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Credit Risk Data Science Jobs in Maryland (NOW HIRING)

Data Scientist

Fort George G Meade, MD ยท On-site

$156K - $176K/yr

Early data science input during IOC ensures that data collected will be suitable for downstream AI development, reducing risk and accelerating capability maturation during follow-on implementation

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring ... Enter complete and accurate data into Bank systems in support of underwriting and portfolio ...

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring ... Enter complete and accurate data into Bank systems in support of underwriting and portfolio ...

... Credit Risk Monitor reporting services. The RCM will synthesize such external data with internal profit profile data to determine and recommend optimal credit terms and then convey those ...

... science techniques and met hods and leverage a suite of data-driven tools to aid the client's service leadership and subject matter experts to increase decision space, understand strategic risk, and ...

Review account aging, payment patterns, and credit risk on a regular basis to identify issues ... Recommend and implement changes to company credit policy as market conditions or internal data ...

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Credit Risk Data Science information

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Maryland? For Credit Risk Data Science jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Maryland look for? The top searched job categories for Credit Risk Data Science jobs in Maryland are:
What cities in Maryland are hiring for Credit Risk Data Science jobs? Cities in Maryland with the most Credit Risk Data Science job openings:
Senior Data Science Developer

Senior Data Science Developer

Integral

Annapolis Junction, MD โ€ข On-site

$155K - $175K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday


Job description

Overview

Senior Data Science Developer

Location: Annapolis Junction, MD (Hybrid)

Clearance: Public Trust (Level 4; High-Risk)

Integral Federal is looking to hire a Senior Data Science Developer to support the Transportation Security Administration (TSA) Performance Engineering Analytics (PEA) program. The PEA program will support TSA as they continue to look for ways to enhance its layered approach to security through new state-of-the-art technologies, expanded use of existing and proven technologies, improved passenger identification techniques, and other developments that will continue to strengthen anti-terrorism capabilities.

Responsibilities

Develop software, tools, models and data products in both cloud (AWS) and on-premises data science and data analytics environment using a variety of programming languages such as Python, R, Java, and SQL

Design and implement solutions to complex, large dataset problems using modern, leading practices and innovative techniques

Develop and integrate data science applications, products and reporting solutions with the TSA systems, platforms and frameworks

Develop creative solutions to data limitations, such as, regular purging of Personally Identifiable Information (PII), while maintaining the ability to perform frequency analyses, models, trends etc

Test, maintain and recommend software improvements to ensure fit-for-purpose functionality and good practices optimization

Ideate and identify opportunities to improve system capabilities and performance

Produce documentation in support of technical specifications, test plans and software-related work products

Make good technical decisions that provide solutions to business and stakeholder challenges and problems

Compile timely, comprehensive and accurate documentation and/or reports as requested

Qualifications

Required:

-10+ years of relevant experience

-Currently or recently working as senior level developer in similar environments and with the tools (or similar tools) listed below

  • On-premises and/or Cloud data science and data analytics environments
  • Python and R in a data science toolkit environment or notebook environment
  • AWS Cloud products (Glue, Redshift)
  • Microsoft Power BI Report server or similar business intelligence tool

-Development experience with a focus on data manipulation and/or statistics

-Experience with data visualizations, reporting systems and Dashboards

-Experience with performance troubleshooting of Python and R code in a notebook or data science toolkit environment

-Expertise with complex SQL and large data sets; query troubleshooting and optimization to include analyzing optimization plans and debugging stored procedures

-Ability to learn new languages and technologies and solid troubleshooting aptitude

-Excellent verbal and written communication skills

-Strong analytical, problem-solving skills

-Resourcefulness and attention to detail

Preferred:

Experience working in TSA mission or DHS environments

Experience working in data science and data analytics environments

Experience working as part of a team in an Agile environment to deliver software and data solutions

Software development in an AWS Cloud environment

Some development experience with Artificial Intelligence (AI) and Machine Learning (ML)

Experience with Zeppelin notebooks or similar web-based notebook collaboration environment (e.g. JupyterLabs)

Master of Science degree

Salary range: $155,000-$175,000

The above salary range represents a general guideline. Integral Federal considers a number of factors when determining base salary offers, such as the scope and responsibilities of the position and the candidate's experience, education, skills, and current market conditions.

Depending on the position, employees may be eligible for overtime, shift differential, and/or discretionary bonuses in addition to base pay.ย 

Company Overview

Integral partners with federal defense, intelligence, and civilian leaders to tackle their most important challenges and deliver positive outcomes. Since our founding in 1998, we have helped clients leverage existing and emerging technologies to transform their enterprises, empower growth, drive innovation, and build sustainable success. The forward-leaning solutions we deliver are tailored to each mission with a focus on keeping our nation safe and secure.

Integral is headquartered in McLean, VA and serves clients throughout the country.

We offer a comprehensive total rewards package including paid parental leave and immediate vesting in our 401(k). Give us a try and become part of a curated group of professionals at Integral Federal!

Our package also includes:

Medical, Dental & Vision Insurance

Flexible Spending Accounts

Short-Term and Long-Term Disability Insurance

Life Insurance

Paid Time Off & Holidays

Earned Bonuses & Awards

Professional Training Reimbursement

Paid Parking

Employee Assistance Program

Equal Opportunity Employer/Protected Veteran/Disability

Employment Type: FULL_TIME