Consumer Credit Analyst
Indianapolis, IN · Hybrid
$75K/yr
Essential Duties and Responsibilities Manage financing options offered to homeowners and ... risk and financing opportunities. Maintain thorough knowledge of current lending partners ...
Indianapolis, IN · Hybrid
$75K/yr
Essential Duties and Responsibilities Manage financing options offered to homeowners and ... risk and financing opportunities. Maintain thorough knowledge of current lending partners ...
Indianapolis, IN · Hybrid
$75K/yr
Essential Duties and Responsibilities Manage financing options offered to homeowners and ... risk and financing opportunities. Maintain thorough knowledge of current lending partners ...
Identifies and appropriately mitigates different types of risk, such as regulatory, reputational, operational and credit. Manages risk and may help ensure quality for new and/or existing clients. May ...
Identifies and appropriately mitigates different types of risk, such as regulatory, reputational, operational and credit. Manages risk and may help ensure quality for new and/or existing clients. May ...
Identifies and appropriately mitigates different types of risk, such as regulatory, reputational, operational and credit. Manages risk and may help ensure quality for new and/or existing clients. May ...
Identifies and appropriately mitigates different types of risk, such as regulatory, reputational, operational and credit. Manages risk and may help ensure quality for new and/or existing clients. May ...
... manage daily order releases and escalate held orders as necessary per credit policy to resolve payment issues. * analyze customer financial data to assess default and collections risk and proper ...
New
... manage daily order releases and escalate held orders as necessary per credit policy to resolve payment issues. * analyze customer financial data to assess default and collections risk and proper ...
New
Indianapolis, IN · On-site
$60K - $113K/yr
... manage daily order releases and escalate held orders as necessary per credit policy to resolve payment issues. * analyze customer financial data to assess default and collections risk and proper ...
New
Indianapolis, IN · On-site
$60K - $113K/yr
... manage daily order releases and escalate held orders as necessary per credit policy to resolve payment issues. * analyze customer financial data to assess default and collections risk and proper ...
New
The Managing Director, Credit & Underwriting (the "Managing Director") leads CREA's Credit ... Delegate workload, risk exposure, and partner relationships across the team in alignment with ...
The Managing Director, Credit & Underwriting (the "Managing Director") leads CREA's Credit ... Delegate workload, risk exposure, and partner relationships across the team in alignment with ...
The Managing Director, Credit & Underwriting (the "Managing Director") leads CREA's Credit ... Delegate workload, risk exposure, and partner relationships across the team in alignment with ...
The Managing Director, Credit & Underwriting (the "Managing Director") leads CREA's Credit ... Delegate workload, risk exposure, and partner relationships across the team in alignment with ...
Carmel, IN · On-site
... of risk ratings. The Senior Loan Review Associate consults and timely provides the VP, Loan Review an objective assessment of the credits reviewed. Internal loan review provides management and the ...
Carmel, IN · On-site
... of risk ratings. The Senior Loan Review Associate consults and timely provides the VP, Loan Review an objective assessment of the credits reviewed. Internal loan review provides management and the ...
Carmel, IN · On-site
... of risk ratings. The Senior Loan Review Associate consults and timely provides the VP, Loan Review an objective assessment of the credits reviewed. Internal loan review provides management and the ...
Carmel, IN · On-site
... of risk ratings. The Senior Loan Review Associate consults and timely provides the VP, Loan Review an objective assessment of the credits reviewed. Internal loan review provides management and the ...
Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.
Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.
Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.
Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.
Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.
Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.
Brownsburg, IN · On-site
The risk assessments are then submitted for approval in accordance with Badger's delegation of ... Credit Management's (NACM) service to submit filings related to liens and bonds. * Works with ...
Brownsburg, IN · On-site
The risk assessments are then submitted for approval in accordance with Badger's delegation of ... Credit Management's (NACM) service to submit filings related to liens and bonds. * Works with ...
Brownsburg, IN · On-site
The risk assessments are then submitted for approval in accordance with Badger's delegation of ... Credit Management's (NACM) service to submit filings related to liens and bonds. * Works with ...
Brownsburg, IN · On-site
The risk assessments are then submitted for approval in accordance with Badger's delegation of ... Credit Management's (NACM) service to submit filings related to liens and bonds. * Works with ...
