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Credit Risk Associate Jobs in Newark, DE (NOW HIRING)

J.P. Morgan

Risk Strategy Associate

Wilmington, DE

As part of Credit Risk Management, you are at the center of keeping JPMorgan Chase strong and ... As a Strategic Analytics Associate within the Credit Risk Management Team, you will play a pivotal ...

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Credit Risk Associate information

See Newark, DE salary details

$49.3K

$107.7K

$180.3K

How much do credit risk associate jobs pay per year?

As of Sep 2, 2026, the average yearly pay for credit risk associate in Newark, DE is $107,712.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,900.00 and $139,900.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Newark, DE?

The most popular types of Credit Risk jobs in Newark, DE are:

What are popular job titles related to Credit Risk Associate jobs in Newark, DE?

For Credit Risk Associate jobs in Newark, DE, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Newark, DE look for?

The top searched job categories for Credit Risk Associate jobs in Newark, DE are:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Newark, DE as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 28% Part Time, 1% Temporary, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $107,222 per year, or $51.5 per hour.

Chase Card SMB Acquisitions - Credit Strategy - Associate

JPMorgan Chase & Co.

Wilmington, DE • On-site

$70 - $90/hr

Other

Re-posted 28 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 499 frontline employees who took The Breakroom Quiz

72nd of 174 rated banks

Job description

Job Description:

As an Associate in Card Acquisitions Risk SMB Strategy, you will directly engage and influence Acquisitions risk strategies in the newly created 1st line credit function within the Card Credit Decisioning Unit (CDU). You will play a key role in defining the risk appetite for Small Business within Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Additionally, you will develop risk management strategies in partnership with the Credit Risk organization, and shape underwriting policies to align with the bank’s financial goals. This includes management of risk-taking activities for card originations from approve/decline to credit line assignment for the business card portfolios within Card’s ~10mm new accounts annually. This role requires analytical curiosity, experience with complex data, and a detail oriented mind.

Job Responsibilities:
  • Evaluate the Credit Box in partnership with SMB Acquisitions Lead, Product GM’s, Finance and the second line of defense Credit Risk team
  • Directly engage in assessing new expansion opportunities. Execute against approved opportunities
  • Set up reviews and processes to ensure we are executing well on our credit assumptions
  • Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap
  • Develop and implement metrics to track performance
  • Maintain a strong regulatory and controls environment
  • Collaborate across stakeholders in business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk
Required qualifications, skills and capabilities:
  • A Bachelor’s Degree in finance, business administration, or a related field is required
  • 2+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business
  • Ability to evaluate and manage credit risk effectively; Exceptional quantitative and qualitative finance and analytical skills

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.

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