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Credit Risk Developer Jobs in Fort Worth, TX (NOW HIRING)

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What is a credit risk developer?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a credit risk developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a credit risk developer?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.

What are popular job titles related to Credit Risk Developer jobs in Fort Worth, TX?

For Credit Risk Developer jobs in Fort Worth, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Developer jobs in Fort Worth, TX look for?

The top searched job categories for Credit Risk Developer jobs in Fort Worth, TX are:

Infographic showing various Credit Risk Developer job openings in Fort Worth, TX as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Java Lead Engineer Credit Risk Technology - Vice President

Citigroup Inc.

Irving, TX • On-site

$125.76 - $188.64/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago


Citibank rating

8.3

Company rating: 8.3 out of 10

Based on 177 frontline employees who took The Breakroom Quiz

39th of 171 rated banks


Job description

We are seeking a highly motivated and experienced Vice President, Development Lead to join our Credit Risk Technology team. This is a hands-on leadership role where you will be instrumental in designing, developing, and deploying robust, high-performance, and large-scale software solutions for Counterparty Credit Risk Management. You will be at the forefront of firm-wide initiatives, leveraging best-in-class software stacks and cutting-edge AI tools to solve complex challenges.

You will lead a team of talented engineers, providing technical guidance, fostering innovation, and ensuring the delivery of high-quality, scalable, and resilient software. The ideal candidate is passionate about modern software development practices, proficient with contemporary tech stacks, and eager to utilize artificial intelligence to manage Citi’s exposure to financial institutions, governments, and corporates. This role offers the opportunity to make a significant impact by contributing to critical systems that provide an integrated view of trades, collateral, and market data from numerous sources.

Key Responsibilities:

  • Technical Leadership & Hands-On Development:

    • Lead by example, actively contributing to the design, architecture, and hands-on development of critical software components for Counterparty Credit Risk Management leveraging AI tools such as Devin and Co-Pilot

    • Drive technical excellence, ensuring best practices in coding, testing, and deployment are followed for high-performance and large-scale applications.

    • Conduct code reviews, provide constructive feedback, and mentor team members in advanced development techniques.

  • Team Leadership & Management:

    • Supervise work of a team of software engineers

    • Foster a collaborative, innovative, and inclusive team environment focused on tackling challenging firm-wide initiatives.

    • Allocate resources effectively to meet project deadlines and objectives related to risk management solutions.

  • Strategic Planning & Innovation:

    • Identify and evaluate emerging technologies, frameworks, and AI tools (including GenAI) that can enhance our credit risk management product offerings and development processes.

    • Drive the adoption of modern tech stacks (e.g., cloud-native, microservices, serverless architectures, containerization) and AI/ML capabilities into our solutions for limit monitoring, exception management, stress testing analysis, and escalation workflows.

    • Contribute to the strategic roadmap and vision for technology development within the Credit Risk Technology team.

  • Architecture & Design:

    • Define and enforce architectural standards and patterns for robust, scalable, and secure credit risk applications.

    • Collaborate with product management, risk officers, salespeople, and traders to translate complex business requirements into robust and scalable technical designs, providing an integrated view across diverse data sources.

  • Project Delivery:

    • Oversee the end-to-end delivery of software projects within the Credit Risk domain, from conception to deployment and maintenance.

    • Ensure projects are delivered on time, within scope, and to the highest quality standards, directly impacting Citi's risk exposure management.

    • Implement and champion agile development methodologies.

  • Stakeholder Communication:

    • Communicate technical vision, progress, and challenges effectively to both technical and business stakeholders, including risk officers and senior management.

    • Collaborate with cross-functional teams, including product, operations, and other engineering groups, to deliver comprehensive risk solutions.

Qualifications:

  • Bachelor's or Master's degree in Computer Science, Engineering, or a related field.

  • 6+ years of experience in software development, with at least 2 years in a leadership role (Lead Developer, Tech Lead)

  • Strong hands-on programming skills in Java and related technologies

  • Extensive experience with modern tech stacks and cloud platforms (e.g., AWS, Azure, GCP), including microservices, APIs, containerization (Docker, Kubernetes), and serverless computing.

  • Proven experience in leveraging AI/ML tools and technologies (e.g., GenAI, machine learning frameworks, natural language processing, data science platforms) in building large-scale, high-performance applications.

  • Deep understanding of software architecture patterns, data structures, and algorithms.

  • Experience with various databases (SQL and NoSQL) and complex data integration/streaming technologies.

  • Proficiency with CI/CD pipelines, DevOps practices, and automated testing frameworks.

  • Excellent problem-solving, analytical, and communication skills.

  • Ability to inspire and motivate a technical team.

Preferred Qualifications:

  • Strong experience in the financial services industry, particularly in credit risk, market risk, or a related trading/risk domain.

  • Familiarity with regulatory requirements and compliance in financial technology.

  • Experience with large-scale data aggregation and real-time processing systems.

  • Certifications in cloud platforms or specific AI/ML technologies.

What We Offer:

  • The opportunity to work with a cutting-edge tech stack and innovative AI tools on critical firm-wide initiatives.

  • A collaborative and supportive work environment where your contributions directly impact Citi’s risk management capabilities.

  • Challenging projects that will push your technical boundaries and provide significant exposure to complex financial systems.

  • Competitive salary and comprehensive benefits package.

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Time Type:

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

$125,760.00 - $188,640.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US