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Credit Risk Manager Jobs in Pawtucket, RI (NOW HIRING)

Dean Bank

Senior Credit Analyst

Franklin, MA

This position assures that these analyses are accurate, objectively present the risk of the transaction, and address the bank's ability to be re-paid. The Senior Credit Analyst will manage credit ...

Dean Bank

Senior Credit Analyst

Franklin, MA · On-site

$76K - $100K/yr

This position assures that these analyses are accurate, objectively present the risk of the transaction, and address the bank's ability to be re-paid. The Senior Credit Analyst will manage credit ...

Dean Bank

Senior Credit Analyst

Franklin, MA · On-site

$76K - $100K/yr

This position assures that these analyses are accurate, objectively present the risk of the transaction, and address the bank's ability to be re-paid. The Senior Credit Analyst will manage credit ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Pawtucket, RI

Credit Risk Manager information

See Pawtucket, RI salary details

$84.4K

$154.5K

$233.7K

How much do credit risk manager jobs pay per year?

As of Aug 4, 2026, the average yearly pay for credit risk manager in Pawtucket, RI is $154,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,300.00 and $173,200.00 per year, depending on experience, location, and employer.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Pawtucket, RI? The most popular types of Credit Risk jobs in Pawtucket, RI are:
What are popular job titles related to Credit Risk Manager jobs in Pawtucket, RI? For Credit Risk Manager jobs in Pawtucket, RI, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Pawtucket, RI look for? The top searched job categories for Credit Risk Manager jobs in Pawtucket, RI are:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Pawtucket, RI as of June 2026, with employment types broken down into 90% Full Time, 7% Part Time, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $154,051 per year, or $74.1 per hour.

Sr Credit Risk & Operations Analytics- Home Equity

Citizens

Johnston, RI • Hybrid

$110K - $145K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted 9 days ago

Job description

Description

The Credit Risk Professional will be a critical member of the Home Equity Credit Risk Team, generating the statistical analysis used to inform credit strategy. Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to see those recommendations implemented successfully. Will be expected to wear multiple hats, solving problems across the full credit lifecycle and will have the opportunity to take ownership of solutions and see them through to completion in a fast-paced, challenging environment.

Primary responsibilities include:

                Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems.

                Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy.

                Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape.

                Design statistical and mathematical models for reporting and predictive analytics.

                Develop, automate and deliver regular reports and communications to senior management.

                Communicate recommendations and insights to key stakeholders to influence decision making.

                Collaborate with diverse teams to see strategy proposals implemented successfully.

Qualifications:

                3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity).

                2+ years of relevant experience in a quantitative role utilizing statistical programing languages.

                2+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends. 

                Expertise with one or more of the following technologies required:  SQL, Python, R, Tableau.

                Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership.

                Exceptional problem-solving acumen with ability to think strategically. 

                Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment.

Education:

                Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.). 

                Masters/PhD in a quantitative discipline preferred.

Hours & Work Schedule

  • Hours per Week: 40
  • Work Schedule: Monday-Friday
  • Hybrid: 4 days per week onsite at a Citizens Corporate Office, 1 day remote

Pay Transparency 

The salary range for this position is $110,000 - $145000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

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Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Education:Why Work for UsEmployment Type: 1ST

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