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Credit Risk Monitor Jobs in Rancho Cucamonga, CA

East West Bank

Mortgage Underwriter Lead

El Monte, CA · On-site

$20/hr

This position requires strong analytical and decision-making capabilities to assess credit risk and ... Monitor daily team production and pipeline reports, ensuring priorities are aligned and rush ...

East West Bank

Mortgage Underwriter Lead

El Monte, CA

$50/hr

This position requires strong analytical and decision-making capabilities to assess credit risk and ... Monitor daily team production and pipeline reports, ensuring priorities are aligned and rush ...

ISAT Total Support

Collections Supervisor

La Mirada, CA · On-site

$65K - $85K/yr

... mitigate credit risk, and maintain positive customer relationships throughout the collection ... Monitor accounts receivable aging and ensure timely action on past-due balances. * Assist with ...

ISAT Total Support

Collections Supervisor

La Mirada, CA · On-site

$65K - $85K/yr

... mitigate credit risk, and maintain positive customer relationships throughout the collection ... Monitor accounts receivable aging and ensure timely action on past-due balances. * Assist with ...

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JBA International

Non-QM Underwriter

Brea, CA · On-site

Review assigned loans and issue a credit decision based on program guidelines and risk evaluation ... Monitor pipeline of various loan types to ensure loans are reviewed within a timely manner.

cathaybank

FVP, Relationship Manager

El Monte, CA · On-site

$130K - $170K/yr

Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio. * Review to ensure each credit is properly risk rated based on the Bank's risk rating ...

cathaybank

FVP, Relationship Manager

El Monte, CA · On-site

$130K - $170K/yr

Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio. * Review to ensure each credit is properly risk rated based on the Bank's risk rating ...

cathaybank

SVP, Relationship Manager

El Monte, CA · On-site

$175K - $200K/yr

Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio. * Review to ensure each credit is properly risk rated based on the Bank's risk rating ...

cathaybank

SVP, Relationship Manager

El Monte, CA · On-site

$175K - $200K/yr

Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio. * Review to ensure each credit is properly risk rated based on the Bank's risk rating ...

American Financial Network

Non-QM Underwriter

Brea, CA · On-site

$95K - $120K/yr

Review assigned loans and issue a credit decision based on program guidelines and risk evaluation ... Monitor pipeline of various loan types to ensure loans are reviewed within a timely manner.

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All JobsCredit Risk Monitor JobsCredit Risk Monitor Jobs in Rancho Cucamonga, CA

Credit Risk Monitor information

See Rancho Cucamonga, CA salary details

$88.4K

$161.8K

$244.7K

How much do credit risk monitor jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk monitor in Rancho Cucamonga, CA is $161,782.00, according to ZipRecruiter salary data. Most workers in this role earn between $136,400.00 and $181,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What are the key skills and qualifications needed to thrive as a Credit Risk Monitor, and why are they important?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

How do I become a Credit Risk Analyst?

To become a Credit Risk Analyst, candidates typically need a bachelor's degree in finance, economics, accounting, or a related field. Relevant skills include financial analysis, data interpretation, and proficiency with tools like Excel or specialized risk management software; professional certifications such as CFA or FRM can enhance prospects. Gaining experience through internships or entry-level roles in finance or credit analysis is also valuable.

What is a Credit Risk Analyst's salary?

A Credit Risk Analyst's salary typically ranges from $55,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA can earn higher salaries, often with additional bonuses or benefits.

What is a Credit Risk Monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What does CreditRiskMonitor do?

A Credit Risk Monitor analyzes the financial health of companies to assess their creditworthiness and potential risk of default. The role involves monitoring financial data, using tools like financial statements and credit reports, to help organizations manage credit exposure and make informed lending or investment decisions.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

Does credit risk pay well?

