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Credit Risk Manager Jobs in Potsdam, NY (NOW HIRING)

NECI

Application Engineer II

Clifton, NY · On-site

$75K - $100K/yr

... credits, and invoicing issues etc. to a satisfactory resolution in accordance with Think Customer ... Understand and actively participate in our quality management system by adopting our quality policy ...

New

NECI

Application Engineer

Clifton, NY · On-site

$75K - $100K/yr

... credits, and invoicing issues etc. to a satisfactory resolution in accordance with Think Customer ... Understand and actively participate in our quality management system by adopting our quality policy ...

New

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Potsdam, NY

Credit Risk Manager information

See Potsdam, NY salary details

$93.8K

$171.7K

$259.8K

How much do credit risk manager jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk manager in Potsdam, NY is $171,737.00, according to ZipRecruiter salary data. Most workers in this role earn between $144,800.00 and $192,600.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
More about Credit Risk Manager jobs

What cities near Potsdam, NY are hiring for Credit Risk Manager jobs?

Cities near Potsdam, NY with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you

Reconcilement Representative

Community Financial System, Inc.

Canton, NY • On-site

$18.25/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago

Job description

Overview
At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.
Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.
To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.
Responsibilities
This position is responsible for providing an accurate balance of multiple assigned accounts, resolving any out of balances that may occur. Arranging cash and coin transfers for branch offices through our various vendors. Cross-training throughout the reconcilement department in order to perform any or all of the essential responsibilities (as defined below) as assigned by supervisor.
Essential Responsibilities:
  • Balance all Core Deposit accounts including Safe Deposit Box.
  • Change Core Deposit interest rates in SilverLake, as directed by Senior Management.
  • Reconcile associated ATM accounts; clear ATM adjustments.
  • Calculate and report 945 Federal Withholding. Responsible for year-end reporting.
  • Balance MC/Visa Cash Advance and Merchant Credit Card accounts.
  • Reconcile and research and correct issues with Bank Official Check accounts. Fund account through Wire Transfer.
  • Coordinate the ordering and shipping of all cash orders for branch offices or remote ATMs. Reconcile associated accounts and research and correct any differences.
  • Balance account and call in balance transfers associated with Federated funds.
  • Balance various other accounts as assigned.
  • Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner.

Ancillary Duties:
  • As an integral member of the Deposit Operations Department, this position is also responsible to provide assistance wherever necessary to help the Deposit Operations Department and the Bank in achieving their annual goals.

Qualifications
Education/Training:
  • High School diploma or equivalent required; an Associate's Degree in Business or Accounting preferred.
  • All applicants must be 18 years of age or older.

Skills:
  • Proficient reading; writing, grammar, and mathematical skills
  • Strong computer skills with proficiency in Microsoft Word and Excel.
  • Excellent communication and customer service skills.
  • Must be detail oriented, and have excellent organizational and data entry skills.

Experience:
  • At least one year of office-related experience balancing accounts required with at least one year of proven experience in banking or similarly regulated industry.

Other Job Information
Hours: 40 hours/week (M-F 8:00-4:30)
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.
The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.
The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.
Minimum
USD $18.25/Hr.
Maximum
USD $24.71/Hr.

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