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Credit Risk Manager Jobs in Winchester, VA (NOW HIRING)

Socket.dev

EVP & Chief Financial Officer

Charles Town, WV · On-site

$114 - $205/hr

Current Expected Credit Loss (CECL) methodology and portfolio risk oversight * Treasury operations, cash management, and financial risk management policies * Annual external audit, Form 990, and ...

Jobtailor

Financial Modeling Manager

Berryville, VA · On-site

$110 - $160/hr

The Financial Modeling Manager is responsible for developing, maintaining, and evolving the Company ... Partner with Credit, Finance, Risk, and auditors to ensure CECL outputs are well-supported ...

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$84K

$153.8K

$232.7K

How much do credit risk manager jobs pay per year?

As of Aug 30, 2026, the average yearly pay for credit risk manager in Winchester, VA is $153,823.00, according to ZipRecruiter salary data. Most workers in this role earn between $129,700.00 and $172,500.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
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Cities near Winchester, VA with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Winchester, VA as of August 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $153,823 per year, or $74 per hour.

Senior Technical Risk Analyst

Navy Federal Credit Union

Winchester, VA • On-site

Other

Posted 6 days ago

Navy Federal Credit Union rating

8.1

Company rating: 8.1 out of 10

Based on 275 frontline employees who took The Breakroom Quiz

64th of 152 rated financial services

Job description

Overview
Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
Responsible for assessing and managing technical risks across the organization's IT and operational environments. Works closely with cross-functional teams to identify and analyze emerging technology risks, implement risk management strategies, and maintain compliance with industry standards and regulations. Plays a key role in developing frameworks for risk identification, reporting, mitigation, and control. Responsible for understanding the technological landscape, implementing risk management frameworks, and ensuring that the organization adheres to industry standards and regulatory requirements. Work under minimal supervision and use complete understanding of business needs and objectives to support projects that have impact on the achievement of operational goals. Advanced skill set and proficiency with procedures and techniques.
Responsibilities
  • Lead efforts to identify technical risks related to IT infrastructure, applications, systems, and data
  • Perform detailed risk assessments of IT projects, vendors, and systems to identify vulnerabilities and potential threats
  • Analyze new technologies and business processes to determine associated risks
  • Stay informed about emerging cybersecurity threats and vulnerabilities that could affect the organization
  • Develop and implement risk management frameworks, policies, and procedures
  • Prioritize risks based on business impact, and work with stakeholders to design and implement mitigation strategies
  • Work with IT and business teams to embed risk management into technology projects, operational processes, and product development
  • Manage the remediation of technical vulnerabilities and track risk reduction efforts
  • Ensure that risk management processes align with internal policies, regulatory requirements, and industry standards (e.g., ISO 27001, NIST, GDPR, SOX, etc.)
  • Lead internal and external audits by providing risk assessments, compliance reports, and documentation
  • Partner with compliance and legal teams to monitor adherence to regulatory changes impacting technology risks
  • Lead or assist in investigating technical incidents and breaches, conducting root cause analyses, and recommending corrective actions
  • Collaborate with security and IT teams to develop response strategies for cybersecurity incidents
  • Prepare and present post-incident reports and lessons learned to management
  • Prepare and present regular reports to senior management and stakeholders on the status of technical risks, trends, and mitigation efforts
  • Maintain accurate and comprehensive documentation of all risk assessments, controls, and mitigation strategies
  • Assist in the creation of technical risk dashboards for ongoing monitoring
  • Act as a subject matter expert on technical risk and provide guidance to other teams across the organization
  • Facilitate workshops and training sessions to enhance risk awareness and promote best practices
  • Collaborate with internal teams such as IT, cybersecurity, compliance, legal, and audit to ensure a cohesive approach to risk management
  • Continuously evaluate and enhance risk management frameworks and tools
  • Monitor the evolving threat landscape and emerging technologies to update risk strategies and frameworks accordingly
  • Promote a culture of risk awareness and proactive risk management throughout the organization

Qualifications
  • Complete knowledge and understanding of business area/specialization
  • Experience in technical risk management, cybersecurity, or IT governance
  • Hands-on experience with risk assessments, risk frameworks, and mitigation strategies
  • Proven experience in managing and mitigating cybersecurity risks
  • Advanced knowledge of risk management principles, frameworks (e.g., ISO, NIST, COSO), and regulatory compliance requirements
  • Advanced understanding of IT systems, network architecture, cloud technologies, and cybersecurity
  • Excellent analytical, problem-solving, and decision-making skills
  • Strong interpersonal and communication skills, with the ability to convey complex risk concepts to non-technical stakeholders
  • Experience in working with incident management, disaster recovery, and business continuity planning
  • Ability to work in a fast-paced environment with tight deadlines
  • Bachelor's degree in Information Technology, Computer Science, Risk Management, or a related field or equivalent combination of training, education and experience

Desired Qualifications
  • Master's Degree in related field or equivalent combination of training, education and experience
  • Relevant certifications (e.g., CISSP, CISM, CRISC, CISA) preferred
  • ServiceNow experience
  • Power BI (or similar) experience

Additional Information
Hours:
  • Monday - Friday, 8:00AM - 4:30PM

Location:
  • 820 Follin Lane, Vienna, VA 22180
  • 5510 Heritage Oaks Drive, Pensacola, FL 32526
  • 141 Security Drive, Winchester, VA 22602

About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
FORTUNE 100 Best Companies to Work For 2026
Yello and WayUp Top 100 Internship Programs 2025
Computerworld Best Places to Work in IT 2026
Most Loved Workplace - America's Top Most Loved Workplaces 2025
2025 PEOPLE Companies That Care
Newsweek Most Trustworthy Companies in America 2026
Military Times 2025 Best for Vets Employers
Forbes 2026 America's Best Large Employers
Forbes 2025 America's Best Employers for New Grads
Forbes 2025 America's Best Employers for Tech Workers
2025 RippleMatch Campus Forward Award Winner for Overall Excellence
Military.com Top Military Spouse Employers 2025
2026 Handshake Early Talent Award
Newsweek America's Greatest Workplaces for Culture, Belonging and Community 2026
From Fortune Magazine. 2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 100 Best Companies to Work For are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine, Fortune Media (USA) Corporation, and its affiliates are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at or by calling 1-. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

What Navy Federal Credit Union employees say

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About Navy Federal Credit Union

Sourced by ZipRecruiter

Navy Federal Credit Union, based in Vienna, Virginia, United States, is a significant player in the financial services industry. Their official website is navyfederal.org. With its roots dating back to 1933, it was initially established to provide credit to Navy members. Over the years, Navy Federal has magnified its scope, evolving into a full-service credit union serving all branches of the military, the Department of Defense, veterans, and their families. The company’s core values include integrity, service, education, and leadership. Navy Federal aims to be the most preferred and trusted financial institution serving the military and their families.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Vienna, VA, US

Year founded

1933

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