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Credit Risk Developer Jobs in Edison, NJ (NOW HIRING)

Intuit

Senior Staff Credit Risk Analyst

New York, NY · On-site

Develop and implement credit risk strategies and policies and drive business growth by supporting ... Partner with teams across Intuit (including product development, marketing, data engineering ...

Bounce AI

Credit Portfolio Risk Analyst

Manhattan, NY · On-site +1

Description The Credit Portfolio Risk Analyst will be one of the first people to build Bounce ... Science, Engineering, or another quantitative field. * Strong SQL skills with the ability to ...

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What is a credit risk developer?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a credit risk developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a credit risk developer?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
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What job categories do people searching Credit Risk Developer jobs in Edison, NJ look for? The top searched job categories for Credit Risk Developer jobs in Edison, NJ are:
Credit Risk Developer jobs near you

Senior Staff Credit Risk Analyst

Intuit

New York, NY • On-site

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Intuit rating

8.4

Company rating: 8.4 out of 10

Based on 91 frontline employees who took The Breakroom Quiz

86th of 242 rated software companies

Job description

Intuit's Consumer Group, including TurboTax, empowers millions of individuals to take control of their finances. TurboTax simplifies tax preparation and enables our customers to file with confidence. We leverage data and insights to innovate and enhance our consumer offerings. Now, we are expanding our focus to Consumer Lending within the Consumer Group, including TurboTax, and require a strong performer to join our Credit Risk Analysts. This role will be crucial in supporting our consumer lending initiatives, while navigating the complexities of Fintech Risk, alongside our core tax preparation business. If you are passionate about building that drives results through data-driven insights in consumer lending spaces, and understands the unique risks within Fintech, this role is for you.
Responsibilities
  • Develop and implement credit risk strategies and policies and drive business growth by supporting and scaling strategies for consumer lending and banking portfolio
  • Develop & Enhance the credit Policy and program and establish a framework to ensure lending activities are in compliance with internal policies and regulatory requirements
  • Partner with teams across Intuit (including product development, marketing, data engineering, compliance, risk , data scientists etc.) to enable decision support and key customer insights in the consumer banking risk and analytics spaces.
  • Collaborate with stakeholders and analysts to ensure analytical & risk solutions are scalable, repeatable, effective, and meet expectations of various stakeholders in the consumer lending area.
  • Use big data technology to mine massive scale transactional data to improve credit risk strategies for consumer lending and banking and design new risk-adjusted policy proposals.
  • Improve the current customer experience in consumer banking by deploying risk mitigations enabling product feature expansion to industry standard.
  • Provide recommendations utilizing multiple types of data, business knowledge, and strategic assumptions when data doesn't exist, specifically in the consumer lending context.
  • Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers
  • Ensure data collection and data processing is optimized to provide crystal-clear visibility into the impact and value of new consumer lending initiatives and product releases.
  • Mentor, coach, and develop Risk Analysts to drive creative ideas, use of the latest data techniques, and elevate outcomes within consumer lending.
  • Identify and evaluate new vendors / data sources and create business cases to enhance risk policies

Qualifications
Experience & Leadership
  • Proven leader in the data and risk space with 7+ years of experience driving cross-team collaboration and business requirement clarity, particularly in consumer lending.
  • Domain expertise in FinTech, Risk, and Financial services, with a specific focus on Consumer Lending.
  • Demonstrated history of highly effective cross-functional leadership in large matrixed organizations, aligning stakeholders and launching product features in fast-paced environments.
  • Outstanding communication skills, with the ability to tell compelling stories with data to both technical and non-technical audiences.
  • Strong strategic mindset combined with a willing 'roll up your sleeves' attitude and a commitment to coaching team members.
  • Proactive self-starter with excellent problem-solving skills and end-to-end quantitative thinking.
  • Strong organization and task prioritization skills, with the ability to manage multiple projects to meet key objectives.

Technical Expertise
  • Expertise in analytics tools such as Python, R, SAS, and SQL environments.
  • Experience working with BI tools including Tableau, QuickSight, and Databricks.
  • Analytically minded with experience managing large-scale data projects; product management experience is a significant plus.
  • Undergraduate degree in Economics, Statistics, Engineering, or a related field required; an advanced degree is preferred.

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Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at ). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is:

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