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Credit Risk Jobs in Pleasanton, CA (NOW HIRING)

Staff Data Scientist, ML (Credit Risk)

Menlo Park, CA · On-site

$217K - $255K/yr

  • Medical

  • Life

  • Retirement

  • PTO

As a Staff Data Scientist, you will build credit risk models that allow us to better serve our customers and make responsible lending decisions. Credit models are at the heart of all lending ...

Credit Manager

Walnut Creek, CA

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Position Summary The Credit Manager is responsible for leading customer credit risk management, collections activities to support profitable business growth while protecting company assets. This role ...

Credit Manager

Walnut Creek, CA · On-site

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Position Summary The Credit Manager is responsible for leading customer credit risk management, collections activities to support profitable business growth while protecting company assets. This role ...

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with ...

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with ...

As we expand our Consumer Risk AI Science charter, Intuit Credit Karma is looking for an experienced, hands-on player-coach to join us as a Manager 2, AI Science. In this role you will lead and grow ...

As we expand our Consumer Risk AI Science charter, Intuit Credit Karma is looking for an experienced, hands-on player-coach to join us as a Manager 2, AI Science. In this role you will lead and grow ...

You will own credit risk modeling for our consumer lending and fast-money products, and you will lead the expansion of our fraud modeling program -- across three business verticals: Banking ...

Showing results 21-40

Credit Risk information

See Pleasanton, CA salary details

$55.6K

$121.7K

$203.7K

How much do credit risk jobs pay per year?

As of Aug 17, 2026, the average yearly pay for credit risk in Pleasanton, CA is $121,656.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,500.00 and $158,000.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What are the most commonly searched types of Credit Risk jobs in Pleasanton, CA?

The most popular types of Credit Risk jobs in Pleasanton, CA are:

What are popular job titles related to Credit Risk jobs in Pleasanton, CA?

For Credit Risk jobs in Pleasanton, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Pleasanton, CA look for?

The top searched job categories for Credit Risk jobs in Pleasanton, CA are:

What cities near Pleasanton, CA are hiring for Credit Risk jobs?

Cities near Pleasanton, CA with the most Credit Risk job openings:

Infographic showing various Credit Risk job openings in Pleasanton, CA as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 17% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $121,656 per year, or $58.5 per hour.

Staff Data Scientist, ML (Credit Risk)

Robinhood

Menlo Park, CA • On-site

$217K - $255K/yr

Other

Medical, Life, Retirement, PTO

Re-posted 5 days ago


Robinhood rating

9.3

Company rating: 9.3 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Join us in building the future of finance.
Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you're ready to be at the epicenter of this historic cultural and financial shift, keep reading.
About the team + role
We are building an elite team, applying frontier technologies to the world's biggest financial problems. We're looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn't a place for complacency, it's where ambitious people do the best work of their careers. We're a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.
The Credit Card business team's mission is to shape Robinhood's vision in the credit and banking space by delivering smart, customer-focused financial solutions. Our team is dedicated to reshaping the credit landscape and redefining the way people interact with financial services daily. We leverage cutting-edge analytical tools and diverse datasets to build deep understandings of consumer credit behaviors. We aim to make financial services accessible to everyone, building programs that support Robinhood's broader goals!
As a Staff Data Scientist, you will build credit risk models that allow us to better serve our customers and make responsible lending decisions. Credit models are at the heart of all lending decisions. These models will drive decisions ranging from approve/decline, line assignment at origination and future credit limit increases. You will leverage traditional and non-traditional data sources to build highly predictive risk models. You will own the full lifecycle of model development from data prep, model building to model deployment.
This role is based in our Menlo Park, CA, or Washington, DC office(s), with in-person attendance expected at least 3 days per week.
At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.
What you'll do
  • Build credit risk models for customer acquisitions (credit approval and credit limit assignment) and customer management
  • Collaborate with credit analysts and product managers to understand the business problem and deliver appropriate models to solve them
  • Create rich datasets leveraging both traditional and non-traditional data sources. Work on innovative tools to generate powerful features that boost models
  • Deploy, maintain and monitor models in production
  • Communicate with senior stakeholders in credit, product and engineering to deliver key results and findings
What you bring
  • You have 7+ years of experience in data science and credit modeling
  • You have strong proficiency in SQL and Python for data analysis and modeling
  • You have experience designing experiments and interpreting results to guide product decisions
  • You have domain knowledge and expertise in traditional credit data. Experience with non traditional credit data (such as cash flow) is a plus
  • You communicate clearly with both technical and non-technical partners
What we offer
  • Challenging, high-impact work to grow your career
  • Performance driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching
  • Top Tier benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents
  • Access to the best AI tools on the market and continuous AI skill-building for every employee, technical or not
  • Lifestyle wallet - a highly flexible benefits spending account for wellness, learning, and more
  • Employer-paid life & disability insurance, fertility benefits, and mental health benefits
  • Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
  • Exceptional office experience with catered meals, events, and comfortable workspaces.

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.
Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.
Base Pay Range:
Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)
$217,000-$255,000 USD
Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)
$191,000-$224,000 USD
Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)
$170,000-$199,000 USD
Click here to learn more about our Total Rewards, which vary by region and entity.
If our mission energizes you and you're ready to build the future of finance, we look forward to seeing your application.
Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work-welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.

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