Credit risk professionals, including credit risk analysts and monitors, typically earn competitive salaries that vary by experience, location, and industry. Entry-level roles may start with moderate pay, while experienced analysts with certifications like CFA can earn higher salaries, often supplemented by bonuses and benefits. Overall, credit risk roles are considered financially rewarding within the finance and risk management sectors.
What are popular job titles related to Credit Risk Monitor jobs in Rancho Cucamonga, CA? For Credit Risk Monitor jobs in Rancho Cucamonga, CA, the most frequently searched job titles are:
What cities near Rancho Cucamonga, CA are hiring for Credit Risk Monitor jobs? Cities near Rancho Cucamonga, CA with the most Credit Risk Monitor job openings:
Credit Risk Monitor jobs near you
Mortgage Underwriter Lead

Mortgage Underwriter Lead

East West Bank

El Monte, CA • On-site

$20/hr

Full-time

Posted 5 days ago

Job description

Introduction
Since 1973, East West Bank has served as a pathway to success. With multiple locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates' potential for career advancement.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.
Overview
The Team Lead Underwriter will play a critical role in supporting the daily operations of the mortgage underwriting team. This position requires strong analytical and decision-making capabilities to assess credit risk and make sound underwriting decisions. The successful candidate will provide clear guidance to team members, effectively resolve conflicts, and communicate underwriting decisions and loan stipulations with clarity and precision to sales teams, processing staff, borrowers, and management.
Responsibilities
  • Demonstrate the ability to perform all core responsibilities of an Underwriter with accuracy and sound judgment.
  • Provide well-reasoned recommendations and solutions to Loan Processors, Loan Officers, and team members to support efficient loan progression.
  • Conduct second-level reviews to determine whether additional documentation is required to support credit decisions or to identify alternative solutions.
  • Stay current with regulatory requirements, investor guidelines, and industry trends that impact underwriting decisions and compliance.
  • Ensure data integrity by verifying that system inputs are accurate and aligned with Automated Underwriting System (AUS) findings, as applicable.
  • Leverage subject matter expertise to address inquiries and resolve complex or escalated issues from team members and cross-functional partners.
  • Monitor daily team production and pipeline reports, ensuring priorities are aligned and rush requests are addressed promptly.
  • Review and approve counteroffers submitted by team members to ensure accuracy and adherence to guidelines.
  • Review and dispute Quality Control (QC) findings on behalf of team members, as appropriate.
  • Manage loan assignment workflows, including reassigning files when team members are unavailable.
  • Perform loan-level reviews and provide final sign-off in accordance with company standards.
  • Oversee team scheduling, including reviewing and approving vacation requests to ensure adequate coverage.
  • Provide ongoing coaching, mentorship, and guidance across all products and loan types, including state-specific requirements, outreach programs, FNMA, Jumbo, and business entity loans.
  • Support and provide guidance to the Appraisal Review team as needed.
  • Lead or participate in the rollout of new products, loan types, and special projects, and perform additional duties as assigned.
  • Perform other duties as assigned

Qualifications
  • At least 8+ years of experience in progressive mortgage underwriting experience, with at least 2-3 years in a senior or lead capacity a plus.
  • Bachelor's degree in Finance, Business Administration, Accounting, or a related field preferred. Equivalent combination of education and extensive underwriting experience may be considered.
  • Prior experience using internal data entry systems, loan origination systems, Microsoft Office, and PDF/Document Retention programs. Experience working within Encompass preferred.
  • Advanced knowledge of required documentation for consumer mortgage applications, including tax returns, financial statements, income verification, and asset documentation.
  • Comprehensive understanding of underwriting guidelines and regulatory requirements, including federal, state, and investor-specific standards, as well as internal policies and controls.
  • Demonstrated strong critical thinking and analytical skills, with the ability to assess complex information, evaluate risk, and determine the downstream impact of underwriting decisions.
  • Proven ability to prioritize and manage multiple tasks in a fast-paced, deadline-driven environment, maintaining a strong sense of urgency and responsiveness.
  • Excellent verbal and written communication skills, with the ability to clearly articulate complex concepts to diverse audiences, including cross-functional teams and stakeholders.

East West Bank is an equal opportunity employer.
Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.
Compensation
The base pay range for this position is USD $20.00/Hr. - USD $50.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

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