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Credit Risk Data Science Jobs in Phoenix, AZ (NOW HIRING)

Execute data remediation initiatives and monitor data quality reports to identify issues and drive timely corrections. * Build and maintain strong working relationships with credit, risk, lending ...

Execute data remediation initiatives and monitor data quality reports to identify issues and drive timely corrections. * Build and maintain strong working relationships with credit, risk, lending ...

We also help merchants connect with their customers, process exchanges and returns, and manage risk ... Drive best practices in data science. * Ensure data quality and integrity in all processes.

Senior Data Engineer, Predictive Modeling

Tempe, AZ · On-site

$101K - $137K/yr

Our data science and analytics team automates everything Carvana does from modeling consumer ... Whether we're assessing credit risk, optimizing inventory and pricing strategies, or building AI ...

Data Scientist II

Tempe, AZ · Hybrid

$131K - $172K/yr

... risk, build higher-performing provider networks, and create a standout consumer experience in our ... Help ensure data science processes and outputs align with broader team strategies and roadmaps

... risk, and operations to deliver high-quality credit data and timely execution. Job responsibilities ... Experience with credit systems (e.g., iCRD Proposals, Party Central, ACBS, Credit Navigator, iCRD ...

... risk, and operations to deliver high-quality credit data and timely execution. Job responsibilities ... Experience with credit systems (e.g., iCRD Proposals, Party Central, ACBS, Credit Navigator, iCRD ...

... risk, and operations to deliver high-quality credit data and timely execution. Job responsibilities ... Experience with credit systems (e.g., iCRD Proposals, Party Central, ACBS, Credit Navigator, iCRD ...

Data Scientist II

Tempe, AZ · On-site

$131K - $172K/yr

... risk, build higher-performing provider networks, and create a standout consumer experience in our ... Help ensure data science processes and outputs align with broader team strategies and roadmaps

Data Scientist II

Tempe, AZ · Hybrid

$131K - $172K/yr

... risk, build higher-performing provider networks, and create a standout consumer experience in our ... Help ensure data science processes and outputs align with broader team strategies and roadmaps

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Showing results 1-20

Credit Risk Data Science information

See Phoenix, AZ salary details

$36.7K

$113.1K

$196.1K

How much do credit risk data science jobs pay per year?

As of Jun 12, 2026, the average yearly pay for credit risk data science in Phoenix, AZ is $113,074.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,900.00 and $139,500.00 per year, depending on experience, location, and employer.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Phoenix, AZ? For Credit Risk Data Science jobs in Phoenix, AZ, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Phoenix, AZ look for? The top searched job categories for Credit Risk Data Science jobs in Phoenix, AZ are:
Infographic showing various Credit Risk Data Science job openings in Phoenix, AZ as of June 2026, with employment types broken down into 25% Full Time, 25% Part Time, 25% Temporary, and 25% Contract. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $113,074 per year, or $54.4 per hour.
Credit Support Analyst

Credit Support Analyst

JP Morgan Chase

Tempe, AZ • On-site

Full-time

Medical, Retirement

Posted 12 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 469 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

Join a team where your work directly supports credit decisions, accurate reporting, and smooth client onboarding. If you enjoy fast-paced ownership, strong partnerships, and improving data quality, this role offers impact every day.

Job summary

As a Credit Support Analyst in Middle Market Banking and Specialized Industries, you will own the accuracy and completeness of credit-related data across key credit systems to support exposure reporting, capital allocation, and profitability reporting. You will set up customers and facilities during onboarding, maintain ongoing updates, and initiate and route credit facility proposals for approval while partnering closely with credit, risk, lending services, and middle office teams.

Job responsibilities
  • Own and maintain credit-related customer and facility data across systems used by the business to support accurate reporting and downstream processes.
  • Set up customers and related facilities during client onboarding and perform ongoing maintenance to keep records current and accurate.
  • Initiate credit facility proposals for new facilities, existing facilities, and data maintenance, populating facility and obligor data prior to routing for approval.
  • Attach supporting documentation to proposals, update proposals during negotiation changes, and finalize key dates prior to release.
  • Route proposals for approval, complete proposals for release, and store required items in deal documentation repositories as applicable.
  • Ensure credit requests, queries, and issues are actioned accurately and within stated procedures and policies.
  • Communicate with partners that facilities are available and interpret approval requirements to apply them consistently in daily work.
  • Manage credit data structures and roles within customer data tools, including family structures, transfers, and coverage roles.
  • Execute data remediation initiatives and monitor data quality reports to identify issues and drive timely corrections.
  • Build and maintain strong working relationships with credit, risk, lending services, and middle office partners to support efficient execution.
Required qualifications, capabilities, and skills 
  • College degree or equivalent relevant experience.
  • Minimum of 4 years of professional experience in loan/product operations or in a credit/lending environment.
  • Experience with credit systems and the ability to learn and understand system linkages across upstream/downstream applications.
  • Understanding of common credit loan products and operating exposures, and ability to interpret simple to moderate customer structures.
  • Ability to build and maintain effective partnerships with credit, risk, lending services, and middle office teams.
  • Strong verbal, written, and organizational skills in a team-based, cross-coverage environment.
  • Ability to work independently, escalate appropriately, and demonstrate sound judgement, initiative, ownership, and accountability.
  • Risk control mindset with strong attention to detail and the ability to solve problems through root-cause analysis.
  • Ability to prioritize tasks effectively in a deadline-driven environment.
Preferred qualifications, capabilities, and skills 
  • Experience supporting credit data remediation or data quality improvement initiatives across multiple systems.
  • Experience working with virtual teams across multiple locations and coverage models.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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