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Credit Underwriting Jobs in Quebec (NOW HIRING)

Td

Manager, Commercial Auto Underwriting

Montreal, QC

CA$132/hr

... credit protection, life, health, travel, home and auto insurance. With more than three million ... Reporting to the Senior Manager Product and Underwriting Strategy, this Underwriting Manager will ...

Scotiabank

The Small Business Manager, Credit Risk is responsible for exercising sound credit judgement, and providing quality underwriting decisions. The incumbent is to adhere to Bank policy and established ...

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All JobsCredit Underwriting JobsCredit Underwriting Jobs in Quebec

Credit Underwriting information

See Quebec salary details

$26K

$88K

$174.5K

How much do credit underwriting jobs pay per year?

As of Sep 3, 2026, the average yearly pay for credit underwriting in Quebec is $87,964.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $109,000.00 per year, depending on experience, location, and employer.

What is credit underwriting?

Credit underwriting is the process by which a lender evaluates the creditworthiness of a borrower before approving a loan or credit. This involves analyzing financial information, credit history, and other risk factors to determine whether the applicant can repay the debt. Underwriters assess the likelihood of default and decide on loan terms, interest rates, and whether to approve or deny the application. This process helps financial institutions manage risk and ensure responsible lending.

What are the key skills and qualifications needed to thrive as a credit underwriter, and why are they important?

To thrive as a Credit Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, often backed by a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, loan origination software, and risk assessment tools is typically required. Excellent judgment, effective communication, and problem-solving abilities help underwriters navigate complex cases and explain decisions to clients or colleagues. These skills are vital to accurately evaluating creditworthiness, minimizing risk, and supporting sound lending decisions.

What are some common challenges faced by professionals in credit underwriting and how can they be addressed?

Professionals in Credit Underwriting often face challenges such as evaluating incomplete or inconsistent financial information, managing tight deadlines, and balancing risk with business growth objectives. Staying up to date with regulatory requirements and industry best practices is essential to mitigate these challenges. Effective communication with loan officers, relationship managers, and clients can help clarify uncertainties and ensure accurate risk assessments. Additionally, leveraging technology and data analytics tools can streamline the underwriting process and improve decision-making.

What is the difference between Credit Underwriting vs Loan Processing?

AspectCredit UnderwritingLoan Processing
Primary RoleAssess creditworthiness and approve or deny loan applicationsGather documents, verify information, and prepare loan files for approval
Skills & CertificationsFinancial analysis, credit analysis, knowledge of lending policiesCustomer service, document verification, attention to detail
Work EnvironmentOffice-based, analytical, decision-makingOffice-based, administrative, client interaction

While both roles are integral to the lending process, Credit Underwriting focuses on evaluating the risk and making approval decisions, whereas Loan Processing handles the administrative tasks to prepare loans for approval. Understanding these differences helps clarify career paths and job expectations within the lending industry.

Is credit underwriting a stressful job?

Credit underwriting can be stressful due to the responsibility of assessing financial risk and making critical decisions that impact lending outcomes. The job often involves tight deadlines, detailed analysis, and high accuracy, which can contribute to work-related stress. However, stress levels vary depending on the employer, workload, and individual coping skills.

What job categories do people searching Credit Underwriting jobs in Quebec look for?

The top searched job categories for Credit Underwriting jobs in Quebec are:

Credit Underwriting jobs near you
Infographic showing various Credit Underwriting job openings in Quebec as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $87,964 per year, or $42.3 per hour.

Manager, A&A Commercial and Small Business Underwriting (Bilingual)

Farm Credit Canada

Montreal, QC • Hybrid

Full-time

Posted yesterday

New

Job description

Closing Date (MM/DD/YYYY):

09/18/2026

Worker Type:

Permanent

Language(s) Required:

Bilingual (English and French)

Term Duration (in months):

Salary Range (plus eligible to receive a performance based incentive, applicable to position) :

$107,780 - $145,820

Why FCC?

At FCC, we're proud to be 100% invested in Canadian agriculture and food. As a federal Crown corporation, we provide financing, knowledge resources and business management software to over 103,000 customers nationwide.

Here's what you can expect when you join our team:

  • Competitive total rewards packages: market-aligned and performance-based salary and incentive programs, flexible and comprehensive group benefit and savings plans, and well-being support through benefits and wellness programs

  • Purpose-driven work: We build strong relationships, share knowledge and support the people who feed the world

  • Growth: Learning and development opportunities to help you thrive

  • Hybrid work options

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How you'll make an impact

Leverage your expertise in credit underwriting, commercial financing and leadership to lead a regional team responsible for preparing credit proposals for small and medium-sized agribusinesses and food processing companies. Your work will directly influence the quality of credit decisions and risk mitigation for FCC.

As Manager, A&A Commercial and Small Business Underwriting, you'll lead, coach and develop a specialized underwriting team. Drawing on your sound credit judgment, analytical abilities and strong communication skills, you'll ensure that clear, comprehensive and consistent loan narratives are prepared within tight timelines.

Are you a leader who values collaboration, analysis and high-quality work? Do you thrive in a fast-paced environment? Are you passionate about risk management, customer service and talent development? If so, this role could be for you.

What you'll do

  • Lead, coach and train a regional team of underwriters specializing in commercial and small business financing
  • Review loan narratives prepared by the team and provide detailed feedback and active guidance prior to submission to Credit Risk
  • Ensure the quality, consistency and conciseness of credit narratives, with a focus on risk mitigation
  • Act as a key liaison between Credit Risk, Operations and sales teams
  • Support the growth of the team's skills in the areas of credit culture and lending policies
  • Foster an engaging, high-performance work environment focused on collaboration and professional development

What you'll bring to the team

Required qualifications:

  • A bachelor's degree in a related field or discipline
  • At least five years of experience in commercial lending (or an equivalent combination of education and experience)
  • Expertise in analyzing commercial and small business financing opportunities
  • Proven experience in credit underwriting and risk mitigation
  • Sound knowledge of lending policies, processes and practices
  • Strong communication skills and the ability to explain complex concepts
  • Experience mentoring or coaching team members

Preferred qualifications:

  • Formal leadership experience
  • Commercial lending experience
  • Familiarity with the agriculture, agribusiness and food and beverage industries

Not sure you meet every requirement? We encourage you to apply anyway.

You belong here
At FCC, we're committed to creating an inclusive, equitable and accessible workplace - one that reflects the communities where we live, work and play. Our team is made stronger through diversity, and we're dedicated to building a workforce that brings together a range of backgrounds, abilities and perspectives.
We encourage qualified applicants to apply, including members of these four employment equity groups:
Indigenous Peoples
Members of visible minority groups
Persons with disabilities
Women

Accessibility and accommodations

To support an inclusive and accessible candidate experience, we encourage anyone needing an adjustment or accommodation during any stage of the recruitment process to email us at: TalentSupplyRecherch@fcc-fac.ca. An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.

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