Credit Risk Officer
Toronto, ON · Hybrid
Credit underwriting and adjudication) and work with the Modeling Director and teams to implement the appropriate risk mitigation. * Serve in an advisory capacity and, in accordance with the ...
Toronto, ON · Hybrid
Credit underwriting and adjudication) and work with the Modeling Director and teams to implement the appropriate risk mitigation. * Serve in an advisory capacity and, in accordance with the ...
Toronto, ON · Hybrid
Credit underwriting and adjudication) and work with the Modeling Director and teams to implement the appropriate risk mitigation. * Serve in an advisory capacity and, in accordance with the ...
Deep understanding of credit risk model lifecycle (development, validation, monitoring, remediation) and model risk governance practices * Demonstrated leadership ability in large-scale finance ...
Deep understanding of credit risk model lifecycle (development, validation, monitoring, remediation) and model risk governance practices * Demonstrated leadership ability in large-scale finance ...
Toronto, ON · Hybrid
Credit underwriting and adjudication) and work with the Modeling Director and teams to implement the appropriate risk mitigation. * Serve in an advisory capacity and, in accordance with the ...
Toronto, ON · Hybrid
Credit underwriting and adjudication) and work with the Modeling Director and teams to implement the appropriate risk mitigation. * Serve in an advisory capacity and, in accordance with the ...
Support model validation and audit processes by providing clear documentation and analytical ... Minimum 5+ years of experience in credit risk modeling, loss forecasting, or quantitative analytics ...
Support model validation and audit processes by providing clear documentation and analytical ... Minimum 5+ years of experience in credit risk modeling, loss forecasting, or quantitative analytics ...
Title and Summary Director, Credit Risk Policy Director, Credit Risk Policy Overview: This role ... role model for risk culture, governance discipline, and ethical decision-making Exercises ...
Title and Summary Director, Credit Risk Policy Director, Credit Risk Policy Overview: This role ... role model for risk culture, governance discipline, and ethical decision-making Exercises ...
Counterparty Credit Risk Model Development team * Risk Oversight and Market Risk Stress Testing ... A recruiting agency must first have a valid, written and fully executed agency agreement contract ...
Counterparty Credit Risk Model Development team * Risk Oversight and Market Risk Stress Testing ... A recruiting agency must first have a valid, written and fully executed agency agreement contract ...
What will you do? * Conduct credit sizings and ad-hoc credit event analysis * Pro-actively ... Liaise with GRM Enterprise Risk and Group Risk Analytics Teams to ensure risk models are calibrated ...
What will you do? * Conduct credit sizings and ad-hoc credit event analysis * Pro-actively ... Liaise with GRM Enterprise Risk and Group Risk Analytics Teams to ensure risk models are calibrated ...
Provide independent credit risk assessment and transaction review for debt investments * Partner ... Strong financial analysis skills, including the evaluation of financial statements, business models ...
Provide independent credit risk assessment and transaction review for debt investments * Partner ... Strong financial analysis skills, including the evaluation of financial statements, business models ...
... models and financial statements. * Provide tailored credit risk recommendations that mitigate ... Stripe's exposure, while facilitating partner company growth. * Help manage the portfolio by ...
... models and financial statements. * Provide tailored credit risk recommendations that mitigate ... Stripe's exposure, while facilitating partner company growth. * Help manage the portfolio by ...
Validate financial crimes models-both machine learning and heuristic-based-to assess output quality ... Manage the Enterprise Model Risk Management (EMRM) inventory system, maintaining robust change ...
Validate financial crimes models-both machine learning and heuristic-based-to assess output quality ... Manage the Enterprise Model Risk Management (EMRM) inventory system, maintaining robust change ...
Drive R&D initiatives related to loss forecast modeling, exploring advanced methodologies and ... validation of their work experience to qualify for hire. We thank all interested applicants ...
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Drive R&D initiatives related to loss forecast modeling, exploring advanced methodologies and ... validation of their work experience to qualify for hire. We thank all interested applicants ...
Apply Early
Drive R&D initiatives related to loss forecast modeling, exploring advanced methodologies and ... validation of their work experience to qualify for hire. We thank all interested applicants ...
Drive R&D initiatives related to loss forecast modeling, exploring advanced methodologies and ... validation of their work experience to qualify for hire. We thank all interested applicants ...
Perform validation of all models deemed in-scope by the bank-wide Model Risk Policy. These models are used in the Bank for a variety of purposes, including scoring credit risk (acquisitions and ...
