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Credit Risk Developer Jobs in Charlotte, NC (NOW HIRING)

Bey

Software Engineer

Charlotte, NC · On-site

... credit risk, Risk Not in Model (RNiM), and Private Equity Reporting Tool (PERT). * Part of the ... Qualifications The developer will work in a team to create new risk processes, and to re-factor ...

Td

Collections Strategy Manager

Charlotte, NC · On-site

$120K - $145K/yr

Risk Management We are seeking a highly analytical and strategic Credit Card Collections Strategy ... Bachelor's degree in STEM (e.g., Statistics, Mathematics, Engineering, Computer Science, Economics)

Bey

Software Engineer

Charlotte, NC

... credit risk, Risk Not in Model (RNiM), and Private Equity Reporting Tool (PERT). * Part of the ... Qualifications The developer will work in a team to create new risk processes, and to re-factor ...

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What is a credit risk developer?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a credit risk developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a credit risk developer?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
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Credit Risk Developer jobs near you

Software Engineer

Bey

Charlotte, NC • On-site

Contractor

Re-posted 29 days ago

Job description

Company Description
Job Description
Job Title: Specialty Software Engineer
Duration: 24 Months Contract
Location: Charlotte, NC - 28202 - Hybrid Role
Interview process:
  • 2 hours in person interview, string of multiple technical one on ones

Required Qualifications:
  • This position is for a software developer to work on applications and enhancements to support regulatory reporting described in the software stack below.

Area of Job Within the Company:
  • The role is within the CCAR team of the broader Capital Markets Risk Technology (CMRT) group. CMRT works with its business partners to identify, measure, aggregate and report firm-wide market risk.
  • The CCAR team is responsible for building and maintaining automated tools to support enterprise and regulatory reporting requirements on Comprehensive Capital Analysis and Review (CCAR) - both market risk and counterparty credit risk, Risk Not in Model (RNiM), and Private Equity Reporting Tool (PERT).
  • Part of the group responsible for the risk simulation platform as it currently exists while a new version is built and stood up on a 2-3-year timeframe.
  • This team works more on the reporting side of the group. It is responsible for reporting to the Fed and less on the simulation platform. Has ownership of the Comprehensive Capital Analysis and Review (CCAR) part of the process. Currently have SSRS in the environment but want to phase it out. Looking for a Java developer with decent Web UI and SQL to go with it.
  • Position is needed to scale up in support of the doubling and tripling of the trading population that the risk simulation project is addressing.
  • Should be capable of acting as an individual contributor. Able to perform according to a team goal rather than an individual goal, willing to jump in and help as needed.
  • Daily scrum calls in the morning. Weekly cadence to review business needs, work with business stakeholders together. Quarterly and Monthly ritual retrospectives. Do design reviews and code reviews, unit testing. No assigned QA's, so everyone on the team acts as a QA. Everyone on the team should be able to act in all capacities across design, coding, and testing in the lifecycle. Reporting happens quarterly and a different set is sent annually. Internally support lighter CCAR tests ad hoc and then according to a monthly reporting cycle.

Software Stack:
  • The CCAR applications built and maintained by this group utilize technologies including core Java, Angular, RESTful web services, SQL Server, Autosys, etc.

Qualifications
The developer will work in a team to create new risk processes, and to re-factor, and in some cases completely re-architect and replace, large components of the existing application. The successful candidate will be expected to:
  • Have advanced Object-Oriented development skills to create Java code that can be easily maintained and extended to meet the growing demands.
  • Have solid RESTful web services and web UI development skills to create UIs.
  • For new development, the developer will be expected to work with business partners as well as upcoming regulatory guidelines to understand the needs and requirements and to analyze and design the necessary software.
  • Design solutions that meet the business needs encompassing the full technology stack from backend database design, front end views and back-end services and working with other developers to meet the requirements.
  • The developer is expected to work as an individual contributor and coordinate with cross functional engineers to deliver functional enhancements and platform improvements
  • Assures quality, maintainability, and extensibility for supported systems and risk applications.
  • Key technical resource on team building sophisticated and complex risk applications
  • BS/BA in Computer Science, Engineering, or related discipline
  • Strong analytical skills with high attention to detail and accuracy
  • Good verbal, written, and interpersonal communication skills

Top Skills
  • 5+ years of Java
  • 3+ years of React/Angular
  • 2+ years of SQL - 2 - 4 Years
  • Agile/Jira - 1 - 2 Years
  • Java Developer - 4 - 6 Years
  • React, Angular or NodeJS - 2 - 4 Years

Additional Information
All your information will be kept confidential according to EEO guidelines.

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