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Credit Risk Fraud Analyst Jobs in New York (NOW HIRING)

Gauntlet

Credit Risk Researcher

New York, NY · On-site

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... PD/LGD modeling, loss-curve and vintage analysis, advance-rate structuring, covenant design, and ...

BNY

Director, Credit Risk Review

Manhattan, NY · On-site

Lead the development and execution of a riskbased annual Credit Risk Review plan covering key ... Excellent analytical, written, and verbal communication skills, with the ability to synthesize ...

Gauntlet

Credit Risk Researcher

New York, NY · On-site +1

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves ... PD/LGD modeling, loss-curve and vintage analysis, advance-rate structuring, covenant design, and ...

Ramp

Credit Risk Associate

Manhattan, NY · On-site

$150 - $200/hr

Use AI tools every day to move faster on research, analysis, coding, synthesis, writing, verification, and follow-through. * Build AI into credit risk workflows: feature exploration, policy ...

SpaceXAI

Fraud Analyst (Sat-Weds)

New York, NY · On-site +1

$100K - $135K/yr

Collaborate with Engineering and senior management to investigate complex cases and recommend risk ... fraud detection tools. * Strong analytical skills with the ability to interpret complex data and ...

New

Ramp

Credit Risk Associate

New York, NY · On-site

$108K - $200K/yr

Use AI tools every day to move faster on research, analysis, coding, synthesis, writing, verification, and follow-through. * Build AI into credit risk workflows: feature exploration, policy ...

Barclays

AVP, Credit Risk Reporting

Whippany, NJ · On-site

Analysis of risk data to identify trends, patterns, and outliers, and assess the impact of risk ... Barclays Services Corp. seeks AVP, Credit Risk Reporting (multiple positions) in Whippany, NJ:

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Credit Risk Fraud Analyst information

What does a credit risk fraud analyst do?

A Credit Risk Fraud Analyst is responsible for identifying, assessing, and mitigating risks related to credit fraud within financial institutions. They analyze transaction patterns, customer profiles, and credit data to detect suspicious activities or potential fraud. Their work involves using analytical tools and data models to monitor accounts, investigate anomalies, and recommend controls to prevent losses. By staying updated on emerging fraud trends, they help protect the company and its customers from financial crimes.

What are the key skills and qualifications needed to thrive as a credit risk fraud analyst?

To thrive as a Credit Risk Fraud Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of risk management principles. Familiarity with fraud detection software, data analysis tools like SQL or Python, and relevant certifications such as Certified Fraud Examiner (CFE) are typically required. Strong attention to detail, problem-solving abilities, and effective communication make candidates stand out in this role. These skills are crucial for accurately identifying fraudulent activities, minimizing losses, and maintaining the integrity of financial institutions.

How does a credit risk fraud analyst typically collaborate with other departments to minimize fraud losses?

Credit Risk Fraud Analysts work closely with teams such as IT, compliance, customer service, and operations to identify, investigate, and mitigate fraudulent activities. They regularly communicate findings from data analysis to these departments, ensuring that suspicious patterns are addressed promptly. Collaboration often includes participating in cross-functional meetings, sharing insights on emerging fraud trends, and helping to develop new prevention strategies. This teamwork is essential for creating a holistic approach to managing risk and protecting both the organization and its customers.

What is the difference between Credit Risk Fraud Analyst vs Credit Analyst?

AspectCredit Risk Fraud AnalystCredit Analyst
Primary FocusDetecting and preventing fraud related to credit riskAssessing creditworthiness of borrowers
Skills & CertificationsFraud detection, risk assessment, certifications like CFECredit analysis, financial statement evaluation, certifications like CFA or CCFA
Work EnvironmentFinancial institutions, fraud prevention teamsBanks, lending companies, credit departments
Industry UsageHigh in fraud prevention and risk managementHigh in lending and credit approval processes

While both roles involve credit assessment, the Credit Risk Fraud Analyst specializes in identifying and preventing fraudulent activities related to credit, whereas the Credit Analyst focuses on evaluating a borrower's creditworthiness to approve loans. Understanding these differences helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Fraud Analyst jobs in New York?

For Credit Risk Fraud Analyst jobs in New York, the most frequently searched job titles are:

What job categories do people searching Credit Risk Fraud Analyst jobs in New York look for?

The top searched job categories for Credit Risk Fraud Analyst jobs in New York are:

Credit Risk Fraud Analyst jobs near you
Infographic showing various Credit Risk Fraud Analyst job openings in New York as of August 2026, with employment types broken down into 1% As Needed, 91% Full Time, 6% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution.

Credit Risk Researcher

Gauntlet

New York, NY • On-site

Full-time

Medical, Dental, Vision, PTO

Re-posted 16 days ago

Job description

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves $1.5B+ in client TVL, and every dollar of credit we extend onchain runs through a risk function that is yours to build. This is not a seat where you inherit a model and press run. You will define the underwriting standards, design the frameworks, set the redlines, and be the internal check on every asset-onboarding decision Gauntlet makes, working shoulder-to-shoulder with Capital Markets, Vault Curation, and senior leadership. If you want to build the credit infrastructure for institutional finance moving onchain, rather than maintain someone else's, read on. About Gauntlet

Gauntlet builds the financial systems of the future. While much of onchain finance is focused on point solutions, we operate across the entire stack to offer best-in-class vault products. Today we serve over $1.5B in client TVL across some of the largest fintechs/neobanks, protocols, exchanges, and capital allocators in crypto - and, increasingly, traditional asset management. Our team brings together traditional finance and crypto-native expertise to deliver durable, sophisticated products for institutional clients moving onchain.

