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Credit Risk Associate Jobs in Utica, MI (NOW HIRING)

CIBC

Portfolio Manager

Birmingham, MI · Hybrid

$120K - $135K/yr

... associates. This position will provide approval within established guidelines for daily credit ... Credit Underwriting & Risk Management - Prepare CAMP reports, quarterly trend cards, FAS 114 memos ...

CIBC

Portfolio Manager

Birmingham, MI · On-site

$120K - $135K/yr

... associates. This position will provide approval within established guidelines for daily credit ... Credit Underwriting & Risk Management - Prepare CAMP reports, quarterly trend cards, FAS 114 memos ...

KnitWell Group

sales associate

Clinton Township, MI · On-site

$13.75 - $18.75/hr

Create everlasting connection with client by offering credit rewards programs and Lane Personal ... Contributes to an environment that promotes taking risk and out-of-the-box thinking. Qualifications

West Marine

Sales Associate (Seasonal)

Harrison Township, MI · On-site

$13 - $15.50/hr

... credit, and on-account transactions accurately, including processing returns and managing the ... Battery systems or chemicals posing burn/fire/explosion risk * * Clean up, respond to, or manage ...

General Motors

Treasury Associate

Detroit, MI · On-site

... Risk Management, Pensions Strategy and Pension Asset Management. Cooperate with individuals within ... Three (3) years of experience as an Assistant Vice President, Credit Analyst, Rating Analyst, or ...

General Motors

Treasury Associate

Detroit, MI · Hybrid

... Risk Management, Pensions Strategy and Pension Asset Management. Cooperate with individuals within ... Three (3) years of experience as an Assistant Vice President, Credit Analyst, Rating Analyst, or ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Utica, MI

Credit Risk Associate information

See Utica, MI salary details

$45.6K

$99.7K

$166.9K

How much do credit risk associate jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk associate in Utica, MI is $99,726.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,400.00 and $129,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are popular job titles related to Credit Risk Associate jobs in Utica, MI? For Credit Risk Associate jobs in Utica, MI, the most frequently searched job titles are:
What cities near Utica, MI are hiring for Credit Risk Associate jobs? Cities near Utica, MI with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Portfolio Manager

Portfolio Manager

CIBC

Birmingham, MI • Hybrid

$120K - $135K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you'll be doing

ThePortfolio Manager primary purpose is to ensureobjectivesrelated to credit underwriting and internal portfolio management are met, in addition to supporting the workflow of the Commercial Team of RMs and commercial lending associates. This position will provide approval within established guidelines for daily credit/portfolio administrative activity. ThePortfolio Manager will be responsible for but not limited to the following activities.Primary responsibilities for this position will be that of Underwriting and Portfolio Managementandexecutionof 1A risk management activities in a manner consistent with CIBC's risk culture.

How you'll succeed

Client Relationship Management - Serve as the primary contact for portfolio-related issues, reporting, maintenance, and new requests on existing credit. Lead renewal activities and maintain engagement through client calls and visits.


Portfolio Maintenance - Ensure timely completion of maturities, annual reviews, and collection of financial reporting and covenants. Support closing teams and address outstanding loan document exceptions, real estate taxes, and insurance certificates.


Credit Underwriting & Risk Management - Prepare CAMP reports, quarterly trend cards, FAS 114 memos, and SOX controls. Approve risk ratings, review borrowing base availability, and approve loan advances while ensuring compliance with CIBC's risk policies.


Client Onboarding & Closing - Drive loan closing processes with internal teams, coordinate onboarding, deposit account opening, and Treasury Management (TM) setup activities.


Cross-Selling & Client Penetration - Collaborate with Relationship Managers to identify cross-sell opportunities and ensure accurate pricing and fees through regular reviews.


Team Training & Mentorship - Mentor and provide situational training support to Associates and Senior Associates, fostering professional growth and knowledge sharing.

Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.


Who you are

You have commercial banking expertise. You bring proven experience in credit underwriting, portfolio management, and client relationship management within commercial banking.
You're detail-oriented and analytical. Your strong financial analysis skills enable you to interpret complex data and ensure accurate risk ratings for your portfolio.


You're a collaborator. You work effectively with internal teams, Relationship Managers, and commercial lending associates to deliver optimal solutions for clients.


You're client-focused. You prioritize exceptional service and act as a trusted advocate for clients, maintaining active engagement and supporting their financial needs.


You're a mentor. You enjoy sharing your knowledge and providing training support to team members, contributing to a culture of learning and growth.


Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability.

California residents - your privacy rights regarding your actual or prospective employment

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of$120,000.00 - $135,000.00 for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible toparticipatein the relevant business unit's incentive compensation plan, which may also include a discretionary bonuscomponent. CIBC offers a full range ofbenefits and programs to meet our employee's needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidaysand 401(k), in addition to other specialperksreserved for our team members.

This position does not offer visa sponsorship.

#LI-TA

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

  • We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

  • Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

  • We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

  • CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

  • You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

  • We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

MI-Birmingham, 34901 Woodward Ave

Employment Type

Regular

Weekly Hours

40

Skills

Analytical Thinking, Client Calls, Credit Negotiations, Credit Underwriting, Decision Making, Ensure Compliance, Loan Closings, Portfolio Management, Risk Management and Mitigation, Underwriting

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