ZipRecruiter

Log In

1

Credit Risk Modeling In Python Jobs in Toronto, ON

Geotab

Credit Risk & Recovery Manager

Oakville, ON · On-site

Geotab is seeking a Credit Risk & Recovery Manager who will be responsible for building and ... At Geotab, we have adopted a flexible hybrid working model in that we have systems, functions ...

CIBC

Commercial Credit Risk Manager

Toronto, ON · Hybrid

As a Manager, Commercial Credit Risk, reporting directly to the Senior Director, Commercial Credit ... At CIBC we enable the workenvironment most optimal for youto thrive in your role. Details onyour ...

CIBC US

Sr. Commercial Credit Risk Manager

Toronto, ON · Hybrid

You will also be required to liaise closely with CIBC business officers and other risk managers in managing credit risk transactions. At CIBC we enable the work environment most optimal for you to ...

CIBC

Sr. Commercial Credit Risk Manager

Toronto, ON · Hybrid

You will also be required to liaise closely with CIBC business officers and other risk managers in managing credit risk transactions. At CIBC we enable the work environment most optimal for you to ...

goeasy

Risk Manager (Risk & Analytics)

Mississauga, ON

CA$95K - CA$112K/yr

Strong technical knowledge of statistical analysis, modeling techniques and their application in a retail credit risk environment. * Possess deep understanding of data extraction/mining/modeling ...

National Bank

Senior Analyst

Richmond Hill, ON · Hybrid

With your strong analytical skills, experience in credit risk modeling, and knowledge of IFRS-9 and ... Hands-on experience with SAS, SQL, MS Excel (VBA) or Python. * Knowledge of AI and Machine Learning ...

next page

Showing results 1-20

People also search for

All JobsCredit Risk Modeling In Python JobsCredit Risk Modeling In Python Jobs in Toronto, ON

Credit Risk Modeling In Python information

What is the difference between Credit Risk Modeling In Python vs Credit Risk Analyst?

AspectCredit Risk Modeling In PythonCredit Risk Analyst
Required SkillsPython programming, statistical analysis, machine learningCredit analysis, financial assessment, reporting
Work EnvironmentData science teams, quantitative departmentsBanking, lending institutions, credit departments
CertificationsData science, Python certifications, CFA (optional)CFP, CFA, credit analysis certifications
Industry UsageModel development, risk assessment, automationCredit evaluation, risk reporting, client assessment

While Credit Risk Modeling In Python focuses on developing quantitative models using programming and data analysis, Credit Risk Analyst involves evaluating individual creditworthiness and making lending decisions. Both roles require understanding of credit principles, but the modeling role emphasizes technical skills, whereas the analyst role emphasizes financial assessment and communication.

What are the key skills and qualifications needed to thrive as a Credit Risk Modeling professional in Python, and why are they important?

To excel in Credit Risk Modeling in Python, a strong background in statistics, finance, and quantitative analysis is essential, usually supported by a relevant degree in mathematics, economics, or a related field. Expertise in Python programming, familiarity with machine learning libraries (like scikit-learn or pandas), and knowledge of credit risk frameworks or regulatory standards (such as Basel III) are typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for translating complex data into actionable insights and collaborating with stakeholders. These competencies are vital to accurately assess credit risk, meet regulatory requirements, and support sound decision-making within financial institutions.

What are some typical challenges faced by professionals working in credit risk modeling using Python?

Professionals in credit risk modeling using Python often encounter challenges related to data quality, such as missing or inconsistent information, which can impact model accuracy. Balancing regulatory compliance with innovative modeling techniques is another common hurdle, as financial institutions must adhere to strict guidelines (e.g., Basel III). Additionally, collaborating with cross-functional teams like IT, business analysts, and compliance officers is essential to ensure models are both technically robust and aligned with business objectives. Staying updated with the latest Python libraries and machine learning advancements is also important for ongoing success in this role.

What is credit risk modeling in Python?

Credit risk modeling in Python involves using statistical and machine learning techniques to predict the likelihood that a borrower will default on a loan or credit obligation. Python is widely used in this field due to its powerful data analysis libraries such as pandas, NumPy, and scikit-learn. Analysts and data scientists use these tools to build, test, and validate predictive models that assess the creditworthiness of individuals or companies. These models help financial institutions make informed lending decisions and manage their risk exposure more effectively.
Infographic showing various Credit Risk Modeling In Python job openings in Toronto, ON as of May 2026, with employment types broken down into 92% Full Time, 4% Part Time, and 4% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.
Analyst III, Counterparty Credit Risk

Analyst III, Counterparty Credit Risk

Liberty Utilities Co.

Oakville, ON • Hybrid

CA$90K - CA$120K/yr

Other

Medical, PTO

Posted 24 days ago

Liberty Utilities rating

7.3

Company rating: 7.3 out of 10

Based on 24 frontline employees who took The Breakroom Quiz

Job description

Algonquin Power & Utilities Corp. (AQN), parent company of Liberty, is a diversified international generation, transmission, and distribution utility. AQN is committed to providing safe, reliable, and cost-effective energy and water solutions through our portfolio of utility investments to over one million customer connections, largely in the United States and Canada.

