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Credit Risk Jobs in Orlando, FL (NOW HIRING)

Axiom Bank

Merchant Risk & Compliance Analyst

Maitland, FL ยท On-site +1

$65K - $85K/yr

Conduct merchant credit and risk underwriting reviews for sponsored acquiring programs ; evaluate merchant business models, financial condition, and fraud exposure. * Transaction & Portfolio ...

Axiom Bank

Senior Partner Risk Officer

Maitland, FL ยท On-site +1

The Partner Risk Specialist will handle the tactical execution of our third-party oversight program ... It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as ...

Axiom Bank, N.A.

Senior Partner Risk Officer

Maitland, FL ยท On-site +1

The Partner Risk Specialist will handle the tactical execution of our third-party oversight program ... It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as ...

Axiom Bank

Senior Partner Risk Officer

Maitland, FL ยท On-site

The Partner Risk Specialist will handle the tactical execution of our third-party oversight program ... It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as ...

PNC

Relationship Manager III - C&IB

Orlando, FL

Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks. * Focuses on client opportunities by providing ideas and insights based on ...

PNC Bank

Relationship Manager III - C&IB

Orlando, FL ยท On-site

Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks. * Focuses on client opportunities by providing ideas and insights based on ...

Truist

Middle Market Banker I

Orlando, FL ยท On-site

$18 - $22/hr

Maintain extensive knowledge about complex credit products and structuring, including loan syndications, participations, and other capital markets solutions. 7. Execute on all risk, operational ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Jobs in Orlando, FL

Credit Risk information

See Orlando, FL salary details

$46.7K

$102K

$170.8K

How much do credit risk jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk in Orlando, FL is $102,047.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $132,600.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in Orlando, FL?

The most popular types of Credit Risk jobs in Orlando, FL are:

What are popular job titles related to Credit Risk jobs in Orlando, FL?

For Credit Risk jobs in Orlando, FL, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Orlando, FL look for?

The top searched job categories for Credit Risk jobs in Orlando, FL are:

What cities near Orlando, FL are hiring for Credit Risk jobs?

Cities near Orlando, FL with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Orlando, FL as of August 2026, with employment types broken down into 83% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $102,047 per year, or $49.1 per hour.

Merchant Risk & Compliance Analyst

Axiom Bank

Maitland, FL โ€ข On-site

$65K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

At Axiom Bank, we encourage you to aim for the sky and leverage your expertise and passion to excel. We are a growing, dynamic organization ๏ฟฝ this is an exciting time to get on board!
We believe in the value of promoting a healthy work/life balance and are committed to recognizing the role everyone plays in our ongoing success. We offer the following benefits to our Full Time Employees:
  • 12 Paid Holidays
  • Generous Paid Time Off
  • 4% Match on our 401(k)
  • Medical, Dental and Vision Benefits
  • 100% Company Paid Life, AD&D Insurance, Short and Long Term Disability

General Responsibilities
The Merchant Risk & Compliance Analyst position will support our growing BIN sponsorship and merchant acquiring program. This execution-level role focuses on the day-to-day assessment of merchant credit, fraud exposure, and ongoing transactional risk. Reporting to the Senior Manager, this analyst will be the first line of defense in ensuring that sponsored merchant portfolios remain within the Bank's established risk appetite and card brand thresholds.
Key Responsibilities
  • Merchant Underwriting Execution: Conduct merchant credit and risk underwriting reviews for sponsored acquiring programs ; evaluate merchant business models, financial condition, and fraud exposure.
  • Transaction & Portfolio Monitoring: Administer ongoing merchant portfolio monitoring, including daily transaction activity surveillance, chargeback ratio analysis, and fraud trend review.
  • MCC & Policy Enforcement: Ensure proper Merchant Category Code (MCC) assignment across the portfolio and enforce prohibited and restricted merchant category policies.
  • Chargeback Surveillance: Monitor chargeback activity against Visa Dispute Monitoring Program (VDMP) and Mastercard Excessive Chargeback Program (ECP) thresholds; flag accounts nearing penalty thresholds for management review.
  • Escalation: Identify and escalate high-risk applications, exposure concentrations, or unusual volume patterns to the Senior Manager.

Supervision of Personnel
  • None

Working Conditions
This position may be performed remotely or in a hybrid work arrangement, depending on business needs. Employees are expected to work Monday through Friday during regular business hours, with occasional evening or weekend work as needed.
We will consider candidates residing in the following states: Florida, Alabama, Arkansas, Arizona, California, Delaware, Georgia, Massachusetts, Michigan, Ohio, Oregon, South Carolina, North Carolina, New Jersey, New York, Maryland, Tennessee, Minnesota, Virginia, Pennsylvania, Utah, and Texas.
Travel
  • None

Qualifications Summary
Education
  • Associate degree in Business or related field or equivalent work experience.

Experience
  • Minimum 3 years of experience in merchant acquiring risk, payments fraud, or bank operational risk.
  • Prior banking and compliance experience preferred.

Knowledge & Skills:
  • Working knowledge of merchant underwriting standards, transaction monitoring, and chargeback analysis.
  • Background in ecommerce risk management and understanding new verticals such as Nutraceuticals, AI, High Risk Industries (CBD, Gambling) etc
  • Familiarity with proper MCC assignment and high-risk merchant business models.
  • Strong analytical skills with a data-driven approach to identifying payment anomalies.
  • Ability to strictly follow established underwriting criteria and risk rating frameworks.

Other Duties - Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
The salary range for this position is $65,000-85,000 and is commensurate with experience.
(Reasonable accommodations may be made to enable individuals with disabilities to perform these tasks. If you need an accommodation, please contact us at hr@axiombanking.com )
Axiom Bank does not discriminate in employment opportunities or practices on the basis of any protected status. It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as a condition of employment. Drug Free Workplace. EOE/AA/Minority, Female, Disabled, Veteran
Axiom Bank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Any resumes submitted without a valid contract will be considered the sole property of Axiom Bank and no fee will be paid.

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