$60K - $150K/yr
Evaluates credit risk and proposes risk mitigants using an advanced level of knowledge of ... Managing Risk - Assessing and effectively managing all of the risks associated with their business ...
$60K - $150K/yr
Evaluates credit risk and proposes risk mitigants using an advanced level of knowledge of ... Managing Risk - Assessing and effectively managing all of the risks associated with their business ...
Indianapolis, IN · On-site
... Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis ... and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in ...
Indianapolis, IN · On-site
... Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis ... and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in ...
Indianapolis, IN · On-site
... Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis ... and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in ...
Indianapolis, IN · On-site
... Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis ... and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in ...
If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required. * Contacts internal/external ...
If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required. * Contacts internal/external ...
Strong understanding of credit structures and risk management, including CRE, C&I, and enterprise value lending. Proven ability to originate and grow client relationships in a consultative sales ...
New
Strong understanding of credit structures and risk management, including CRE, C&I, and enterprise value lending. Proven ability to originate and grow client relationships in a consultative sales ...
New
Strong understanding of credit structures and risk management, including CRE, C&I, and enterprise value lending. Proven ability to originate and grow client relationships in a consultative sales ...
New
Strong understanding of credit structures and risk management, including CRE, C&I, and enterprise value lending. Proven ability to originate and grow client relationships in a consultative sales ...
New
$81K - $94K
8% of jobs
$94K - $107K
6% of jobs
$107K - $120K
7% of jobs
$123.6K is the 25th percentile. Wages below this are outliers.
$120K - $133K
11% of jobs
The median wage is $141.1K / yr.
$133K - $146.1K
27% of jobs
$146.1K - $159.1K
13% of jobs
$160.9K is the 75th percentile. Wages above this are outliers.
$159.1K - $172.1K
15% of jobs
$172.1K - $185.1K
4% of jobs
$185.1K - $198.1K
4% of jobs
$198.1K - $211.2K
0% of jobs
$211.2K - $224.2K
4% of jobs
$81K
$148.2K
$224.2K
A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.
| Aspect | Credit Risk Manager | Credit Analyst |
|---|---|---|
| Credentials | Bachelor's degree, often certifications like CFA or credit risk certifications | Bachelor's degree, finance or related field, sometimes certifications like CFA |
| Work Environment | Oversees risk policies, manages teams, strategic planning | Analyzes credit data, assesses borrower risk, prepares reports |
| Industry Usage | Used in banking, financial services, lending institutions | Common in banks, credit agencies, financial firms |
The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.
$75K/yr
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 28 days ago
8.3
Renewal By Andersen
Based on 140 frontline employees who took The Breakroom Quiz
6.2
National retailers average
Based on 94,841 frontline employees who took The Breakroom Quiz
The best things about working at Renewal By Andersen
Featured by Renewal By Andersen, based on 140 Breakroom Quiz responses from their frontline employees
93%
say their managers don’t change their shifts at short notice
92%
say they get paid time off
91%
say it is easy to take sick days
Featured by Renewal By Andersen, based on 140 Breakroom Quiz responses from their frontline employees
Consumer Credit Analyst
Renewal by Andersen - Indianapolis, IN
Position Summary
The Credit Analyst is responsible for evaluating customer creditworthiness, facilitating financing solutions, and supporting customers throughout the loan approval process. This role serves as a liaison between customers, sales representatives, and lending partners to secure the most favorable financing options while ensuring compliance with company and lender guidelines. The Credit Analyst will analyze financial data, review credit reports, maintain accurate customer records, and provide exceptional customer service.
Essential Duties and Responsibilities
Manage financing options offered to homeowners and prospective customers by identifying the most suitable lending programs based on customer qualifications and needs.
Interact with customers, lenders, and Design Consultants (DCs) to obtain additional credit information, documentation, and loan stipulations required for financing approval.
Provide customer and sales support through phone and email correspondence, ensuring timely communication regarding application status, loan conditions, and financing options.
Maintain and update customer records by accurately entering and reporting loan information within the company's credit platform (CFW).
Analyze key financial ratios, including Payment-to-Income (PTI), Debt-to-Income (DTI), and Credit Utilization, to determine loan eligibility and obtain optimal loan terms for customers.
Review and analyze consumer credit reports from TransUnion, Experian, and Equifax to assess credit risk and financing opportunities.
