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Credit Risk Jobs in Edison, NJ (NOW HIRING)

Credit Risk Review Vice President

Manhattan, NY ยท On-site

$150K - $170K/yr

Assess the sufficiency of credit risk monitoring programs, relevant performance covenants and monitoring guidelines and trigger events. Ensure all credit extensions are made in compliance with ...

Assess the sufficiency of credit risk monitoring programs, relevant performance covenants and monitoring guidelines and trigger events. Ensure all credit extensions are made in compliance with ...

We're seeking a future team member for the role of Director to join our Credit Risk Review team, with a balanced focus on Corporates and some segments of Financial Institutions such as funds and ...

Assess the sufficiency of credit risk monitoring programs, relevant performance covenants and monitoring guidelines and trigger events. Ensure all credit extensions are made in compliance with ...

Credit Risk Review Vice President

New York, NY ยท On-site

$150K - $170K/yr

Assess the sufficiency of credit risk monitoring programs, relevant performance covenants and monitoring guidelines and trigger events. Ensure all credit extensions are made in compliance with ...

Perform independent, objective and timely assessment of credit risk ratings and credit risk management process. Identify deficiencies and/or areas of improvement in credit risk procedures and ...

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Manager of Credit Risk

Iselin, NJ ยท On-site

$100K - $120K/yr

S. credit bureau data, risk scorecards, and debt service coverage ratios * Knowledge of cashflow underwriting and artificial intelligence modeling * Managing several projects simultaneously and ...

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Credit Risk information

See Edison, NJ salary details

$51.8K

$113.2K

$189.5K

How much do credit risk jobs pay per year?

As of Jun 6, 2026, the average yearly pay for credit risk in Edison, NJ is $113,168.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,600.00 and $147,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What job categories do people searching Credit Risk jobs in Edison, NJ look for? The top searched job categories for Credit Risk jobs in Edison, NJ are:
What cities near Edison, NJ are hiring for Credit Risk jobs? Cities near Edison, NJ with the most Credit Risk job openings:
Infographic showing various Credit Risk job openings in Edison, NJ as of May 2026, with employment types broken down into 82% Full Time, 14% Part Time, 1% Temporary, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $113,168 per year, or $54.4 per hour.

Credit Risk - Financial Institutions

Nomura International

Manhattan, NY โ€ข On-site

$160K - $185K/yr

Full-time

Medical, Retirement, PTO

Posted 23 days ago


Job description

Title: Credit Risk - Financial Institutions
Corporate Title: Vice President
Department: Risk
Location: New York
The pay range for this position at commencement of employment is expected to be between $160,000 and $185,000/year * (see below footnote for additional compensation and benefits information).
Company overview
Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.
Aon's Benefit Indexยฎ, Nomura's benefits rank #1 amongst our competitors
Department Overview:
Nomura's Risk department plays a crucial role in identifying, assessing, and mitigating risks across our business. We strive to protect the firm's assets, reputation, and financial stability by implementing robust risk management practices. Join our team and contribute to our proactive approach in managing risks, allowing us to make informed decisions and thrive in an ever-changing market environment.
Role Description:
Credit Officer will cover a portfolio in the Financial Institutions sector across North America and Latam, main responsibilities include:
  • Credit Risk Analysis, both quantitative and qualitative, across Commercial Banks, Broker-Dealers, Insurance Companies, CCP's, Mortgage Originators and Mortgage REITS
  • Assigning internal credit ratings and limits, monitoring exposure usage for any limit breaches and recommending corrective actions
  • Approval of daily trade requests for products including Derivatives (FX, Rates, Equities, Credit), Repo, Stock Lending, MBS etc.
  • Analysis of complex/structured transactions. Presenting Credit Risk recommendation to senior Risk Management and to Transaction Committees
  • Structuring trading terms in conjunction with other areas including Global Markets, Legal, Finance and Middle Office
  • Tracking developments related to regulatory, Industry, Counterparty, external ratings and taking appropriate actions
  • Leading Counterparty due diligence via calls as well as in-person visits
  • Conduct periodic portfolio reviews for sectors within the Financial Institutions space

Other Responsibilities:
  • Leading and contributing to global risk change initiatives which includes global coordination across Risk and Business colleagues geared toward internal or external / regulatory driven enhancements
  • Mentoring the junior members of the team and implementing team level initiatives

Skills, experience, qualifications and knowledge required:
  • 7+ years of Credit Risk experience covering Financial Institutions
  • Strong familiarity with financial statement analysis and credit risk metrics
  • Strong understanding of traded products in the Fixed Income and Equities spaces, including prior experience in covering Securitized Products (RMBS/CMBS)
  • Experience in covering Insurance Companies, including strong understanding of insurance underwriting guidelines and industry regulations
  • Experience in negotiating credit terms for legal documentation (ISDA/CSA, MRA, MSLA, MSFTA)

Nomura Leadership Behaviors
  • Explore Insights & Vision: Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.
  • Making Strategic Decisions: Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.
  • Inspire Entrepreneurship in People: Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.
  • Elevate Organizational Capability: Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing.
  • Inclusion: Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).

* base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, and discretionary awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.
If hired in the U.S., employee will be in an "at-will position" and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors".
Nomura is an Equal Opportunity Employer