The role

The Credit Risk team runs due diligence on the assets, protocols, and chains supported by Gauntlet's lending and vault products, sets the guardrails that govern our lending activity, and monitors credit assets both off-chain and on-chain. You will work the full credit lifecycle - initial diligence and deal structuring through ongoing portfolio surveillance - across direct lending, structured facilities, and on-chain/off-chain securitization. You own the risk models, the parameters, and the monitoring cadence. You partner with Capital Markets on structuring and with Product and Engineering to embed credit controls directly into our on-chain infrastructure.

What you'll do
  • Underwrite institutional and on-chain credit relationships, and build/own the credit models for RWA assets - PD/LGD frameworks, vintage loss curves, advance-rate haircut schedules, and stress scenarios.
  • Run the due-diligence gate for new credit and asset-issuer relationships: structured protocol reviews (solvency, oracle infrastructure, governance, security posture), historical on-chain data analysis, counterparty financials and legal structure, redlines, and final deal approval.
  • Set the guardrails for each credit product: minimum rate floors, maximum terms, concentration limits per borrower and asset class, eligible collateral, and first-loss buffer sizing for tranched structures.
  • Partner with Capital Markets on structuring: credit input on term sheets (rate, term, size, collateral, covenants, margin-call triggers); co-design trust tranches, covenants, advance-rate schedules, and facility limits for securitized products before close.
  • Monitor the portfolio: borrower financial condition, covenant compliance, delinquency trends, and NAV integrity; flag deterioration early and work remediation or exit with Capital Markets.
  • Stress the book: elevated delinquency, funding-rate shocks, correlated default, and originator failure - validating that structural protections hold under tail conditions.
  • Maintain on-chain risk parameters: supply caps, LLTV settings, exposure thresholds, and related controls.
  • Shape credit terms guidance (what we can offer, at what rate, term, and collateral conditions) and track emerging yield strategies, protocols, and issuers to give Curation a competitive edge.
What success looks like

First 30 days. Ramp on Gauntlet's vault infrastructure, especially on-chain credit structures. Meet stakeholders across Capital Markets, Strategy & Growth, Product, and Engineering, review the current book and pipeline, and form a clear view of the existing DD framework - including its gaps in coverage, model depth, or monitoring cadence.

First 3 months. Operating as the credit-risk owner across active and incoming deal flow: running your own models on the live pipeline (PD/LGD, stress scenarios), producing structured DD memos and go/no-go recommendations for Capital Markets and Vault Curation, and established as the Credit Risk point of contact on at least one active credit product with monitoring cadence and escalation protocols in place.

In 1 year. Reviewed and closed multiple institutional credit relationships across at least two product types. Running a portfolio-monitoring function with consistent cadence (covenant tracking, delinquency surveillance, stress refresh, parameter maintenance). Recognized internally as the authority on Gauntlet's credit standards, with reusable DD playbooks and risk-parameter frameworks that compress future deal cycles for Credit Risk and Capital Markets.

What you bring
  • 3-6 years in credit risk, structured finance, leveraged finance, or asset-backed lending at a leading financial institution, credit fund, or fintech lender.
  • Direct credit-underwriting experience: PD/LGD modeling, loss-curve and vintage analysis, advance-rate structuring, covenant design, and stress testing.
  • Hands-on exposure to one or more of: direct lending, warehouse facilities, ABS/CLO structuring, securitization, asset-backed finance, or structured credit.
  • Strong grasp of legal/structural credit concepts: SPV formation, bankruptcy remoteness, security-interest perfection, covenant packages, and waterfall mechanics.
  • Portfolio-monitoring experience: delinquency tracking, covenant compliance, borrower financial review, and early-warning systems.
  • Exceptional written and verbal communication - able to distill complex credit analysis into clear, actionable recommendations for non-credit stakeholders.
  • Experience building or maintaining quantitative risk models in Python or R.
Bonus points
  • On-chain credit protocols, DeFi lending markets, or tokenized-asset structures (e.g., Morpho, Aave, tokenized ABS).
  • Crypto-native credit risk: smart-contract risk, oracle failure, depeg events, and on-chain collateral liquidity.
  • Prior work with RWA issuers, fintech lenders, or asset originators - understanding the pipeline and servicing behind the loan tape.
  • Exposure to prime-brokerage credit, repo, or securities financing from a risk perspective.
Who thrives here
  • Naturally curious about digital assets, DeFi, and the evolution of institutional credit. Prior crypto experience is not required - curiosity is.
  • Wants to own the full credit function, not just run models. Comfortable building frameworks from scratch, setting standards, and defending views with Capital Markets and senior leadership.
  • Operates with significant autonomy in an entrepreneurial environment. Wants to build the credit infrastructure, not inherit it.
  • Analytically rigorous but commercially aware - understands the credit function exists to enable deal flow, not block it, and manages that tension thoughtfully.
Benefits and Perks
  • Remote first - work from anywhere in the US & CAN!
  • Regular in-person company retreats and cross-country "office visit" perk
  • 100% paid medical, dental and vision premiums for employees
  • $1,000 WFH stipend
  • Monthly reimbursement for home internet, phone, and cellular data
  • Unlimited vacation
  • 100% paid parental leave of 12 weeks
  • Fertility benefits
  • Opportunity for incentive compensation
Please note at this time our hiring is reserved for potential employees who are able to work within the contiguous United States and Canada. Should you need alternative accommodations, please note that in your application.
 
The national pay range for this role is $160,000 - $195,000 base plus additional On Target Earnings potential by level and equity in the company. Our salary ranges are based on paying competitively for a company of our size and industry, and are one part of many compensation, benefits and other reward opportunities we provide. Individual pay rate decisions are based on a number of factors, including qualifications for the role, experience level, skill set, and balancing internal equity relative to peers at the company.  
 
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We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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