Maintain thorough knowledge of current lending partners, financing programs, underwriting guidelines, and products offered.
Evaluate loan applications and supporting documentation to ensure completeness and compliance with lender requirements.
Monitor loan pipelines and follow up on pending applications to facilitate timely approvals and funding.
Collaborate with sales teams to structure financing solutions that meet customer needs while adhering to lender guidelines.
Communicate financing decisions, conditions, and next steps to customers and internal stakeholders.
Stay current on industry trends, lending regulations, and credit policies impacting consumer financing.
Qualifications
Associate's or Bachelor's degree in Finance, Business Administration, Accounting, or related field preferred.
Minimum of 2 years of experience in credit analysis, consumer lending, finance, banking, or a related field.
Strong understanding of credit reporting, underwriting principles, and consumer lending practices.
Experience analyzing PTI, DTI, credit utilization, and other financial metrics.
Proficiency in reviewing credit reports from TransUnion, Experian, and Equifax.
Excellent analytical, problem-solving, and decision-making skills.
Strong verbal and written communication skills.
Ability to manage multiple priorities in a fast-paced environment.
Proficiency with Microsoft Office Suite and credit management software platforms.
Compensation and Benefits:
Competitive annual pay of $75,000
Medical, dental, vision, and life insurance.
401(k) with generous company match percentage.
PTO & paid holidays.
Student loan repayment and scholarship program.
Employee perks discount program, and more!
Schedule:
Hybrid - 3 days in office (standard business hours), 2 days remote (12pm-8:30pm or 1pm-9:30pm)
Onsite at our office in Indianapolis, IN 46278. (Must live within reasonable commute of the Indianapolis office)
Why Join Us?
Be part of a passionate team that's redefining the home improvement experience and help shape the future of a thriving industry leader.
SMS terms: Windows, LLC offers you the option to engage in SMS text conversations about your job application. By participating, you also understand that message frequency may vary depending on the status of your job application, and that message and data rates may apply. Please consult your carrier for further information on applicable rates and fees. Carriers are not liable for delayed or undelivered messages. Reply STOP to cancel and HELP for help.
By opting-in to receiving SMS text messages about your job application, you acknowledge and agree that your consent data, mobile number, and personal information will be collected and stored solely for the purpose of providing you with updates and information related to your job application. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
From Renewal By Andersen, via Breakroom
Flexible Scheduling
Career Growth
Paid Training
Friendly Environment
Employee Recognition
Strong Team-Building
From Renewal By Andersen
Renewal by Andersen’s Signature Service is committed to giving you the best customer experience possible, through the perfect combination of the best people in the industry, a superior process, and an exclusive product.
Learn more about the benefits of Renewal by Andersen’s Signature Service:
Professional Installation. With Renewal by Andersen, you get the product reputation of Andersen Windows with the master work of passionate installers.
Superior Performance. Andersen’s exclusive Fibrex® composite material lasts longer, performs better, and is stronger than vinyl.*
Energy Efficiency. Renewal by Andersen’s energy efficient windows are ENERGY STAR® certified and can reduce heating and cooling costs.
Hassle-Free Process. Renewal by Andersen eliminates the need to work with multiple companies. We are responsible for all aspects of your window replacement and installation.
Long-term value. Our comprehensive, hands-on approach ensures your window and installation quality, beauty, and energy savings last for many years.
Unrivaled Beauty. Renewal by Andersen offers a wealth of styles, colors, grilles and more for our replacement windows, patio doors, and entry doors to fit any home.
From Renewal By Andersen
Our vision is to make the world a better place by living up to the promise that everyone benefits from their association with Andersen. We’re committed to making a difference through challenging ourselves each day, recognizing and rewarding success, taking pride in our work and honoring a legacy built on doing the right thing. There is great respect for life outside work so that you can bring your best self to work.
From Renewal By Andersen
Be Renewal. Be You.
We are committed to demonstrating mutual respect and appreciation for our similarities and differences (for example, race, color, culture, gender, sexual orientation, gender identity or expression, religion, education, military service, ethnicity, age, language, physical ability, and thought) so that each employee can realize their potential and we exceed our customers’ expectations.
Get the full story on Breakroom
Sourced by ZipRecruiter
Construction, manufacturing and personal services
501 - 1,000 Employees
Cottage Grove, WI, US