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Credit Risk Data Science Jobs in Crouch, ID (NOW HIRING)

Milliman

Data Engineer (MedInsight)

Boise, ID · On-site +1

$93K - $177K/yr

... risk management and regulatory compliance, data analytics and business transformation as well as a ... Bachelor's degree in computer science, engineering, information systems, or related field; or ...

Clearwater Analytics

Sr. Program Manager

Boise, ID · On-site

$100K - $100K/yr

Clearwater Analytics is a company focused on delivering data distribution, reporting, and analytics ... and risk management strategies for internal, client, and vendor participants. • Coordinate ...

U.S. Navy

Bomb Technician

Idaho City, ID

... safety and risk management; regular integration with Special Operations, fleet units, and ... science, mechanical comprehension, and electronics information; age typically 30 or younger at ...

Cape Fox SS

Physical Fitness Coordinator (PRN)

Boise, ID · On-site

$37.87/hr

Ideal candidates bring a background in exercise science or equivalent experience, a nationally ... Oversee field data entry; ensure two-person validation of counts, times, calculations, signatures ...

City of Boise

Building Automation Specialist

Boise, ID

$72K - $80K/yr

... science, or as an automation controls worker for a commercial, industrial, semi-industrial ... Knowledge of: energy data analytics; infrastructure device/equipment data trending and analytical ...

City of Boise, ID

Building Automation Specialist

Boise, ID · On-site

$72K - $80K/yr

... science, or as an automation controls worker for a commercial, industrial, semi-industrial ... Knowledge of: energy data analytics; infrastructure device/equipment data trending and analytical ...

All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Crouch, ID

Credit Risk Data Science information

See Crouch, ID salary details

$31.9K

$98.2K

$170.4K

How much do credit risk data science jobs pay per year?

As of Jun 13, 2026, the average yearly pay for credit risk data science in Crouch, ID is $98,247.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,200.00 and $121,200.00 per year, depending on experience, location, and employer.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Crouch, ID as of June 2026, with employment types broken down into 38% Full Time, 22% Part Time, 20% Temporary, and 20% Contract. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $98,247 per year, or $47.2 per hour.
Commercial Banking Credit Analyst / Assistant Relationship Manager

Commercial Banking Credit Analyst / Assistant Relationship Manager

Northwest Bank

Boise, ID • On-site

Full-time

Posted 21 days ago

Job description

Job Type
Full-time
Description
Location Note
Although this role is based in Boise, this position supports a Commercial Relationship Manager in the Coeur d'Alene office.
Job Overview
The ARM conducts credit analyses including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers and portfolios. The ARM provides timely, accurate financial analysis and makes recommendations regarding the extension of credit (via credit memos); develops key discussion points and questions to assist in analyzing loan opportunities; works with RMs, Loan Coordinator and customers to close loans and/or assist in monitoring and administering the loan portfolio in accordance with loan approval as necessary / requested..
Requirements
Essential Duties & Responsibilities
  • Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; and provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standards.
  • Adhere to defined Service Level Agreements, both internal and external.
  • Investigate, interpret and analyze credit reports.
  • Spread and analyze financial statements and information to evaluate existing and projected company cash flow.
  • Work with Loan Coordinator to order all necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.)
  • Review all necessary reports, including title, independent appraisal and collateral exam.
  • Develop list of key information necessary to support the loan approval process.
  • Prepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approval.
  • Make underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriate.
  • Assist in monitoring loans through timely collection of financial information / tickler management.
  • Assist in the creation and maintenance of customer files within defined bank standards.
  • Review financial information for loan compliance to maximize credit quality and minimize risk and potential loss.
  • Assist RM and Loan Coordinator with maintaining current financial information consistent with loan approval and ensure maintenance of the credit file.
  • Serve as an important part of the Relationship Management team.
  • As requested by RM, attend customer meetings and take notes to assist in underwriting and evaluating risk.
  • As requested by RM, work with loan applicants to ensure loan packages are complete.
  • Participate in Credit Trainings to remain current on standards and expectations.
  • As requested by RM, assist in the preparation of Preflights and LOI's.
  • Review portfolio reports to be informed of workflow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
  • Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.) as requested by RM.
  • Support collection of past due accounts as requested by RM.
  • Assist with customer calls and marketing efforts as requested.
  • Maintain knowledge of and compliance with banking regulations.
  • Be knowledgeable of and able to promote all bank products and services.
  • Perform other duties as assigned.

Required Qualifications:
  • Bachelor's degree in Business, Finance, or related area; or equivalent work experience.
  • 1 year of experience in credit analysis and/or lending activities.

Preferred Qualifications:
  • Developed credit analysis and analytical skills.
  • Thorough understanding of business cash flow and differing legal business structures.
  • Good knowledge of economics, accounting, and finance.
  • Basic knowledge of risk analysis.
  • Thorough knowledge of lending policies and procedures preferred.
  • Proficient computer skills with collaboration and productivity tools including Windows-based operating systems and office suites (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis; internet; email; and bank software.
  • Experience with financial analysis software such as Moodys and Bukers.
  • Effective oral and written communication and time management skills.

Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands and talk or hear. The employee is occasionally required to walk; reach with hands and arms and stoop, kneel, crouch, or crawl.

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