knowledge, but their work environments and objectives differ, with credit unions emphasizing community and member relations, and loan officers concentrating on lending and sales.

What are the most commonly searched types of Credit jobs in Spring Valley, CA?

The most popular types of Credit jobs in Spring Valley, CA are:

What job categories do people searching Credit Union jobs in Spring Valley, CA look for?

The top searched job categories for Credit Union jobs in Spring Valley, CA are:

What cities near Spring Valley, CA are hiring for Credit Union jobs?

Cities near Spring Valley, CA with the most Credit Union job openings:

Infographic showing various Credit Union job openings in Spring Valley, CA as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $69,371 per year, or $33.4 per hour.

Universal Service Representative I

Wheelhouse Credit Union

San Diego, CA โ€ข On-site

$20.40 - $25.50/hr

Full-time

Posted 5 days ago


Job description

Job Type
Full-time
Description
Summary:
The position of Universal Service Representative I is responsible for procuring business for the branch by maintaining member relationships and referring members to the appropriate products and services. This role opens new accounts, processes, and funds all consumer loans, and routinely performs teller and vault transactions. This position will act as a member advocate handling account updates and/or revisions, account fraud and error resolution. This position will also remain current on all laws, rules and regulations including the Bank Secrecy Act (BSA) and Customer Identification Program (CIP) programs and processes.
Essential Duties and Responsibilities:
  1. Provide service and sales support to all assigned areas of the branch.
  2. Maintain and balance a cash drawer daily. Receive and process deposits, withdrawals, transfers, cashier check requests, cash advances and loan payments.
  3. Make decisions regarding the opening of new membership accounts and responds to requests for information pertaining to memberships, products, services, and consumer loans.
  4. Promote Credit Union products and services.
  5. Interview loan applicants and ensure accuracy of consumer loan applications as authorized and approved by underwriting and/or Credit Committee prior to funding and disbursing.
  6. Participate in assuring quality control in regard to audits and certifications.
  7. Process requests to increase scheduled loan payments and collection payments.
  8. Complete and maintain monthly sales logs and reports.
  9. Meet outlined goals and objectives established for cross-sell on new memberships & consumer loan funding. Adhere to outlined error ratios on funded loans and memberships.
  10. Meet and maintain established ancillary goals i.e., GAP, MBP, and Debt Protection.
  11. Provide staff support at other branch locations.
  12. Ensure compliance with all processes pertaining to BSA, CIP, lending, and REG E programs.
  13. Perform other duties assigned.

Requirements
Position Requirements and Qualifications:
  1. High school diploma or equivalent plus one (1) or more years of related experience and/or training in a financial institution performing a full range of Teller, new account, and operations functions.
  2. Requires strong sales, and service skills.
  3. Minimum of six months of experience in consumer lending preferred.
  4. Professional and effective oral, written, and interpersonal skills.
  5. Ability to address problems and situations by utilizing procedures and other resources within the organization.
  6. Proficiency with Microsoft Office products and on-line computer core processing system.
  7. Must be eligible to become an individual endorsee under the business entity license of Wheelhouse Credit Union held with the California Department of Insurance. Will be required to complete an individual application for insurance and an affidavit of training and knowledge.
  8. Excellent collaborative skills and the ability to develop and maintain positive working relationships are essential.
  9. Effective time management skills.
  10. Ability to work with minimal supervision while performing duties.
  11. Knowledge and understanding of the mission and vision of the Credit Union. Strictly adhere to the Credit Union's policy of confidentiality, security, professional conduct and dress.
  12. Support Business Development at onsite events and/or Marketing efforts within the community.

Job descriptions are not intended to be and should not be construed to be a complete list of all duties and responsibilities performed by incumbents, nor do they constitute an employment contract. Duties, responsibilities, and expectations may be added, deleted, or changed at any time at management's discretion. Further, job descriptions do not represent a complete list of all the performance expectations and characteristics of individuals required to perform a job adequately.
Salary Description
$20.40 - $25.50