1

Credit Risk Monitor Jobs in Bayamon, PR (NOW HIRING)

Showing results 21-21

Credit Risk Monitor information

See Bayamon, PR salary details

$77.9K

$142.6K

$215.7K

How much do credit risk monitor jobs pay per year?

As of Sep 15, 2026, the average yearly pay for credit risk monitor in Bayamon, PR is $142,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,200.00 and $159,900.00 per year, depending on experience, location, and employer.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

Head of Corporate Banking - Puerto Rico

San Juan, PR • On-site

Banesco USA
Commercial Banking • 201 - 500 employees

Other

Re-posted 4 days ago


Key responsibilities

  • Lead and mentor a team of Relationship Managers, providing guidance, training, and performance evaluations.

  • Lead business development efforts to attract and retain high-value corporate clients in Puerto Rico.

  • Oversee the loan pipeline and approval process to ensure timely closing of deals.


Job description

Job Title

Head of Corporate Banking – Puerto Rico

Banesco USA is seeking a Head of Corporate Banking for our Corporate Banking Department at our Puerto Rico location.

Primary Job Duties

  • Lead and mentor a team of Relationship Managers (RMs), providing guidance, training, and performance evaluations to ensure they meet their goals.
  • Lead business development efforts to attract and retain high-value corporate clients in the Puerto Rican market.
  • Guide bankers to identify market opportunities and trends in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending to develop innovative banking solutions and stay competitive.
  • Represent the bank at industry events, conferences, and community forums to enhance Banesco USA’s brand and network.
  • Oversee the loan pipeline and approval process to ensure timely closing of deals.
  • Approve or recommend credit applications, ensuring they meet the bank's risk appetite and lending policies.
  • Ensure the corporate banking department’s strategic direction aligns with the bank's overall business strategy.
  • Foster a culture of collaboration, accountability, and high performance within the team.
  • Monitor key performance indicators (KPIs) such as loan growth, portfolio quality, and profitability.
  • Ensure strict adherence to all internal policies and local and federal banking regulations.
  • Collaborate with the Market President on Corporate Banking team activities, including recruiting, hiring, training, coaching, mentoring, and performance management. This includes fostering a positive and high-performing team culture.
  • Perform other duties and functions as assigned.

Job Requirements 

  • Education: Bachelor’s degree in business administration or a related field, or equivalent experience.
  • Experience: 15+ years of experience in corporate lending and vast experience in a management role.
  • Market Knowledge: Strong knowledge of the domestic market and industry trends.
  • Negotiation Skills: Proven ability to negotiate favorable terms while maintaining strong client relationships.
  • Sales Acumen: Experience developing and executing sales strategies, including market and competitive analysis, and sales forecasting.
  • Leadership: Strong leader who inspires and motivates teams, fosters a positive culture, delegates effectively, and resolves conflicts.
  • Communication: Excellent verbal and written communication skills with the ability to communicate at all organizational levels.
  • Bilingual: Must be fluent in both English and Spanish (written and verbal).
  • Technical Skills: Advanced computer skills, including proficiency in Microsoft Office Suite Word, Excel, PowerPoint).
  • Banking Regulations: Solid understanding of banking regulations from entities such as the OCC, FDIC, FRB, and FFIEC.
  • Presentation Skills: Strong presentation skills to effectively propose ideas and report progress to all levels of the bank, from employees to the Board of Directors.
  • Proactiveness: Proactive and innovative, capable of leading change management and prioritizing objectives with tight deadlines.
  • Customer Service: Strong customer service skills to ensure satisfaction for both internal and external customers.
  • Problem-Solving: Strong problem-solving and analytical skills to provide effective solutions for customers.

About Us 

Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries.

As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today’s world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world.

Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark.

At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.