Partner with Product, Credit, Pricing, Fraud, Compliance and Legal to align on risk tolerances ... Recruit, coach and scale engineering teams to transitioning to modern stacks. Create upskilling ...
Partner with Product, Credit, Pricing, Fraud, Compliance and Legal to align on risk tolerances ... Recruit, coach and scale engineering teams to transitioning to modern stacks. Create upskilling ...
Partner with Product, Credit, Pricing, Fraud, Compliance and Legal to align on risk tolerances ... Recruit, coach and scale engineering teams to transitioning to modern stacks. Create upskilling ...
Partner with Product, Credit, Pricing, Fraud, Compliance and Legal to align on risk tolerances ... Recruit, coach and scale engineering teams to transitioning to modern stacks. Create upskilling ...
You will work directly with commercial lending officers, treasury managers, and credit risk ... Engineering, or equivalent) or relevant professional certification (e.g., PMP, Six Sigma, Lean)
You will work directly with commercial lending officers, treasury managers, and credit risk ... Engineering, or equivalent) or relevant professional certification (e.g., PMP, Six Sigma, Lean)
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and mitigate vulnerabilities * Ensure compliance with security standards ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and mitigate vulnerabilities * Ensure compliance with security standards ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and mitigate vulnerabilities * Ensure compliance with security standards ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and mitigate vulnerabilities * Ensure compliance with security standards ...
... programming/data mining using SAS and SQL (building datasets, not only querying). * MS Excel * Demonstrated experience supporting commercial stakeholders (e.g., sales, marketing, finance, credit risk ...
... programming/data mining using SAS and SQL (building datasets, not only querying). * MS Excel * Demonstrated experience supporting commercial stakeholders (e.g., sales, marketing, finance, credit risk ...
... programming/data mining using SAS and SQL (building datasets, not only querying). * MS Excel * Demonstrated experience supporting commercial stakeholders (e.g., sales, marketing, finance, credit risk ...
... programming/data mining using SAS and SQL (building datasets, not only querying). * MS Excel * Demonstrated experience supporting commercial stakeholders (e.g., sales, marketing, finance, credit risk ...
We also help merchants connect with their customers, process exchanges and returns, and manage risk ... Cloud/DevOps Engineer Our team is dedicated to ensuring the seamless operation of all user-facing ...
We also help merchants connect with their customers, process exchanges and returns, and manage risk ... Cloud/DevOps Engineer Our team is dedicated to ensuring the seamless operation of all user-facing ...
We also help merchants connect with their customers, process exchanges and returns, and manage risk ... Cloud/DevOps Engineer Our team is dedicated to ensuring the seamless operation of all user-facing ...
We also help merchants connect with their customers, process exchanges and returns, and manage risk ... Cloud/DevOps Engineer Our team is dedicated to ensuring the seamless operation of all user-facing ...
ProSidian services focus on the broad spectrum of Risk Management, Compliance, Business Process, IT ... as credit and motor vehicle when applicable for certain positions. In addition, ProSidian may ...
ProSidian services focus on the broad spectrum of Risk Management, Compliance, Business Process, IT ... as credit and motor vehicle when applicable for certain positions. In addition, ProSidian may ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Perform risk assessments and vulnerability management * Develop and enforce security policies ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Perform risk assessments and vulnerability management * Develop and enforce security policies ...
You will collaborate with cross-functional teams to assess vulnerabilities, develop risk mitigation ... Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ...
You will collaborate with cross-functional teams to assess vulnerabilities, develop risk mitigation ... Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ...
You will collaborate with cross-functional teams to assess vulnerabilities, develop risk mitigation ... Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ...
You will collaborate with cross-functional teams to assess vulnerabilities, develop risk mitigation ... Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ...
... Decision Management, Risk Management, Configuration Management, Information Management, and ... OR Twelve (12) credit hours of college coursework in one (1) or more of the ISO/IEC 15288 Technical ...
... Decision Management, Risk Management, Configuration Management, Information Management, and ... OR Twelve (12) credit hours of college coursework in one (1) or more of the ISO/IEC 15288 Technical ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and vulnerability analysis * Monitor and respond to security incidents and ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and vulnerability analysis * Monitor and respond to security incidents and ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and vulnerability analysis * Monitor and respond to security incidents and ...
Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ... Conduct risk assessments and vulnerability analysis * Monitor and respond to security incidents and ...
Consumer Lending System Administrator I
Laurel, MD · Hybrid
$41.29 - $51.61/hr
The Lending System Administrator is responsible for supporting Tower Federal Credit Union's (TFCU ... Develops programming scripts to enhance functionality and/or performance of consumer lending ...
Consumer Lending System Administrator I
Laurel, MD · Hybrid
$41.29 - $51.61/hr
The Lending System Administrator is responsible for supporting Tower Federal Credit Union's (TFCU ... Develops programming scripts to enhance functionality and/or performance of consumer lending ...
