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Credit Risk Data Science Jobs in Utica, MI (NOW HIRING)

First Merchants Bank

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

Fifth Third

Commercial Credit Analyst

Detroit, MI · On-site

The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in ... Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate ...

Advantasure, Inc.

Audit Data Analyst

Detroit, MI · On-site

Lead analytics projects and teams to identify key risk and performance metrics utilizing testing ... Bachelor's Degree in Accounting, Computer Science, Data Science or related field required. * Two ...

FIRST MERCHANTS

Credit Analyst I

Royal Oak, MI · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

First Merchants Bank

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

First Merchant's Bank

Credit Analyst I

Royal Oak, MI · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

Munich Re

Data and AI Enterprise Architect

Detroit, MI

  • Medical

  • Life

  • Retirement

  • PTO

Collaborate with Data Science, Engineering, Security, and Risk teams to enable scalable, secure, and explainable AI solutions . * Establish architectural patterns for AI model deployment, monitoring ...

Munich Re

Data and AI Enterprise Architect

Livonia, MI · On-site

  • Medical

  • Life

  • Retirement

  • PTO

Collaborate with Data Science, Engineering, Security, and Risk teams to enable scalable, secure, and explainable AI solutions . * Establish architectural patterns for AI model deployment, monitoring ...

Munich Re

Data and AI Enterprise Architect

Dearborn, MI

  • Medical

  • Life

  • Retirement

  • PTO

Collaborate with Data Science, Engineering, Security, and Risk teams to enable scalable, secure, and explainable AI solutions . * Establish architectural patterns for AI model deployment, monitoring ...

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Showing results 41-60

All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Utica, MI

Credit Risk Data Science information

See Utica, MI salary details

$33.8K

$103.9K

$180.2K

How much do credit risk data science jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk data science in Utica, MI is $103,892.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,300.00 and $128,200.00 per year, depending on experience, location, and employer.

What is credit risk data science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What skills and qualifications are needed to thrive as a credit risk data scientist?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.

How does a credit risk data scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What job categories do people searching Credit Risk Data Science jobs in Utica, MI look for?

The top searched job categories for Credit Risk Data Science jobs in Utica, MI are:

What cities near Utica, MI are hiring for Credit Risk Data Science jobs?

Cities near Utica, MI with the most Credit Risk Data Science job openings:

Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Utica, MI as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $103,892 per year, or $49.9 per hour.

Credit Analyst I

First Merchants Bank

Royal Oak, MI • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

First Merchants Bank rating

7.8

Company rating: 7.8 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

89th of 171 rated banks

Job description

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio.

As part of this role you will:

  • Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes.
  • Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews.
  • Assign call codes, NAICS codes, risk grade and risk rating score data accurately.
  • Review appraisals and real estate evaluations.
  • Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools
  • Attend and participate in loan committees as requested.

To be successful in this position, we require the following:

  • Bachelor’s degree.

The following would be a plus:

  • Bachelor’s degree (or completion within current semester) in accounting, finance, or business.

First Merchants offers the following:

  • Base Pay PLUS Bonuses
  • Medical, Dental and Vision Insurance
  • 401k
  • Health Savings and Flexible Spending Accounts
  • Vacation/Sick Time
  • Paid Holidays
  • Paid Parental Leave
  • Tuition Reimbursement
  • Additional Benefits

A little about us:

First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.

Our Vision is:

To enhance the financial wellness of the diverse communities we serve.

Our Mission is:

To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

Our Team:

"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."

Apply today to begin your career with us!

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