Perform validation of all models deemed in-scope by the bank-wide Model Risk Policy. These models are used in the Bank for a variety of purposes, including scoring credit risk (acquisitions and ...
Toronto, ON · On-site
CA$75K - CA$141K/yr
Audit, Risk & Compliance Performs validation of models and assesses model risk to confirm model appropriateness and capability for a designated portfolio. Provides effective challenge during model ...
Toronto, ON · On-site
CA$75K - CA$141K/yr
Audit, Risk & Compliance Performs validation of models and assesses model risk to confirm model appropriateness and capability for a designated portfolio. Provides effective challenge during model ...
Validate models : Including but not limited to, regression models, front office pricing models, market and counterparty credit risk models, and credit risk models. * Engage with stakeholders : Work ...
Validate models : Including but not limited to, regression models, front office pricing models, market and counterparty credit risk models, and credit risk models. * Engage with stakeholders : Work ...
Partner with model development and validation teams on: * Model enhancements * Performance ... Market Risk Oversight and Credit Risk teams * Model development/validation and technology teams
Partner with model development and validation teams on: * Model enhancements * Performance ... Market Risk Oversight and Credit Risk teams * Model development/validation and technology teams
The Credit Risk Review Department (CRR), is part of the 3rd line of defense, and as such is ... Monitors adherence to such policies and validates that exceptions are adequately identified, fully ...
The Credit Risk Review Department (CRR), is part of the 3rd line of defense, and as such is ... Monitors adherence to such policies and validates that exceptions are adequately identified, fully ...
Toronto, ON · On-site
CA$210K - CA$316K/yr
Understanding of credit data, risk modeling, and regulatory environments in Canada. * Demonstrated success in leading cross-functional product teams and driving innovation. * Fluent in Agile ...
Toronto, ON · On-site
CA$210K - CA$316K/yr
Understanding of credit data, risk modeling, and regulatory environments in Canada. * Demonstrated success in leading cross-functional product teams and driving innovation. * Fluent in Agile ...
CA$210K - CA$316K/yr
Understanding of credit data, risk modeling, and regulatory environments in Canada. * Demonstrated success in leading cross-functional product teams and driving innovation. * Fluent in Agile ...
CA$210K - CA$316K/yr
Understanding of credit data, risk modeling, and regulatory environments in Canada. * Demonstrated success in leading cross-functional product teams and driving innovation. * Fluent in Agile ...
CA$210K - CA$316K/yr
Understanding of credit data, risk modeling, and regulatory environments in Canada. * Demonstrated success in leading cross-functional product teams and driving innovation. * Fluent in Agile ...
CA$210K - CA$316K/yr
Understanding of credit data, risk modeling, and regulatory environments in Canada. * Demonstrated success in leading cross-functional product teams and driving innovation. * Fluent in Agile ...
$23K - $39K
7% of jobs
$39K - $55K
10% of jobs
$70K is the 25th percentile. Wages below this are outliers.
$55K - $71K
9% of jobs
$71K - $87K
11% of jobs
$87K - $103K
13% of jobs
The median wage is $104.1K / yr.
$103K - $119K
15% of jobs
$119K - $135K
11% of jobs
$135.8K is the 75th percentile. Wages above this are outliers.
$135K - $151K
11% of jobs
$151K - $167K
6% of jobs
$167K - $183K
4% of jobs
$183K - $199K
4% of jobs
$23K
$110.4K
$199K
| Aspect | Credit Risk Model Validation | Credit Risk Analyst |
|---|---|---|
| Primary Focus | Assessing and validating the accuracy of credit risk models | Analyzing credit data to assess borrower risk and support lending decisions |
| Skills & Certifications | Statistical, quantitative skills; certifications like FRM or CFA often preferred | Financial analysis skills; relevant certifications like CFA or credit-specific training |
| Work Environment | Quantitative teams within risk management or model validation units | Credit departments, lending teams, or risk management units |
While both roles involve credit risk, Credit Risk Model Validation focuses on testing and validating models' accuracy, whereas Credit Risk Analysts evaluate individual creditworthiness to inform lending decisions. The validation role is more technical and model-focused, while analysts work directly with credit data and client assessments.
Full-time
Retirement, PTO
Posted 25 days ago
Job Title
Credit Risk Officer
Build the future with us
Are you driven by contributing to sound financial decision-making and eager to contribute to the purpose of a company that aims to help its clients feel confident and secure about their future? As a Credit Risk Officer, you will play a key role in ensuring integrated and continuous risk management by using structured and consistent processes to identify, assess, manage, and control risks and their impact on business activities and results.