Project Process Area - Project Planning, Project Assessment and Control, Decision Management, Risk ... OR * Twelve (12) credit hours of college coursework in one (1) or more of the ISO/IEC 15288 ...
Project Process Area - Project Planning, Project Assessment and Control, Decision Management, Risk ... OR * Twelve (12) credit hours of college coursework in one (1) or more of the ISO/IEC 15288 ...
Project Process Area - Project Planning, Project Assessment and Control, Decision Management, Risk ... OR * Twelve (12) credit hours of college coursework in one (1) or more of the ISO/IEC 15288 ...
Project Process Area - Project Planning, Project Assessment and Control, Decision Management, Risk ... OR * Twelve (12) credit hours of college coursework in one (1) or more of the ISO/IEC 15288 ...
Cybersecurity Engineer (5448)
Aberdeen, MD · On-site
$110K - $120K/yr
Experience with the Risk Management Framework (NIST 500-XX) CISSP+ certification. * Top Secret SCI ... Successful Pass of Bennett Aerospace Background Investigation, Drug Screening and Credit Check.
Cybersecurity Engineer (5448)
Aberdeen, MD · On-site
$110K - $120K/yr
Experience with the Risk Management Framework (NIST 500-XX) CISSP+ certification. * Top Secret SCI ... Successful Pass of Bennett Aerospace Background Investigation, Drug Screening and Credit Check.
Credit Risk Developer information
What is the difference between Credit Risk Developer vs Credit Analyst?
| Aspect | Credit Risk Developer | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's in Finance, Economics, or related field; often some programming knowledge | Bachelor's in Finance, Economics, or related field; strong analytical skills |
| Work Environment | Develops risk models, works with data and software tools | Analyzes credit data, assesses borrower risk, prepares reports |
| Employer & Industry Usage | Financial institutions, banks, credit agencies | Banks, lending institutions, credit bureaus |
While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.
What are Credit Risk Developers?
Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.
How does a Credit Risk Developer typically collaborate with risk analysts and business stakeholders?
A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.
What are the key skills and qualifications needed to thrive as a Credit Risk Developer, and why are they important?
To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Developer jobs in Maryland? For Credit Risk Developer jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Credit Risk Developer jobs in Maryland look for? The top searched job categories for Credit Risk Developer jobs in Maryland are:
What cities in Maryland are hiring for Credit Risk Developer jobs? Cities in Maryland with the most Credit Risk Developer job openings:
Full-time
Posted 23 days ago
OneMain Financial rating
7.6
Based on 99 frontline employees who took The Breakroom Quiz
110th of 146 rated financial services
Job description
As OneMain expands its market verticals, a multi-product strategy is evolving to penetrate markets through compelling customer engagement. Correspondingly, teams deliver products across a variety of platforms and technologies. Our products and platforms span AWS, Azure, IBM iSeries and zSeries, and OpenShift on-prem as part of a hybrid strategy. With both disparate technology delivery and varying regulatory requirements, OneMain's environment is both complex and evolving, supporting a broadening multi-product, multi-market strategy.
We're seeking a senior, hands-on engineering leader to build and scale an Enterprise Decision Engineering organization and lead the transformation of OneMain's credit & pricing decisioning from mainframe to a cloud-native Decision Platform (Drools/Kogito & Decision Intelligence). Build a Decision Solutions CoE and deliver Decisioning-as-a-Service so product teams can safely author, test, and deploy decision logic - faster, with auditability and measurable business impact. This leader will own delivery, quality, and operational excellence for decisioning that powers credit, pricing, and risk strategies across consumer lending.
The person in this role should have proven success leading cross-functional credit/lending programs into production at scale with an in-depth understanding of business-rules engines (ODM, FICO Blaze, Drools/Kogito), Java/cloud engineering. The VP/D Enterprise Decision Engineering will be an integral member of Data Engineering and Operations leadership team, lead a team of 20+ engineers and will be reporting to Head of Credit & Pricing Technology. This role will provide strategic leadership and tactical execution of the Enterprise Decisioning platform management function.
RESPONSIBILITIES:
What you will own
Key deliverables & Success Criteria
QUALIFICATIONS:
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
We're seeking a senior, hands-on engineering leader to build and scale an Enterprise Decision Engineering organization and lead the transformation of OneMain's credit & pricing decisioning from mainframe to a cloud-native Decision Platform (Drools/Kogito & Decision Intelligence). Build a Decision Solutions CoE and deliver Decisioning-as-a-Service so product teams can safely author, test, and deploy decision logic - faster, with auditability and measurable business impact. This leader will own delivery, quality, and operational excellence for decisioning that powers credit, pricing, and risk strategies across consumer lending.
