Credit Risk Jobs in Colorado (NOW HIRING)

Founded in Denver in 1987, QED aims to provide high-quality electrical products and services to the industry. QED employs over 500 associates across 18 branches within Arizona and Colorado to serve commercial and residential contractors, industrial facilities, and OEM businesses.
At QED, we embrace what makes us unique. As a company with local roots and global reach, we excel at the diversity of our Associates and the different ways each of us contributes to our success. What keeps us at the forefront of progress? OUR PEOPLE. No matter where they work or who they are, we trust their individual skills and qualities and give them everything they need to reach their full potential.

The Territory Credit Manager plays a critical role in supporting business growth by managing customer credit risk, setting credit limits, and overseeing collections across new and existing accounts. This role balances sound financial decision-making with a strong focus on customer experience and partnership with sales and internal teams. Success in this position requires strong judgment, collaboration, and the ability to manage risk while maintaining positive business relationships. This is an individual contributor role with no direct reports.

What You Will Do:

• Deliver a best-in-class customer experience across customers, sales teams, and Credit partners
• Evaluate credit risk for new and existing accounts, assign credit limits, and ensure adherence to Credit Policy
• Make timely credit decisions within authority limits, balancing business growth and risk
• Manage collections portfolio, including past-due follow-up, dispute resolution, and account reconciliation
• Partner closely with sales on account holds, over-limit accounts, and credit releases
• Oversee construction credit processes, including lien rights, waivers, and bond/lien recommendations
• Utilize systems (Eclipse, GETPAID, BillTrust) to manage A/R, collections, and reporting
• Communicate proactively with internal teams and customers to resolve issues and maintain strong relationships
• Support reporting needs, including A/R aging reviews, write-off recommendations, and ad hoc analysis

What You Will Bring:

• 3-5+ years of construction credit or related experience, with strong knowledge of lien laws and credit risk
• Proven ability to assess financial, contractual, and project risk and make sound credit decisions
• Strong experience managing collections, reconciliations, and dispute resolution
• Proficiency in systems such as Microsoft Office, Eclipse, GETPAID, and BillTrust
• Excellent communication, organization, and time management skills
• Self-starter with the ability to work independently, prioritize workload, and meet deadlines
• Customer-focused mindset with strong relationship-building skills across cross-functional teams
• Associate degree required; Bachelor's preferred (or equivalent experience)
  

Additional Requirements:

Must be authorized to work in the United States without a visa sponsorship now or in the future
Must be able to complete a drug and background. This role is subject to a credit check and must have a satisfactory credit history

Compensation: $60,000 - $85,000 (Exempt, Individual Contributor)

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Sonepar is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, or any other categories protected by federal, state or local law.

Sonepar and our family of brands are committed to the full inclusion of all qualified individuals. In keeping with our commitment, we will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please call 843-745-2420 or email recruiting@sonepar-us.com.

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