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Credit Risk Jobs in Rockwall, TX (NOW HIRING)

Environmental Credit Risk Associate Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the ...

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Credit Risk information

See Rockwall, TX salary details

$46.5K

$101.6K

$170.1K

How much do credit risk jobs pay per year?

As of Aug 10, 2026, the average yearly pay for credit risk in Rockwall, TX is $101,635.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,700.00 and $132,000.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What are popular job titles related to Credit Risk jobs in Rockwall, TX? For Credit Risk jobs in Rockwall, TX, the most frequently searched job titles are:
What cities near Rockwall, TX are hiring for Credit Risk jobs? Cities near Rockwall, TX with the most Credit Risk job openings:
Infographic showing various Credit Risk job openings in Rockwall, TX as of August 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 100% In-person job distribution, with an average salary of $101,635 per year, or $48.9 per hour.

Risk, Credit Risk, Corporate Real Estate, Dallas

Goldman Sachs, Inc.

Dallas, TX • Hybrid

Full-time

Re-posted 12 days ago


Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

47th of 170 rated banks


Job description

Credit Risk - Corporate Credit Risk -  Sr. Associate OR Jr. Vice President, Dallas

Divisional Overview

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. https://www.goldmansachs.com/careers/divisions/risk/index.html

Credit Risk (CR) is responsible for managing the firm's credit exposure to its lending and derivatives counterparties.  Leveraging its extensive expertise in financial, credit, and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm.  Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions.  The interaction with numerous departments and the range of projects that ensue, allow for a challenging, varied, and multi-dimensional work environment.

Responsibilities

  • Sector Focus:  Corporate Real Estate (REITs/REOCs)
  • Assess the credit and financial strength of the firm's corporate real estate borrowers and counterparties by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Review and approve loan transactions, determine internal credit ratings, regulatory risk ratings, and overall risk appetite  
  • Analyze the risks inherent in the products GS transacts, including loans, derivatives, and equity products
  • Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructurings, and share repurchases
  • Coordinate with Global Banking & Markets, Legal, Operations, and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants 
  • Perform portfolio analysis regularly in order to assess concentrations and industry trends
  • Monitor, manage, and report on exposures at a counterparty, product, and portfolio level

Basic Qualifications

  • Bachelor's degree (or international equivalent)
  • Minimum of 6-9 years of credit risk management experience, with a background in corporate credit risk
  • Significant experience in investment banking products including loan products and derivatives
  • Strong familiarity with regulatory risk rating requirements and application of such guidance
  • Strong documentation (loan and/or derivatives), analytical, presentational and communication skills required

Preferred Skills & Experience 

  • Flexibility, ability to learn quickly
  • Strong analytical and communication skills, both oral and written
  • Experience in team environment, including to work with colleagues across multiple offices and locations
  • Strong organizational skills and the ability to manage multiple assignments concurrently

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869