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Credit Risk Jobs in Cypress, TX (NOW HIRING)

Credit Review Team Leader Sr

Houston, TX · On-site +1

$125K - $255K/yr

This role involves leading a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk ...

Credit Review Team Leader Sr

Houston, TX · On-site +1

$125K - $255K/yr

This role involves leading a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk ...

Credit Review Team Leader Sr

Houston, TX · On-site

$125K - $255K/yr

This role involves leading a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk ...

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

Credit Risk Analysis & Portfolio Management: * Conduct financial spreading and risk rating analysis. * Perform detailed credit due diligence and industry research. * Prepare annual and periodic ...

The Regional Credit Officer executes credit risk management strategies and policies for an assigned geographic region, ensuring credit quality, sound deal structures, and compliance with bank policy.

Ensure that credits are accurately risk graded, appropriately structured, and that sources of repayment and key credit risks are accurately identified and mitigated as appropriate * Monitor past due ...

Showing results 21-40

Credit Risk information

See Cypress, TX salary details

$43.1K

$94.2K

$157.6K

How much do credit risk jobs pay per year?

As of Aug 25, 2026, the average yearly pay for credit risk in Cypress, TX is $94,159.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,600.00 and $122,300.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are popular job titles related to Credit Risk jobs in Cypress, TX?

For Credit Risk jobs in Cypress, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Cypress, TX look for?

The top searched job categories for Credit Risk jobs in Cypress, TX are:

What cities near Cypress, TX are hiring for Credit Risk jobs?

Cities near Cypress, TX with the most Credit Risk job openings:

Infographic showing various Credit Risk job openings in Cypress, TX as of August 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $94,159 per year, or $45.3 per hour.

Risk Management - Risk Administration Associate

Houston, TX


JP Morgan Chase
Finance and Insurance • 10K+ employees

8.0

Company rating: 8.0 out of 10

Based on 497 frontline employees who took The Breakroom Quiz

71st of 172 rated banks

People enjoy working here

Good employer

Recommended by students


Full-time

Medical, Retirement

Posted 7 days ago


Job description

As an Associate in the Commercial Banking Credit Risk Business Management team, you will work at the intersection of strategy, operations, and financial oversight, supporting one of the firm's most critical risk functions. You will have the opportunity to build meaningful partnerships, influence decision-making, and grow your career within a team that values curiosity, collaboration, and continuous improvement.

As an Associate in Commercial Banking Credit Risk Business Management at JPMorgan Chase, you will play a key role supporting the Credit Risk Leadership team in driving strategy, managing operations, and optimizing business performance. You will partner with stakeholders across the organization to deliver insights, manage vendor relationships, and ensure the team operates with efficiency and precision. This is an opportunity to make a real impact in a dynamic environment where your analytical mindset and organizational strengths will be put to work every day.

Job responsibilities

  • Support the Credit Risk Leadership team in day-to-day business management activities, including strategic planning, resourcing, and efficiency initiatives
  • Partner with internal stakeholders to monitor utilization of third-party providers and track forecast and actuals versus plan, clearly articulating variance drivers across the portfolio
  • Organize and present complex information in a strategic and compelling way, demonstrating strong design acumen and proficiency in Excel while embracing emerging technologies
  • Leverage business intelligence tools to generate process efficiencies, enhance operational controls, and support data-driven decision-making
  • Conduct vendor performance reviews and spend analysis as part of supporting the procurement and oversight of third-party providers
  • Collect, organize, and maintain internal resources and documentation on collaboration platforms such as SharePoint
  • Prepare presentations and communications for internal meetings, leadership forums, and strategic planning sessions
  • Respond to ad-hoc requests with agility and a solutions-oriented mindset, supporting the broader team as business needs evolve

Required qualifications, capabilities, and skills

  • 5 years of professional experience in business management, financial services, or a related field
  • Strong written and verbal communication skills, with the ability to convey complex information clearly to diverse audiences
  • Demonstrated financial acumen and familiarity with organizational metrics and performance reporting
  • Strong organizational skills with the ability to manage multiple priorities and meet deadlines in a fast-paced environment
  • Proven ability to collaborate effectively and build strong partnerships across teams and functions
  • Proficiency in Microsoft PowerPoint and Excel, with a forward-thinking mindset toward emerging technology
  • Proactive, detail-oriented, and adaptable, with the ability to respond quickly to shifting priorities

Preferred qualifications, capabilities, and skills

  • Bachelor's degree in Business, Finance, or a related field
  • Experience in vendor procurement and third-party oversight
  • Familiarity with working across multi-location or matrixed teams
  • Experience using business intelligence tools to support reporting and operational improvements
  • Knowledge of credit risk concepts or financial services risk management frameworks
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 


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