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Credit Risk Associate Jobs in South Portland, ME

KnitWell Group

Sales Associate

South Portland, ME

$14.50 - $19.50/hr

Create everlasting connection with client by offering credit rewards programs and Lane Personal ... Contributes to an environment that promotes taking risk and out-of-the-box thinking. Qualifications

Northeast Bank

Associate, Asset Management

Portland, ME · On-site

$60K - $90K/yr

... risk of loss in the future. Such action plans will be recommended to Senior Management and investment partners on an ongoing basis. Daily responsibilities include restructuring credit and repayment ...

3Degrees

Trading Associate

Portland, ME · On-site

... credits, GHG strategy consulting, and renewable energy procurement advisory services (PPAs and ... Contribute to trade proposals, RFP documentation, and risk reviews, demonstrating market ...

3Degrees

Trading Associate

Portland, ME · On-site

... credits, GHG strategy consulting, and renewable energy procurement advisory services (PPAs and ... Contribute to trade proposals, RFP documentation, and risk reviews, demonstrating market ...

3Degrees

Trading Associate

Portland, ME · On-site

... credits, GHG strategy consulting, and renewable energy procurement advisory services (PPAs and ... Contribute to trade proposals, RFP documentation, and risk reviews, demonstrating market ...

3Degrees

Trading Associate

Portland, ME · On-site

... credits, GHG strategy consulting, and renewable energy procurement advisory services (PPAs and ... Contribute to trade proposals, RFP documentation, and risk reviews, demonstrating market ...

M&T Bank

Mortgage Originator

Portland, ME · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Mtb

Mortgage Originator

Portland, ME · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

M&T Bank

Mortgage Originator

Portland, ME · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 ...

Reliance Matrix

LTD Claims Examiner II

South Portland, ME · On-site

$52K - $65K/yr

Utilizes appropriate medical and risk resources, adhering to referral polices, and transferring ... Associates degree in Business, Finance, Social Work, or Human Resources preferred. Level I LOMA ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in South Portland, ME

Credit Risk Associate information

See South Portland, ME salary details

$51.9K

$113.4K

$189.8K

How much do credit risk associate jobs pay per year?

As of Aug 7, 2026, the average yearly pay for credit risk associate in South Portland, ME is $113,391.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,800.00 and $147,300.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in South Portland, ME? The most popular types of Credit Risk jobs in South Portland, ME are:
What cities near South Portland, ME are hiring for Credit Risk Associate jobs? Cities near South Portland, ME with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in South Portland, ME as of July 2026, with employment types broken down into 71% Full Time, 26% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $112,325 per year, or $54 per hour.

Payments Specialist III

Atlantic Federal Credit Union

South Portland, ME • On-site

$32/hr

Full-time

Posted 18 days ago

Job description

Description

Be the Expert Behind Every Payment Experience

Are you the person others turn to when a problem gets complicated? Do you enjoy digging into details, solving challenging issues, and improving processes that make a real impact?


Atlantic is seeking a Payments Specialist III to play a critical role in our payments operations. This is more than a processing position, it's an opportunity to become a subject matter expert in modern payment systems, fraud prevention, risk management, and emerging payment technologies while partnering with leaders across the organization. 


 What You'll Do

  • Own complex payment operations including debit cards, wire transfers, electronic funds transfers, payment investigations, and high-risk payment programs. 
  • Resolve escalated issues by researching transactions, identifying root causes, and supporting members and internal teams. 
  • Support fraud and risk mitigation efforts in partnership with the Fraud team. 
  • Improve processes and controls by identifying efficiencies, reducing risk, and enhancing the member experience. 
  • Protect operational quality through quality reviews, trend analysis, documentation, and cross-training support.


 What Success Looks Like

  • Becoming a trusted resource for complex payment-related questions and escalations.
  • Identifying risks and resolving issues before they impact members.
  • Improving processes that increase efficiency and strengthen controls.
  • Building productive relationships across operations, fraud, and frontline teams. 
  • Continuously expanding your expertise in   payment systems and emerging technologies. 

Who We Are

We are Atlantic. Our mission is to help people do better. We're a collaborative, member-focused team that values accountability, continuous improvement, and doing the right thing. We believe the best solutions come from people who are curious, engaged, and willing to challenge the status quo.


Why join Atlantic?

Payments are evolving rapidly, and this role puts you at the center of it. You'll work with complex payment systems, emerging technologies, fraud and risk initiatives, and operational improvements that directly impact our members and the organization.


 Atlantic is proud to be an Equal Opportunity Employer. 

Requirements

What You Bring

  • 3-5 years of related payments, operations, banking, credit union, or financial services.
  • Associate degree, specialized certification, vendor training program, apprenticeship, or equivalent combination of education      and experience. 
  • Strong analytical, problem-solving, and decision-making skills
  • Strong written and verbal communication
  • Exceptional attention to detail
  • Ability to work independently and collaboratively
  • Experience with Microsoft Office and learning new platforms

Apply