ZipRecruiter

Log In

1

Credit Risk Officer Jobs in Dallas, TX (NOW HIRING)

US Bank

Credit Policy Manager

Irving, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This individual is a key credit risk leader and partners with the Executive Credit Officers and the business units. The leader must have strong knowledge of credit policy, underwriting practices and ...

THIRD COAST BANK

Regional Credit Officer

Dallas, TX · On-site

The Regional Credit Officer (RCO) serves as the senior credit executive for an assigned market or ... Credit Leadership & Risk Management * Exercise delegated approval authority in accordance with Bank ...

Citigroup Inc

Commercial Credit Officer

Irving, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Commercial Credit Officer Citi is looking for a Commercial Credit Officer to take ownership of ... In this role, you will sit at the center of the lending process -- assessing credit risk ...

Citigroup, Inc.

Commercial Credit Officer

Irving, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Citi is looking for a Commercial Credit Officer to take ownership of credit underwriting and ... In this role, you will sit at the center of the lending process - assessing credit risk ...

previous page

Showing results 41-60

All JobsCredit Risk Officer JobsCredit Risk Officer Jobs in Dallas, TX

Credit Risk Officer information

See Dallas, TX salary details

$76K

$134K

$209.1K

How much do credit risk officer jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit risk officer in Dallas, TX is $133,967.00, according to ZipRecruiter salary data. Most workers in this role earn between $108,300.00 and $153,000.00 per year, depending on experience, location, and employer.

What is a credit risk officer?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the main challenges a credit risk officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.

What are the key skills and qualifications needed to thrive in the credit risk officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

Is it hard to become a credit risk officer?

Becoming a credit risk officer typically requires a bachelor's degree in finance, accounting, or a related field, along with relevant experience in credit analysis or risk management. Strong analytical skills, knowledge of financial statements, and familiarity with risk assessment tools are important, and some roles may require professional certifications like CFA or FRM. The difficulty varies depending on the industry, company, and individual qualifications, but it generally involves gaining experience and developing specialized skills.

What are popular job titles related to Credit Risk Officer jobs in Dallas, TX?

For Credit Risk Officer jobs in Dallas, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Officer jobs in Dallas, TX look for?

The top searched job categories for Credit Risk Officer jobs in Dallas, TX are:

Credit Risk Officer jobs near you
Infographic showing various Credit Risk Officer job openings in Dallas, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $133,967 per year, or $64.4 per hour.

Risk Management - Real Estate Credit Risk Associate

JPMorgan Chase & Co.

Plano, TX • On-site

Full-time

Medical, Retirement

Posted 6 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks

Job description


Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Real Estate Credit Risk Associate in Commercial and Investment Bank Real Estate Credit Risk team, you will provide independent credit risk assessment and support credit approval for loans and lending-related commitments. You cover a portfolio of leading real estate, lodging, gaming, homebuilding, and real estate services clients across a range of credit products, including corporate facilities, asset-level financings, repos, risk retention, derivatives, and treasury lines. You develop forward-looking credit views, maintain risk ratings and research, and partner with bankers and risk colleagues to support disciplined growth and effective portfolio monitoring.
Job responsibilities:
  • Conduct credit analysis and support senior credit officer approval of lending and trading-related transactions, including operating exposures
  • Prepare written credit approval documents, including spreading and analysis of historical financial statements and projections of future cash flows
  • Develop forward-looking views of business, financial performance, and key risks for covered companies and sectors
  • Manage and monitor a portfolio of client credit exposures on an ongoing basis
  • Participate in negotiating, finalizing, and executing documentation for loans and derivatives
  • Assign risk ratings and maintain updated credit research for portfolio clients
  • Support active management of the commercial real estate portfolio, including surveillance and portfolio management projects

Required qualifications, capabilities, and skills:
  • Bachelor's degree in finance, Accounting, Business, Economics, or a related discipline
  • 3 years plus of professional experience in corporate or commercial credit, investment banking, or relevant financial services or rating agency experience
  • Academic training in accounting, corporate finance, capital markets products, and macroeconomics
  • Strong financial analysis and modeling skills
  • Strong written and verbal communication skills with effective interpersonal abilities
  • Proficiency in Microsoft Office, including Excel, PowerPoint, and Word

Preferred qualifications, capabilities, and skills:
  • Experience with a corporate bank credit team or at a credit rating agency
  • Experience in real estate or corporate credit coverage

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply