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Credit Risk Jobs in Ontario (NOW HIRING)

Transport Credit Risk Senior Analyst SALARY: As per range LOCATION: Leeds - Wellington Place ADDITIONAL LOCATIONS: Chester Cawley House, Edinburgh, Manchester, Newport HOURS: Full-time WORKING ...

Transport Credit Risk Senior Analyst SALARY: As per range LOCATION: Leeds - Wellington Place ADDITIONAL LOCATIONS: Chester Cawley House, Edinburgh, Manchester, Newport HOURS: Full-time WORKING ...

Transport Credit Risk Senior Analyst SALARY: As per range LOCATION: Leeds - Wellington Place ADDITIONAL LOCATIONS: Chester Cawley House, Edinburgh, Manchester, Newport HOURS: Full-time WORKING ...

We're searching for a Credit Risk Manager who will be responsible for the credit portfolio of Latin America Power & Utilities. You will monitor the credit exposure within the portfolio and individual ...

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Reporting to the Senior Manager, TDAF Credit Risk Strategy, theCredit Risk Strategy Manager will develop, monitor and enhance Automated Risk Decision for the TDAF portfolio. The successful candidate ...

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Credit Risk information

See Ontario salary details

$27.5K

$99.9K

$187K

How much do credit risk jobs pay per year?

As of Jun 12, 2026, the average yearly pay for credit risk in Ontario is $99,870.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,500.00 and $128,000.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are the most commonly searched types of Credit Risk jobs in Ontario? The most popular types of Credit Risk jobs in Ontario are:
What are popular job titles related to Credit Risk jobs in Ontario? For Credit Risk jobs in Ontario, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Ontario look for? The top searched job categories for Credit Risk jobs in Ontario are:
What cities in Ontario are hiring for Credit Risk jobs? Cities in Ontario with the most Credit Risk job openings:
Sr. Director, Solutions Consulting - Canada Credit Risk Solutions

Sr. Director, Solutions Consulting - Canada Credit Risk Solutions

TransUnion

Burlington, ON

CA$210K - CA$316K/yr

Full-time

Posted 11 days ago


TransUnion rating

9.0

Company rating: 9.0 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

TransUnion's Job Applicant Privacy Notice

What We'll Bring:

At TransUnion, we are dedicated to finding ways information can be used to help people make better and smarter decisions. As a trusted provider of global information solutions, our mission is to help people around the world access the opportunities that lead to a higher quality of life, by helping organizations optimize their risk-based decisions and enabling consumers to understand and manage their personal information. Because when people have access to more complete and multidimensional information, they can make more informed decisions and achieve great things.
Every day TransUnion offers our employees the tools and resources they need to find ways information can be used in diverse ways. Whether it is helping businesses better manage risk, providing better insights so a consumer can qualify for his first mortgage or working with law enforcement to make neighborhoods safer, we are improving the quality of life for individuals, families, communities and local economies around the world.

What You'll Bring:

  • 15+ years of progressive experience in product management, with a strong focus on credit risk.

  • Proven leadership in Canada.

  • Understanding of credit data, risk modeling, and regulatory environments in Canada.

  • Demonstrated success in leading cross-functional product teams and driving innovation.

  • Fluent in Agile methodologies and product lifecycle management.

  • Excellent communication skills across internal and external stakeholders.

  • Bachelor's degree in STEM or related field; MBA or Master's degree preferred.

Preferred Attributes

  • Strategic thinker with a commercial mindset and customer-centric approach.

  • Emotionally intelligent leader who builds strong relationships across diverse teams.

  • Structured and process-driven, with a bias for action and accountability.

  • Ability to translate customer insights into impactful product experiences.

  • Thought leader and evangelist for credit risk innovation in Canada.

Impact You'll Make:

TheSr Director, Solutions Consulting - Canada Credit Risk Solutionsis responsible for leading the development, strategy, and commercialization of TransUnion's Credit Risk Solutions (CRS) inCanada. This role is pivotal in driving regional product innovation, aligning with global standards, and delivering high-impact solutions tailored to local market needs. You will oversee the product lifecycle for Core Credit (e.g. Credit Reports, Scores), Alternative Data (e.g. Income Verification, Alternative Data Scores), Analytics Enablement (e.g. Analytics Sandbox) and Commercial (e.g. Commercial Credit Reports, Scores) ensuring they meet evolving customer demands and regulatory requirements. In this role you will manage CRS Product Managers and Solution Consultants. You'll collaborate closely with regional leaders, data science teams, and global stakeholders to define and execute the product roadmap. This role reports into theInternational Head of Credit Risk Solutions with a dotted line into the Canada Chief Product Officer and will be based in Canada.

Key Responsibilities

Market & Customer Insights

  • Track regional trends and risks across Core Credit, Alternative Data, Analytics, and Commercial.
  • Share customer feedback to guide innovation and ensure relevance.
  • Represent Credit Risk Solutions in key external and internal forums.

Product Strategy

  • Lead strategy and GTM alignment for Core Credit, Alternative Data, Analytics and Commercial.
  • Understand and advocate for the global CRS strategy locally.
  • Inform the global CRS strategy based on regional learnings and requirements.
  • Approve new developments and build ROI-driven business cases.
  • Represent TransUnion in senior client engagements and global strategy reviews.
  • Develop talent to exceed business goals.

Financial Planning

  • Partner with Sales and Finance to build and monitor revenue plans.
  • Present performance updates and contribute to strategic planning.

Roadmap Management

  • Oversee product lifecycle and cost optimization.
  • Align regional roadmaps with global and local technology and analytics teams.
  • Ensure timely delivery of the CRS product roadmap for Canada.

GTM Execution

  • Act as domain expert for the Canada credit market.
  • Lead Solutions Consulting to support sales and pipeline growth.
  • Drive sector-specific GTM plans and ensure sales enablement.
  • Ensure compliance with local and global regulations.

The expected pay range for this position is $210,000 - $316,000 annually. The payinformation provided for this position reflects a reasonable estimate of the range of expectedcompensation for this job. At TransUnion, actual compensation is based on careful consideration ofmany factors such as (but not limited to) an individual's education, training, work experience, job related skill set, location, and industry knowledge, as well as the scope and responsibilities of theposition and market considerations. In addition, variable compensation is based on applicable companyguidance and plan documents as well as performance.

This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.

This job posting is for an existing vacancy. The opening is to backfill a previously held position.

Accommodation is available, including for applicants with disabilities, in accordance with applicable laws.

TransUnion's Internal Job Title:

Sr Director, Solutions Consulting