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Credit Risk Developer Jobs in Wilmington, NC (NOW HIRING)

Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What is a credit risk developer?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a credit risk developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a credit risk developer?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
What job categories do people searching Credit Risk Developer jobs in Wilmington, NC look for? The top searched job categories for Credit Risk Developer jobs in Wilmington, NC are:
What cities near Wilmington, NC are hiring for Credit Risk Developer jobs? Cities near Wilmington, NC with the most Credit Risk Developer job openings:

Field Service Technician (ATM) 4576

Nautilus Hyosung America Inc

Wilmington, NC โ€ข On-site

$24/hr

Full-time

Re-posted 9 days ago


Job description

OVERVIEW

Nautilus Hyosung America, Inc. (HYOSUNG) is a world leader in ATM self-service technologies. We have built a reputation for innovation by continually researching, developing and delivering quality ATM products – flexible products that adapt to our changing world and our customers’ changing needs.

JOB SUMMARY:

The Field Service Engineer will be responsible for the service and maintenance of Automated Teller Machines (ATMs) within their assigned territory. The Field Service Engineer will provide on-site support for ATMs including but not limited to repair, maintenance and replacement services. The Field Service Engineer may also participate in the training of other new NHA Field Service Engineers and assist with the staging and integration of ATMs. Some travel required.

ESSENTIAL FUNCTIONS:

  • Installation, repair, software loading and maintenance of ATM’s or other products in a defined geographically territory.
  • Train bank staff or vendors on required maintenance tasks of equipment.
  • Work with internal and external support departments required to provide maintenance support to the end user.
  • Maintain all Service Level Agreement as defined per customer contract.
  • Work on products and services of medium to high complexity.
  • Occasional travel with short notice to areas outside your home geography may be required where management deems necessary.
  • Perform preventive maintenance functions of an ATM including diagnostics, testing and cleaning.
  • Manage spare parts and follow all inventory processes.
  • Complete administrative reports within time line allotted.
  • Complete tasks as assigned by supervisor or applicable NHA staff members.
  • Flexible work schedule with on-call duty.
  • Work independently with minimal supervision.
  • As a representative of NHA, provide an extraordinary customer service experience to our customers meeting their service obligation and demands.
  • Maintain company property in good working conditions.
  • Maintain a valid driver’s license.
  • Responsible with company credit card usage and expense reporting.
  • Must follow all security procedures and policies.
  • Other duties as assigned

EDUCATION AND EXPERIENCE:

  • May require an Associate’s Degree in Electronics or equivalent experience, prior ATM experience preferred, but not required, or 3-5 years of experience in the field service
  • Have solid understanding of electronics and electro-mechanical equipment operation.
  • Ability to use analog and digital voltmeters.
  • Ability to use hand tools and carry heavy parts up to 80 lbs.
  • Ability to work extended hours, including beyond assigned shift with no notice when required.
  • Ability to travel to other areas of the country if needed on occasion.
  • Ability to work all shifts, which may include weekend and holidays.
  • On-Call duty required for all FSE positions. Compensation is provided for On-Call duty.


PHYSICAL DEMANDS:

These physical demands are representative of the physical requirements necessary for an employee to successfully perform the essential functions of the job. Reasonable accommodation can be made to enable people with disabilities to perform the described essential functions.

  • While performing the responsibilities of the job, the employee is required to talk and hear.
  • The employee is often required to sit and use their hands and fingers, to handle or feel.
  • The employee is frequently required to stand, walk, reach with arms and hands, climb or balance, and to stoop, kneel, crouch or crawl.
  • Employee must be able to lift 50lbs without assistance. May be asked to lift up to 80lbs with assistance of machinery or helper.
  • Vision abilities required to perform this job include close vision.


WORK ENVIRONMENT:

While performing the responsibilities of the job, these work environment characteristics are representative of the environment the job holder will encounter. Reasonable accommodations may be made to enable people with disabilities to perform the essential functions of the job.

  • The employee may be occasionally exposed to moving mechanical parts and vehicles.
  • The noise level in the work environment is usually quiet to moderate.
  • The passage of employees through the work area is average and normal.
  • This position is a high-security position, and may pose a risk of exposure to criminal elements. Proper security training and awareness is required.

Nautilus Hyosung America, Inc. recognizes and values the diversity of its employees, customers and business partners.
Equal Opportunity Employer ~ Minorities/Females/Disabled/Veteran