 

At Algonquin, our vision is to be the most trusted utility service provider in North America - a premium regulated utility, known for our customer focus, commitment to sustainability, and strong community partnerships. Our employees are at the heart of that vision. We believe that when people are empowered to learn, grow, and contribute their ideas, we can achieve remarkable results together.

 

We are building a culture that values integrity, inclusivity, and innovation. By joining Algonquin, you'll be part of a team that is shaping the future of energy and water, while creating long-term value for our customers, communities, employees, and shareholders.

Purpose

The Senior Credit Analyst supports Algonquin Power & Utilities Corp.'s and its Subsidiaries Treasury function by conducting advanced credit risk assessments, monitoring and reporting counterparty exposure, and ensuring compliance with internal credit policies and governance framework. The role provides analytical insights on counterparties to support financing activities, commodity trading, capital markets transactions, and vendor/customer credit decisions. This role provides subject matter expertise, supports risk governance and decision making, and contributes to the ongoing development of counterparty credit risk frameworks, limits, and controls
This position enhances the company's financial risk management framework by evaluating creditworthiness, recommending, reporting and monitoring credit limits, and supporting treasury operations with highquality analysis and reporting.

#LI-Hybrid

Accountabilities
  • Perform detailed credit analysis of counterparties using financial statements, ratios, cashflow analysis, and qualitative risk factors.
  • Assign and recommend internal risk ratings and exposure limits in accordance with approved credit risk policies.
  • Conduct ongoing surveillance of counterparty portfolios and identify emerging risks, trends, or limit exceptions.
  • Assess credit risk associated with new counterparties, products, transactions, and business initiatives.
  • Prepare clear, concise credit risk reports and presentations for senior management and risk or credit committees.
  • Track, document, and support governance actions, including limit approvals, exceptions, and remediation plans.
  • Support internal and external audits and regulatory reviews related to counterparty credit risk.
  • Lead exposure monitoring and reporting, collateral management, and compliance with credit policies
  • Support capital planning an procurement activities by assessing counterparty strength.
  • Communicate credit findings to internal teams (Treasury, Finance, Procurement, Energy Trading, Legal, Risk and Audit); to resolve credit issues, limit excesses or structural mitigants.
  • Collaborate with external partners such as rating agencies, banks, and counterparties, as required
  • Influence decisionmaking through clear, datadriven recommendations.
  • Partner with business teams on onboarding new counterparties and reviewing changes to existing relationships.
  • Develop, maintain and distribute supplement to any Credit Application form that Algonquin and Subsidiaries may need to complete to obtain counterparty credit, and assist key stakeholders as required in any workstream where Algonquin and Subsidiaries is applying for Credit from a Third Party  
  • Contribute to the development and enhancement of counterparty Credit Risk Policy, processes, methodologies, and monitoring tools
  • Support implementation of new systems or enhancements to credit monitoring frameworks
  • Leverage use of A.I. tools in uploading any required data into Algonquin and Subsidiary Credit Assessment tolls to ensure a more efficient process.
Education and Experience
  • University Degree or equivalent 
  • Excellent financial statement analysis and credit assessment skills
  • Strong experience with credit assessment methodologies
  • Excellent excel modelling capability
  • Familiarity with utility, energy, or infrastructure sectors an asset
  • Proficiency with Excel, financial modeling, and treasury systems
  • CPA or progress toward designation considered an asset 
Compensation Data


Full base salary range $90,000.00- $120,000.00 per year*Liberty considers several factors when extending an offer, including but not limited to, the role and responsibilities, a candidate's work experience, education, training and skills, and geographic location.

Our purpose is sustaining energy and water for life, and it is demonstrated in everything we do as a business and as an employee team.

Our Mission

We provide safe, secure, reliable, cost-effective and sustainable energy and water solutions. Our mission is how we create value as an organization-it is what drives us every day to fulfill our purpose.

Our Vision

We better the lives of our customers and communities. Our vision is what we see as possible. It's where we aspire to be, what we want to achieve and how we'll make an impact. It guides and keeps us on the right path as we work towards fulfilling our purposes.

Our Guiding Principles

  • Customer Centric
  • Integrity
  • Entrepreneurial
  • Teamwork
  • Owner mindset
  • Outcome focused
  • Continuous learning

What we offer 

Collaborative environment with a genuine flexible working policy

Share purchase/match plan

Leadership Development Program

Volunteer paid days off

Employee Assistance Program

Achievement fund

Group Benefit Plan

Variety of Health & Wellness programs

Discount and Perks program

We are focused on building a diverse and inclusive workforce.  If you are excited about this role and are not confident you meet all the qualification requirements, we encourage you to apply to investigate the opportunity further.

We are an equal opportunity employer and value each person's unique background, diversity, experiences, perspectives and talents.

Full participation of all employees in a safe, healthy and respectful environment is key to individual and company success. We are committed to fully utilizing the abilities of all our employees and expect each of our employees to honour this commitment in their daily responsibilities.

What Liberty Utilities employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply