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Credit Risk Data Science Jobs in Idaho (NOW HIRING)

Truckstop

Portfolio Risk Manager I

Boise, ID · On-site

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the factoring portfolio, approve credit and ensures smooth and transparent onboarding, safeguarding risk while ...

Truckstop

Portfolio Risk Manager I

Boise, ID · Remote

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the factoring portfolio, approve credit and ensures smooth and transparent onboarding, safeguarding risk while ...

Truckstop

Portfolio Risk Manager I

Boise, ID · Remote

The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the factoring portfolio, approve credit and ensures smooth and transparent onboarding, safeguarding risk while ...

ICCU

Department Data Analyst

Chubbuck, ID · On-site

... Credit Union. This role involves managing product reporting, market share and rate data, and ... Margin maximization analysis - Optimizing our spreads by risk tiers and pricing. * Product Analysis ...

Parsons

Project Controls Lead - Progress & EVM

Boise, ID · On-site

$103K - $181K/yr

... and risk data to improve forecasting and decision-making What Required Skills You'll Bring * Bachelor's Degree in Engineering, Construction Management, or Data Science/Analytics, or equivalent

Commercial Tire

Credit Manager

Meridian, ID

This role manages the company's accounts receivable risk portfolio through credit analysis, account ... and other available data. * Approve, modify or deny credit applications within established ...

Commercial Tire Inc

Credit Manager

Meridian, ID · On-site

$70K - $90K/yr

This role manages the company's accounts receivable risk portfolio through credit analysis, account ... and other available data. * Approve, modify or deny credit applications within established ...

Munich Re

Technical Architect - Data, Analytics & AI

Boise, ID · Hybrid

$60.75 - $78/hr

Collaborate with Data Science, Engineering, Security, and Risk teams to enable scalable, secure, and explainable AI solutions . * Establish architectural patterns for AI model deployment, monitoring ...

Deloitte

AI Data Engineer - Senior Consultant

Boise, ID · Hybrid

$99K - $136K/yr

... vs. risk) and document decisions. * 4+ years of experience collaborating across product, data science/ML, data engineering, platform, and security. * 4+ years of experience with treat testing ...

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All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Idaho

Credit Risk Data Science information

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Idaho? For Credit Risk Data Science jobs in Idaho, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Idaho look for? The top searched job categories for Credit Risk Data Science jobs in Idaho are:
What cities in Idaho are hiring for Credit Risk Data Science jobs? Cities in Idaho with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Portfolio Risk Manager I

Portfolio Risk Manager I

Truckstop

Boise, ID • On-site

Full-time

Posted 8 days ago

Job description

At Truckstop, we have transformed the entire freight-moving lifecycle with our SaaS solutions. From freight matching to payments and everything in between, we are the trusted partner for carriers, brokers, and shippers alike. We lead this industry forward with our One Team mindset committing to principles such as assume positive intent, have each other's back, and be your authentic self. Our drive for greatness produces high expectations, yet our regard for humans is even higher. Join a team of brilliant minds and generous hearts who care deeply about other's success.
Job Title: Portfolio Risk Manager I
Position Summary:
The Portfolio Risk Manager makes data driven decisions to monitor the overall health of the factoring portfolio, approve credit and ensures smooth and transparent onboarding, safeguarding risk while supporting sustainable growth.
Essential Job Functions:
  • Reviews credit request following existing frameworks through standardized process
  • Applies existing scoring models when approving new debtors
  • Reviews and monitors portfolio risk dashboards and flags issues.
  • Underwrites new deals using existing underwriting frameworks.
  • Learns from senior team members how to anticipate macroeconomic and industry trends.
  • Adopts tools/systems and follows automation workflows in place.
  • Learns Denim's credit risk process using structured, scalable frameworks that support long-term growth.
  • Identify opportunities to automate and streamline risk management processes, reducing manual work and accelerating decision timelines without compromising quality.
  • Improve the speed and clarity of debtor evaluations to ensure new client onboarding is smooth, transparent, and driven by objective, data-backed insights.
  • Reviewing credit requests through standardized processes that analyze financial data, debt-to-equity ratios, cash flow, and historical payment behavior.
  • Managing credit exceptions using data-driven matrices to assess trends and guide strategic decisions aligned with Denim's risk tolerance.
  • Overseeing outgoing and incoming buyouts to ensure smooth transitions and protect Denim's reputation for reliability and professionalism.
  • Developing yield optimization strategies by analyzing historical yield data, market trends, and portfolio performance to identify high-yield opportunities and reduce underperformance.
  • Ensuring legal compliance by monitoring UCC liens and managing contract exceptions, safeguarding operational integrity.

Position Requirements:
  • 1 - 2 years of factoring, B2B lending or credit risk management experience
  • Preferred: 1 - 3 years of factoring experience with direct responsibility for credit decision-making and portfolio risk monitoring.
  • 1+ years of underwriting experience, preferably at another factoring company
  • Knowledge of logistics or freight brokering
  • Familiarity with portfolio management.

Capabilities:
  • Ability to become familiar with company products and navigate systems in a reasonable amount of time.
  • Effective and strong communication skills both verbally and in writing
  • Ability to understand, solve problems and respond to customers' needs in a timely manner
  • Displays meticulous attention to detail
  • Demonstrated ability to communicate with cross functional teams
  • Ability to multi-task, prioritize work and manage own time to meet department goals and deadlines
  • Ability to maintain collaborative effective working relationships within all areas of the company
  • Displays a proactive approach utilizing initiative, and great follow through skills
  • Strong data analytical skills
  • Experience working with cross-functional teams in a financial or tech-focused setting.
  • A solid understanding of credit risk management.

The above description covers the most significant duties performed but does not include other related occasional work that may be assigned or completed by the partner.
FLSA Status: Non-Exempt
Physical Demands:
Minimum physical exertion. While performing the duties of this position, the employee is frequently required to sit, communicate, reach and manipulate objects, tools or controls. The position requires mobility. Duties involve moving materials weighing up to 5 pounds on a regular basis. Manual dexterity and coordination are required over 75% of the work period while operating equipment such as computer keyboard and mouse.
Work Environment:
The working conditions will vary between an office environment and a remote home environment. The ideal protected indoor work environment is a clean, non-hazardous work area. The noise level in the work environment is typical of most office or remote home environments with telephones, personal interruptions, and background noises.
EEO Statement:
Truckstop.com provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
At Truckstop we are dedicated to creating a workplace that is equitable, inclusive, and inspiring for every employee. In an effort to provide greater transparency, we are sharing the base salary range for this position. The position is also eligible for a yearly bonus. Final salary is based on a number of factors including market location, job-related knowledge, education/training, certifications, key skills, experience, internal peer equity as well as business considerations.
The anticipated base pay range for this position is :
$55,000-$60,000 USD
The above description covers the most significant duties performed but does not include other related occasional work that may be assigned or is completed by the employee.
Truckstop provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
Truckstop participates in the E-Verify program. Learn more about the E-Verify program here: https://www.e-verify.gov/
Truckstop Privacy Policy

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