The role will support the analysis, development and optimization of credit policies and strategies , with a focus on underwriting, credit line / loan amount assignment, and risk-based pricing . The ...
The role will support the analysis, development and optimization of credit policies and strategies , with a focus on underwriting, credit line / loan amount assignment, and risk-based pricing . The ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
Quick apply
We are looking for experienced Credit Risk Analyst to join its credit risk strategy team. This role will focus on credit card portfolio management, credit line strategies, and developing data-driven ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...
Senior Credit Risk & Strategy Analyst Credit Card Strategy
Atlanta, GA · On-site
$125 - $150/hr
Senior Credit Risk & Strategy Analyst - Credit Card StrategyWhen you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial ...
Senior Credit Risk & Strategy Analyst Credit Card Strategy
Atlanta, GA · On-site
$125 - $150/hr
Senior Credit Risk & Strategy Analyst - Credit Card StrategyWhen you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial ...
Engagement Manager - Credit Risk Strategy Work Location: Wilmington, DE Work Mode: Hybrid (4 days ... Conduct end-to-end data analysis across multiple stages of the credit lifecycle, including Existing ...
Quick apply
Engagement Manager - Credit Risk Strategy Work Location: Wilmington, DE Work Mode: Hybrid (4 days ... Conduct end-to-end data analysis across multiple stages of the credit lifecycle, including Existing ...
Engagement Manager - Credit Risk Strategy Work Location: Wilmington, DE Work Mode: Hybrid (4 days ... Conduct end-to-end data analysis across multiple stages of the credit lifecycle, including Existing ...
Quick apply
Engagement Manager - Credit Risk Strategy Work Location: Wilmington, DE Work Mode: Hybrid (4 days ... Conduct end-to-end data analysis across multiple stages of the credit lifecycle, including Existing ...
Associate - Cards Strategic Analytics (Credit Risk Strategy)
Wilmington, DE · On-site
$100 - $125/hr
... Analytics (Credit Risk Strategy) in CCB Risk Cards Strategic Analytics, you will lead quantitative and qualitative analyses to develop, implement, and monitor credit risk strategies across the card ...
Associate - Cards Strategic Analytics (Credit Risk Strategy)
Wilmington, DE · On-site
$100 - $125/hr
... Analytics (Credit Risk Strategy) in CCB Risk Cards Strategic Analytics, you will lead quantitative and qualitative analyses to develop, implement, and monitor credit risk strategies across the card ...
... Credit Risk Strategy) in CCB Risk Cards Strategic Analytics, you will lead quantitative and qualitative analyses to develop, implement, and monitor credit risk strategies across the card product ...
... Credit Risk Strategy) in CCB Risk Cards Strategic Analytics, you will lead quantitative and qualitative analyses to develop, implement, and monitor credit risk strategies across the card product ...
Credit Risk Strategy Analyst information
See salary details
$37K - $51.6K
4% of jobs
$51.6K - $66.2K
5% of jobs
$66.2K - $80.8K
14% of jobs
$81.9K is the 25th percentile. Wages below this are outliers.
$80.8K - $95.4K
21% of jobs
The median wage is $102.7K / yr.
$95.4K - $110K
11% of jobs
$110K - $124.5K
12% of jobs
$134.5K is the 75th percentile. Wages above this are outliers.
$124.5K - $139.1K
12% of jobs
$139.1K - $153.7K
11% of jobs
$153.7K - $168.3K
5% of jobs
$168.3K - $182.9K
4% of jobs
$182.9K - $197.5K
1% of jobs
$37K
$113.9K
$197.5K
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Credit Risk Strategy Manager
San Francisco, CA • On-site
Full-time
Posted 13 days ago
ExlService Holdings rating
7.8
Based on 8 frontline employees who took The Breakroom Quiz
139th of 500 rated business services
Job description
The role will support the analysis, development and optimization of credit policies and strategies, with a focus on underwriting, credit line / loan amount assignment, and risk-based pricing. The individual will use analytical tools and data-driven insights to identify opportunities for profitable portfolio growth while effectively managing credit risk across the customer lifecycle.
- Strong analytical skills with hands-on experience in SQL; working knowledge of Python preferred.
- Experience in credit risk strategy, credit policy, underwriting or portfolio analytics within Banking / Financial Services.
- Good understanding of credit underwriting, line assignment / credit limit strategies and risk-based pricing.
- Ability to analyze customer, application, bureau and portfolio data to identify trends and develop credit policy recommendations.
- Experience in evaluating the impact of policy changes on approval rates, credit losses, profitability and portfolio growth.
- Understanding of credit risk concepts such as eligibility criteria, risk segmentation, cut-offs, affordability, exposure management and pricing.
- Ability to define and monitor relevant risk and business KPIs to measure strategy performance.
- Experience with strategy testing, scenario analysis and A/B testing is preferred.
- Knowledge of external credit data sources such as credit bureaus, FICO or similar third-party data is preferred.
- Strong problem-solving skills with the ability to translate analytical findings into actionable business recommendations.
- Ability to communicate and present analyses and recommendations effectively to business and risk stakeholders.
- Knowledge of coding best practices, data manipulation and development of reusable analytical frameworks.
- Assist in the analysis, development and monitoring of credit policies, including underwriting, line assignment and pricing strategies.
- Analyze credit and portfolio data to identify opportunities for risk-adjusted growth and recommend policy changes.
- Develop and optimize underwriting criteria, credit line assignment and risk-based pricing strategies.
- Evaluate the impact of credit policy changes through portfolio analysis, scenario testing and experiments.
- Translate credit policies and strategies into business rules using SQL and Python.
- Monitor key credit risk and business performance metrics and proactively identify emerging trends.
- Collaborate with Risk, Product, Technology and Operations teams to implement credit policy changes.
What ExlService Holdings employees say
Pay
Hours and flexibility
Workplace
Get the full story on Breakroom
About ExlService Holdings
Sourced by ZipRecruiter
Industry
It services
Company size
10,000+ Employees
Headquarters location
New York, NY, US
Year founded
1999