The person in this role should have proven success leading cross-functional credit/lending programs into production at scale with an in-depth understanding of business-rules engines (ODM, FICO Blaze, Drools/Kogito), Java/cloud engineering. The VP/D Enterprise Decision Engineering will be an integral member of Data Engineering and Operations leadership team, lead a team of 20+ engineers and will be reporting to Head of Credit & Pricing Technology. This role will provide strategic leadership and tactical execution of the Enterprise Decisioning platform management function.
RESPONSIBILITIES:
What you will own
- Strategy & Transformation: Lead the migration of Credit & Pricing decisioning from iSeries/zSeries mainframes to a modern Decision Platform (Drools/Kogito, Decision Intelligence), including a Next-Gen Offer service platform for pricing. Define roadmap, sequencing, risk mitigation, and business value capture.
- Drive program execution: sprint planning alignment, roadmap tradeoffs, cross-team orchestration, and stakeholder communications to senior leadership.
- Delivery & Quality: Own end-to-end execution from requirements to release for decisioning services - ensuring high velocity, near-zero high-severity defects, and strong reliability SLAs.
- Release governance: Approve production rule releases and pricing changes; enforce go/no-go criteria and rollback plans.
- Lead architectural reviews and standardization: Drive standardization for data contracts, service APIs and cloud deployment patterns (Kubernetes/OpenShift).
- Sponsor automation & Gen AI initiatives: Synthetic data pipelines, regression suites and CI/CD for rule deployments & GenAI enablement for rule authoring and test scenario validations.
- Ensure strong observability: Using OpenTelemetry, Prometheus, Grafana, alerting, SRE practices and on-call readiness for decision services.
- Define and track engineering KPIs (velocity, deployment frequency, MTTR, defect trends & performance).
- Drive compliance activities: model governance, validation evidence, audit-ready documentation and legal sign-offs for pricing & credit changes.
- Business Partnership: Partner with Product, Credit, Pricing, Fraud, Compliance and Legal to align on risk tolerances, policy, regulatory filings, and financial assumptions; represent engineering in executive forums.
- People & Capability: Recruit, coach and scale engineering teams to transitioning to modern stacks. Create upskilling programs (rule engine, cloud, observability, GenAI for rules).
- Security & Compliance: Ensure decisioning satisfies data privacy, auditability, explainability, and regulatory requirements (consumer disclosure, state filings).
Key deliverables & Success Criteria
- Drive program execution: sprint planning alignment, roadmap tradeoffs, cross-team orchestration, and stakeholder communications to senior leadership.
- Own release governance for decisioning: Approve production releases and pricing changes; enforce go/no-go criteria and rollback plans.
- A production-grade Decision Platform running core credit and pricing decision logic, with a migration plan and measurable progress against mainframe retirement targets.
- Next-Gen Offer Service for pricing written on Drools, integrated via REST APIs, with parity tests and performance SLAs.
- Decision Solutions COE with documented rule lifecycle governance, reusable components (authoring, simulation, testing), and Decisioning-as-a-Service onboarding playbooks.
- Measurable improvements in engineering KPIs: release frequency, on-time delivery reduced high-priority incidents, and decreased rule deployment time.
- Production observability, regression suites, automated rollback and incident playbooks implemented across decisioning services.
- Upskilled mainframe teams transitioned into new roles and capabilities in Drools/Java/cloud delivery.
QUALIFICATIONS:
- Leadership: 10+ years building and scaling engineering organizations for credit/financial systems; experience managing managers and multi-disciplinary teams.
- Business Rules & Decisioning: Deep, hands-on experience with rule engines and decision platforms (IBM ODM, FICO Blaze Advisor, Drools/Kogito, BPMN/JBPM), rule lifecycle & governance.
- Credit & Lending Domain: Strong knowledge of lending products, underwriting logic, scorecards, PD/LGD, vintage analytics, regulatory/disclosure requirements, collections, and pricing strategy.
- Modern Engineering: Java / J2EE, Spring Boot, REST APIs, Maven; cloud deployments (AWS preferred, Azure acceptable), Kubernetes/OpenShift, Docker.
- Data & Formats: XML, JSON, integrations to core data stores/feeds, real-time orchestration.
- Observability & Automation: OpenTelemetry, Prometheus, Grafana, Jenkins or GitHub Actions, CI/CD, regression suites, synthetic data generation and test automation.
- Tools & Agile: Jira, Confluence, Miro; experience leading Agile at scale and governance for multi-team delivery.
- BA/BS Degree in computer science or engineering is preferred, MS degree is desirable or equivalent professional experience as a substitute for either degree
- DBA certifications are preferred.
- Azure or AWS Cloud Certifications are preferred.
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
What OneMain Financial employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom
About OneMain Financial
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
5,001 - 10,000 Employees
Headquarters location
Baltimore, MD, US