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Credit Risk Jobs in Colorado (NOW HIRING)

Janus Henderson Investors

Risk Analyst

Denver, CO · Hybrid

$70K - $75K/yr

Stay up to date on industry trends that impact the firm globally on counterparty credit risk, liquidity risk, and investment risk. * Partner with stakeholders to support, maintain, and enhance the ...

Deloitte

Financial Risk Manager

Denver, CO

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Sunflower Bank NA

Model Risk Analyst

Denver, CO · Hybrid

$85K - $95K/yr

This role ensures that models-used for credit risk, liquidity risk, market risk, capital planning, and BSA/AML-are conceptually sound, documented according to policy, and compliant with regulatory ...

Sunflower Bank, N.A.

Model Risk Analyst

Denver, CO · On-site

$85K - $95K/yr

This role ensures that models--used for credit risk, liquidity risk, market risk, capital planning, and BSA/AML--are conceptually sound, documented according to policy, and compliant with regulatory ...

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All JobsCredit Risk JobsCredit Risk Jobs in Colorado

Credit Risk information

See Colorado salary details

$52.6K

$114.9K

$192.4K

How much do credit risk jobs pay per year?

As of Jun 16, 2026, the average yearly pay for credit risk in Colorado is $114,946.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,900.00 and $149,300.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are the most commonly searched types of Credit Risk jobs in Colorado? The most popular types of Credit Risk jobs in Colorado are:
What are popular job titles related to Credit Risk jobs in Colorado? For Credit Risk jobs in Colorado, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Colorado look for? The top searched job categories for Credit Risk jobs in Colorado are:
What cities in Colorado are hiring for Credit Risk jobs? Cities in Colorado with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Colorado as of June 2026, with employment types broken down into 1% As Needed, 84% Full Time, 10% Part Time, 1% Temporary, and 4% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $114,946 per year, or $55.3 per hour.

Credit Products Portfolio Manager II

Flagstar Bank

Englewood, CO • On-site

$90K - $136K/yr

Full-time

Medical, Dental, Vision, Life

Posted 23 days ago

Job description

Position Title

Credit Products Portfolio Manager II

Location

Englewood, CO 80112

Job Summary

The CRE Credit Products Portfolio Manager II plays a key role in structuring and underwriting complex commercial credit transactions while managing an assigned loan portfolio. This position is responsible for independently analyzing credit risk, negotiating loan terms, and providing strategic recommendations to relationship and credit teams. By proactively monitoring portfolio performance and identifying emerging risks, this role ensures sound credit decisions and long-term client success. The position also supports the professional development of junior team members by sharing expertise and best practices.
Pay Range: $90,976 - $136,956

Job Responsibilities:

JOB RESPONSIBILITIES

  • Credit Structuring & Underwriting: Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures.
  • Portfolio & Risk Management: Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns.
  • Client & Stakeholder Engagement: Partner with RMs in negotiations and client discussions, ensuring alignment between client needs and risk appetite.
  • Credit Agreement Review: Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks.
  • Mentorship & Training: Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture. Identifies and raises to leadership improvement areas in credit processes and procedures
  • Uses independent judgement and discretion to make decisions regarding assigned portfolio
  • Analyzes and resolves problems pertaining to the assigned portfolio.

ADDITIONAL ACCOUNTABILITIES

  • Performs special projects, and additional duties and responsibilities as required.
  • Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

  • Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 10+ years of equivalent experience
  • Minimum experience required: 4+ Years in commercial credit analysis, underwriting, or portfolio management.
  • Advanced financial modeling and risk assessment expertise.
  • Strong negotiation skills and ability to collaborate with clients.
  • Experience structuring complex loan transactions.
  • Ability to analyze macroeconomic trends and their impact on credit risk.

Job Competencies:

  • Advanced Financial & Credit Analysis: Strong command of financial modeling, industry-specific credit risks, and structuring commercial credit transactions.
  • Risk Assessment & Decision-Making: Ability to proactively identify potential credit risks and recommend risk mitigation strategies.
  • Negotiation Skills: Works with RMs and clients to structure loan terms that align with both client needs and risk parameters.
  • Process & Portfolio Management: Manages complex portfolios, ensuring proactive monitoring and adherence to credit policies.
  • Stakeholder Influence: Builds strong relationships with internal and external partners, effectively communicating credit decisions.
  • Project Management: Ability to drive loan structuring and closing processes with minimal oversight.
  • Legal & Compliance Understanding: Familiarity with credit agreements, loan documentation, and regulatory requirements.
  • Technology & Data Utilization: Proficiency in financial analysis tools, CRM systems, and underwriting software.
  • Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.
  • Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.
  • Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders.
  • Physical demands (ADA): No unusual physical exertion is involved.

Flagstar is an Equal Opportunity Employer

We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information:Benefits | Flagstar Bank

Pay Range

$90,975.75 - $136,956.00

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