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Credit Risk Jobs in Manhattan, NY (NOW HIRING)

ACT Group

Sr. Credit Risk Analyst

New York, NY

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

ACT Group

Sr. Credit Risk Analyst

New York, NY · On-site

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

IDBNY

Credit Risk Analytics & Modeling

Manhattan, NY · On-site

Risk Management / Credit Risk Management Location: New York, NY (Hybrid - 3 days in office) Employment Type: Full-time Reports to: Head of Credit Risk Analytics & Modeling Visa Sponsorship: Not ...

Clear Street

Director - Credit Risk

Manhattan, NY · On-site

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management Team, responsible for shaping and executing the firm's credit risk strategy as it scales. This role ...

BNY Mellon

Director, Credit Risk Review

Manhattan, NY · On-site

Lead the development and execution of a risk-based annual Credit Risk Review plan covering key portfolios, products, and counterparties, by applying deep credit, regulatory, and market knowledge to ...

Clear Street

Director - Credit Risk

New York, NY · Hybrid

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management Team, responsible for shaping and executing the firm's credit risk strategy as it scales. This role ...

Clear Street

Director - Credit Risk

New York, NY · On-site

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management Team, responsible for shaping and executing the firm's credit risk strategy as it scales. This role ...

Page Group

Commodities Credit Risk Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Description Conduct detailed credit assessments of existing and prospective counterparties, including financial statement analysis and risk evaluation. Support business teams by providing credit ...

MUFG

Credit Risk Professional

New York, NY · Hybrid

The Analyst will be responsible for assisting with the administration, monitoring, and risk management of a portfolio of commodity finance credit facilities, including borrowing base facilities ...

Colorwave Inc

Director, Credit Risk

Manhattan, NY · On-site

$231K - $289K/yr

Credit Risk At Brex Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow ...

Brex

Director, Credit Risk

Manhattan, NY · On-site

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow ...

MUFG Bank, Ltd.

Credit Risk Professional

New York, NY · On-site

The Analyst will be responsible for assisting with the administration, monitoring, and risk management of a portfolio of commodity finance credit facilities, including borrowing base facilities ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Jobs in Manhattan, NY

Credit Risk information

See Manhattan, NY salary details

$55.2K

$120.6K

$202K

How much do credit risk jobs pay per year?

As of Aug 6, 2026, the average yearly pay for credit risk in Manhattan, NY is $120,642.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,800.00 and $156,700.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What are the most commonly searched types of Credit Risk jobs in Manhattan, NY? The most popular types of Credit Risk jobs in Manhattan, NY are:
What are popular job titles related to Credit Risk jobs in Manhattan, NY? For Credit Risk jobs in Manhattan, NY, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Manhattan, NY look for? The top searched job categories for Credit Risk jobs in Manhattan, NY are:
What cities near Manhattan, NY are hiring for Credit Risk jobs? Cities near Manhattan, NY with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Manhattan, NY as of August 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 100% In-person job distribution, with an average salary of $120,642 per year, or $58 per hour.

Deputy Director, Credit Risk

New York City Housing Development Corporation

New York, NY • On-site

$140K - $150K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Description
The New York City Housing Development Corporation (HDC) is a public benefit corporation and the nation's largest municipal Housing Finance Agency. HDC's programs support the construction and preservation of multi-family affordable housing in New York City.
Area of Talent: Credit Risk/Affordable Housing
Position Type: Full Time/Exempt
Salary Range: $140,000 to $150,000
Location: NYC/Financial District
Position Summary:
The Deputy Director, Credit Risk, will support the Chief Risk Officer and Credit Risk team in evaluating and managing credit risk to protect HDC's financial integrity.
This role reports to the Chief Risk Officer.
Responsibilities:
  • Assist in developing and reviewing credit risk management policies and procedures that will protect HDC's interests and maintain the financial integrity of financing
  • Conduct risk assessments of various types of credit risk faced by HDC
  • Administer HDC's Credit Committee, including the scheduling of meetings, posting of Credit Committee memos, reviewing all credit proposals, and liaising with the Development team to move the project pipeline through the credit approval process
  • Finalize credit memos by ensuring they are complete, current and signed
  • Collaborate with internal and external teams on credit initiatives (such as loan funds, credit facilities, and other underwriting-related issues)
  • Assess and monitor credit quality across HDC in alignment with HDC's credit policies and report the results of these assessments to the Credit Committee and Audit Committee (as needed)
  • Review and approve financial counterparties
  • Review insurance companies for compliance with HDC's credit requirements
  • Mentor and provide leadership, expertise, and guidance to junior members of the team
  • Remain current on credit, financial, accounting, and tax changes related to real estate and affordable housing development that may impact HDC and its financings

Required Qualifications:
  • Bachelor's degree in finance, economics, or urban studies, or a satisfactory combination of education and/or experience that is equivalent to the above
  • Minimum experience of seven years in credit analysis, real estate finance, or affordable housing development
  • Proficiency with computer programs for financial analyses and database management
  • Excellent oral and written communication skills

Preferred Qualifications
  • Advanced degree in finance, economics, or urban studies, or equivalent experience
  • Familiarity with Federal, State, and City housing programs
  • Credit training at a financial institution

Please submit a cover letter with your resume. You may also fax your resume and cover letter to (212) 227-6816.
HDC demonstrates a strong commitment to its employees by providing a salary that is competitive and commensurate with experience and excellent benefits, including:
  • Health Benefits at a reasonable cost
  • Dental and Vision Benefits at no cost
  • Retirement savings plan with a generous match and a pension plan
  • Paid holiday, vacation, sick time and parental leave
  • Professional development opportunities
  • Public Service Loan Forgiveness for eligible employees
  • Wellness reimbursement
  • Back-up Caregiver Benefit

HDC is an inclusive equal opportunity employer committed to recruiting and retaining a diverse workforce and providing a work environment that is free from discrimination and harassment based upon any legally protected status or protected characteristic, including but not limited to an individual's sex, race, color, ethnicity, national origin, age, religion, disability, sexual orientation, veteran status, gender identity, or pregnancy.
HDC is committed to the full inclusion of all qualified individuals. As part of this commitment, HDC will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please complete the reasonable accommodations section on the application or contact Human Resources by emailing [email protected].

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