This position is a great opportunity to showcase your skills and fully realize your potential within a caring and trustworthy company. Here, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration and innovation.
What you'll accomplish with us
As a Credit Risk Officer, you'll be at the core of our mission. Here are the main responsibilities:
Coordinate the work required by the Group Risk Management and Compliance team, with sales, pricing, modeling, and other functions within the sector, and successfully implement new initiatives developed by the team.
Elaborate and produce regular reporting of key risk indicators to Group Risk Management and Compliance and other instances and provide a comprehensive and holistic view of risk across the sector to support decision-making.
Provide the effective challenge of Expected Credit Losses (ECL) Model to ensure adequate provisioning with respect to IFRS9 with the Modeling Director and other functions in IAAF and aligned with the Group Risk Management and Compliance.
Conducting risk assessments, including financial analysis, industry research, and market trends, to identify emerging risks and opportunities within the credit lifecycle process (eg: Credit underwriting and adjudication) and work with the Modeling Director and teams to implement the appropriate risk mitigation.
Serve in an advisory capacity and, in accordance with the accountability and monitoring protocols agreed upon with Group Risk Management and Compliance for the IAAF Management Team activities.
Participate in executive committee meetings and sector governance meetings, to obtain and communicate the information required to fulfil their role and responsibilities within the sector.
What could accelerate your success in this role
We're looking for someone who:
Is known for their knowledge of legal procedures and hands-on experience working with credit collection agencies.
Demonstrates strong knowledge of the Canadian financial services' regulatory environment, including the three lines of defense model
Is recognized for their excellent analytical skills.
Has a minimum of 10 years of experience in finance, including 7 years in a credit risk management position.
Hold a bachelor's degree in a related field such as finance accounting, actuarial or any relevant field.
Hold a professional certification such as a CPA, FSA, FICA, FCAS, CFA MBA or FRM would be an asset;
Advanced proficiency in English is required, as the individual will need to communicate daily, both verbally and in writing, with English-speaking colleagues and partners. French is optional.
Why you'll love working with us
A work environment where learning and development merge with a collective pursuit of excellence.
A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed.
The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces.
Competitive benefits: Flexible group insurance, competitive pension plan, stock purchase plan, vacation and wellness/personal development days, telemedicine, employee and family assistance program, ergonomic furniture program, performance bonus, discounts on iA products, and much more!
Apply now and get ahead of your career, where your talent really belongs!
Still unsure about applying?
At iA, we believe in potential and value diverse experiences. If this role inspires you, go ahead and apply - your place might be with us, and we want to get to know you!
For positions posted in Ontario and British Columbia:
The typical hiring range for this position is between 123100$ and 173100$ CAD per year; the base salary offered may vary depending on knowledge, skills, years of experience, and internal equity related to the role. At iA, we are committed to offering a fair, equitable, and market-based compensation structure. Our market data is updated annually to reflect the most current market conditions.
Location(s)Quebec / 1080, Grande Allee WestOther Possible Location(s)Montreal / 1981 McGill College AvenueToronto / 26 Wellington Street EastiA Financial Group
Posting End Date2026-07-31Company OverviewiA Financial Group* is the strength of a company with a human side, with its over 8,000 employees. Together, we have earned the trust of our more than four million clients and 25,000 advisors who have chosen us for their insurance, savings, and wealth management.
With over $200 billion in assets and half a billion invested in technological innovation, we're a key player in the financial services industry in Canada and the United States. The secret to our success? Investing in you, one person at a time. Because, for over 125 years, we have believed that it's by supporting our employees and surrounding ourselves with the most reputable leaders in the industry, we will continue to innovate.
At iA, we're invested in you.
* iA Financial group includes the following entities: iA Services financiers, iA assurance auto et habitation, iA Gestion privee de patrimoine, PPI Management, Investia, iA Gestion de placements, Prysm, iA Clarington, Michel Rheaume et associes, Garanties Nationales, WGI Manufacturing, WGI Service Plan Division, Lubrico, iA Financement auto Our Commitment to Diversity and InclusionAt iA Financial Group, we support and celebrate diversity. We strive to provide a workplace that is recognized as inclusive for all, regardless of ethnic origin, nationality, language, religious beliefs, gender, sexual orientation, age, marital status, family situation, or physical or mental disability.
Please note that if you need help or assistance to make the recruitment process more accessible for you, please Contact us here. Someone from our team will be happy to assist you with your needs.